ISANSKA Studio
ActiveSummary
The computed 12-month bankruptcy probability of ISANSKA Studio is 2.4% (moderate). The 2025 annual accounts show negative equity (-€4,039) and a net result of -€8,039. Its solvency ranks better than 10% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 30-12-2024 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120and 4 others
- Establishment unit
- 2.368.086.833 4780 Sankt Vith, since 08-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 18-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.4%
- Gross margin
- -€7,959
- Loss
- €8,039
- Equity
- -€4,039
- Total assets
- €5,433
- Negative equity on 31-12-2025
Score breakdownraises riskFounded in 2024Negative equity -€4,039Sector: Retail trade (NACE 47)lowers riskSize: total assets €5,433Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 12% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-06-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €35 |
| Gross operating margin9900 | -€7,959 |
| Operating profit (loss)9901 | -€7,994 |
| Financial income75/76B | €12 |
| Recurring financial income75 | €12 |
| Financial charges65/66B | €58 |
| Recurring financial charges65 | €58 |
| Profit (loss) for the period before taxes9903 | -€8,039 |
| Profit (loss) for the period9904 | -€8,039 |
| Profit (loss) for the period to be appropriated9905 | -€8,039 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €5,433 | |
| Current assets29/58 | €5,433 | |
| Stocks and contracts in progress3 | €1,300 | |
| Stocks30/36 | €1,300 | |
| Amounts receivable within one year40/41 | €3,536 | |
| Trade receivables40 | €3,536 | |
| Cash at bank and in hand54/58 | €495 | |
| Deferred charges and accrued income490/1 | €102 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €5,433 | |
| Equity10/15 | -€4,039 | |
| Contributions10/11 | €4,000 | |
| Profit (loss) carried forward14 | -€8,039 | |
| Amounts payable17/49 | €9,473 | |
| Amounts payable within one year42/48 | €6,719 | |
| Trade debts44 | €2,094 | |
| Suppliers440/4 | €2,094 | |
| Advances received on contracts in progress46 | €250 | |
| Taxes, remuneration and social security45 | €272 | |
| Taxes450/3 | €272 | |
| Other amounts payable47/48 | €4,103 | |
| Accrued charges and deferred income492/3 | €2,753 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€8,039 |
| Operating cash flow (approximation) | -€8,039 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,322 companies had the same profile as ISANSKA Studio has now. Two years later, 90.2% were still going and 4.2% had gone bankrupt.
- Micro
- under 2 years old
- negative equity
- a loss of 10% of the balance sheet or more
That fits the bankruptcy probability of ISANSKA Studio itself: 2.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for ISANSKA Studio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-06-2026 | 2026-00130887 |
Board & ownership
Directors
Owners and capital
Shareholders
- Monika Urszula ISANSKA 100 shares (100%) · in cash
Capital transactions
- 02-01-2025 Incorporation · €4,000 · 100 shares
Network & group
ISANSKA Studio shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of ISANSKA Studio. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
02-06
Gazette deed
Company renamed from MEJWOD to ISANSKA StudioAmendment of the articles4 points ▸
- Name change, ISANSKA Studio
- Amendment of the articles, 1
- General meeting, protocol, einundzwanzigsten Mai zweitausendsechsundzwanzig
- Other provision, Teil B, Teil B publication after deposit
02-01
Gazette deed
IncorporationStarting capital €4,000 · Appointment: Monika Urszula ISANSKA (nichtstatutarische verwalterin) · Founder12 points ▸
- Founder, Monika Urszula ISANSKA (gründerin)
- Founding capital, €4,000
- Bank account, 4000, “in Gründung befindliche Gesellschaft” (deed in German)
- Share issue, “jede Aktie gleiche Berechtigung an Gewinnverteilung und Liquidationssaldo”, 100 (deed in German)
- General meeting, “ausserordentliche Generalversammlung, einstimmig” (deed in German)
- Registered office clause, “4780 SANKT VITH-Recht,Zur Kaiserbaracke 157” (deed in German)
- Other provision, “hello@mejwod.com, Webseite,E-Mail-Adresse und Mitteilungen” (deed in German)
- Board rule, 1
- Director appointment, Monika Urszula ISANSKA (nichtstatutarische verwalterin)
- Power of attorney, Monika Urszula ISANSKA
- Incorporation, “MEJWOD” (deed in German)
- Other provision, “Teil B Ausfertigung, nach Hinterlegung der Urkunde bei der Kanzlei” (deed in German)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
ISANSKA Studio was incorporated on 30 December 2024 as a private limited company by one natural person, with a starting capital of €4,000.12 Since 2026 the company has been called ISANSKA Studio.3 Monika Urszula ISANSKA is nichtstatutarische verwalterin of the company, appointed in the act of 02-01-2025.2
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
13 activities
- Tätigkeiten von Fotografen
- Public-Relations-Beratung
- Unternehmensberatung
- Sonstige Tätigkeiten im Bereich der Fotografie
- Andere Ausbildungsformen
- Die Immobilienförderung,den Erwerb und Verkauf,die Vermietung und Untervermietung,Immobilienleasing,die Errichtung sowie die Verwaltung von Immobilien für den Eigenbedarf der Gesellschaft sowohl in Belgien als auch im Ausland,und dies im weitesten Sinne des Wortes
- Schaffende Kunst
- Fotoproduktion für gewerbliche und private Zwecke
- Behandlung von Bildmaterial
- Einzelhandel mit sämtlichen Waren im Internet (e-commerce)
- Die Ausübung von Mandaten in anderen Gesellschaften
- Die Ausführung von Verwaltungsarbeiten,Beratungs- und Managementleistungen für Unternehmen und andere Personen,sowohl in Belgien als auch im Ausland,und dies im weitesten Sinne des Wortes
- Andere nicht geschützte Tätigkeiten
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
This address was not found in the Belgian address register (BOSA BEST).
Zur Kaiserbaracke,Recht 1574780 Sankt Vith