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Isala Living

Active
Private limited companyfounded 2024active for 2 yearsAnspachlaan 1, 1000 Brussel, BelgiumKBO/BCE: BE 1009.564.122
Summary

Isala Living has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €487,368 and a net result of -€3,616. Its solvency ranks better than 92% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-05-2024 Normal situation
Registered office
105 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Development of residential building projects NACE 68121
Establishment unit
2.361.304.256 1000 Brussel, since 22-05-2024
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • JuFo ConsultingDirector · since 27-06-2025 · permanent representative MARESCAU Julie
  • ZAFFERANADirector · since 27-06-2025 · permanent representative SMEKENS Wim
  • AGA ConsultingDirector · permanent representative Arthur Galle
Auditor
KPMG Réviseurs d’Entreprises
Shareholders

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€3,616
▼ 19.2%
Loss
€3,616
▲ 19.2%
Equity
€487,368
▲ 62.7%
Total assets
€508,690
▲ 32.1%
Filed on 15-07-2026, 16 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 23.86, cash €291,766Sector: Real estate activities (NACE 68)Size: total assets €508,690Equity €487,368 (95.8% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.8% of total assets
Liquidity 100+8
short-term debt 4.2% · cash 57.4%
Profitability 36=
return on assets -0.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 06-2025: 0.7%highest value 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.7 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 23.86 (4.5 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 57.4% of total assets. 4.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 98% on liquidity, 31% on profitability and 88% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 23.86, cash €291,766
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €508,690
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €487,368 (95.8% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
16 days early
2024
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in real estatesector median 38.3% · 5,789 companies 95.8% View
  • Positive: Equity rose in 2025from €299,480 to €487,368 ▲ 62.7% View
  • Board changedlatest change 26-08-2026 · 3 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Resignation: AG Investment Management SRL (director)Appointment: AGA Consulting SRL (director) · Permanent representatives: Arthur Galle, Frederic Poesen and Jonas Nachtergaele
  2. · Gazette deed Miscellaneous
  3. · Gazette deed Resignations: ADEL YAHIA CONSULT SRL, QUEEN-K SRL and L.A.W. SRLPermanent representatives: YAHIA Adel, THIEL Olivier and 4 others · Appointments: ZAFFERANA SRL, AG Investment Management SRL and JuFo Consulting SRL
All 9 events

Companies linked to Isala Living

Comparable companies

These companies have the same main activity as Isala Living: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €423,000 and €631,000, founded in 2024.

CompanyTotal assetsGross margin
Isala Living Brussel€508,690-€3,616
NOVA DEVELOPMENT Brussel€572,363-€15,131
LUMINA DEVELOPMENT Brussel€446,757-€7,913
RED3 Watermaal-Bosvoorde€423,290-€15,224
PRIME PROJECT DEVELOPMENT Ukkel€630,726-€1,564
LVH IMMO Sivry-Rance€481,968-€28,930
MR IMMOBILIER Tinlot€484,918-€15,598
Full comparison

Key facts about Isala Living

What is the company number of Isala Living?
The company number of Isala Living is 1009.564.122. The VAT number is the same number with BE in front: BE 1009.564.122.
Where is Isala Living based?
The registered office is at Anspachlaan 1, 1000 Brussel.Company details
What does Isala Living do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Isala Living?
The legal form of Isala Living is Private limited company (BV).
When was Isala Living founded?
Isala Living was founded on 22-05-2024.
Is Isala Living still active?
Yes, Isala Living is an active enterprise in the KBO register.
What is the turnover of Isala Living?
The annual accounts for financial year 2025 state no turnover.Financials
Is Isala Living profitable?
In financial year 2025, Isala Living made a loss of €3,616.
Where can I find the annual accounts of Isala Living?
Isala Living filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Isala Living due?
Isala Living must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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