Equity
€487,368 ▲ 62.7%
Equity rose in 2025 from €299,480 to €487,368.
Isala Living
Lifetime
2 annual accounts with figures on one time axisGross marginpeak -€3,033 (2024)
-€3,616▼ €583
Resultlowest -€3,616 (2025)
-€3,616▼ €583
Equitypeak €487,368 (2025)
€487,368▲ 62.7%
Debts
€21,322▼ 75.1%
Board8 names since 2024
3 directorsJuFo Consulting and 2 others
Owners2 names in the annual accounts
100%Infinito Holding and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025financial year
Gross margin from -€3,033 to -€3,616Loss of €3,616Capital contribution of €40,122 10-123 directors appointed, 3 resignations 25-08Equity from €299,480 to €487,368Debts from €85,587 to €21,322
Key points
from the 2025 annual accountsLosses
-€6,649 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Liquidity
23.86 was 4.50 in 2024
Short-term debts fell from €85,587 to €21,322.
At the same address
104 companies
Board
1 joined · 1 left
Board changed. Latest change 26-08-2026 · 3 in office.
Position in the sector
95.8%
Higher solvency than 92% of companies in real estate. Sector median 38.2% · 5,797 companies.
Checked score
97
Excellent
Financially stronger than 77% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.7%highest value
07-2025: 0.7%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.7 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 23.86, cash €291,766
Sector: Real estate activities (NACE 68)
Size: total assets €508,690
Equity €487,368 (95.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 98% on liquidity, 31% on profitability and 88% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 480 companies had the same profile as Isala Living has now. Each dot is one company, two years later.
95.8%
were still trading
3.1%
stopped another way
0.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Isala Living itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 480 companies, not a prediction for Isala Living. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 23.86 (4.5 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 57.4% of total assets. 4.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 days early
2024
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KR
KPMG Réviseurs d’Entreprises
Auditor, Filip De Bock
- Infinito Holding 100%score 88equity €65.6m (2025) · 2025 annual accounts of Infinito Holding
Recent changes
1 director appointed, 1 resignation
Resignation: AG Investment Management SRL · Appointment: AGA Consulting SRL · Permanent representatives: Arthur Galle, Frederic Poesen and Jonas Nachtergaele · General meeting of 24-06-2026 · Gazette deed
Capital contribution of €40,122
Capital contribution: souscription et libération de l'apport supplémentaire · General meeting of 26-11-2025 · Gazette deed
3 directors appointed, 3 resignations
Resignations: ADEL YAHIA CONSULT SRL, QUEEN-K SRL and L.A.W. SRL · Permanent representatives: YAHIA Adel, THIEL Olivier, DE WILDE Stephanie, SMEKENS Wim, GALLE Alfred and MARESCAU Julie · Appointments: ZAFFERANA SRL, AG Investment Management SRL and JuFo Consulting SRL · General meeting of 27-06-2025 · Gazette deed
Capital contribution of €590,800
Capital contribution: souscription et libération de l'apport supplémentaire · General meeting of 22-08-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Isala Living Brussels | €508,690 | -€3,616 | 95.8% | - |
| NOVA DEVELOPMENT Brussels | €572,363 | -€15,131 | -2.2% | - |
| LUMINA DEVELOPMENT Brussels | €446,757 | -€7,913 | -0.8% | - |
| RED3 Watermael-Boitsfort | €423,290 | -€15,224 | -4.8% | - |
| PRIME PROJECT DEVELOPMENT Uccle | €630,726 | -€1,564 | -8.6% | - |
| LVH IMMO Sivry-Rance | €481,968 | -€28,930 | -15.9% | - |
| MR IMMOBILIER Tinlot | €484,918 | -€15,598 | -5.1% | - |
These companies have the same main activity as Isala Living: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €423,000 and €631,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 22-05-2024Normal situation
- Registered office
- 105 active companies are registered at this addressSource: KBO register, as of 5 November 2026.
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.361.304.2561000 Brussels, since 22-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- Total assets
- €508,690▲ 32.1%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Companies linked to Isala Living
Parent and group
Insights on Isala Living
Solvency rose in 2025 from 77.8% to 95.8% because of lower debts.
Infinito Holding holds all the shares. In August 2025, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Isala Living
- What is the company number of Isala Living?
- The company number of Isala Living is 1009.564.122. The VAT number is the same number with BE in front: BE 1009.564.122.
- Where is Isala Living based?
- The registered office is at Anspachlaan 1, 1000 Brussels.Company details
- What does Isala Living do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Isala Living?
- Isala Living is a private limited company (BV).
- When was Isala Living founded?
- Isala Living was founded on 22-05-2024.
- Is Isala Living still active?
- Yes, Isala Living is an active enterprise in the KBO register.
- What is the turnover of Isala Living?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is Isala Living profitable?
- In financial year 2025, Isala Living made a loss of €3,616.
- Where can I find the annual accounts of Isala Living?
- Isala Living filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Isala Living due?
- Isala Living must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.A³ Capital · 93 companies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.