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ISAFRA

Active
Private limited company·Business and other management consultancy· 16 yrs active
Wezellaan 8 ·1970 Wezembeek-Oppem, Belgium

ISAFRA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €107k. Equity is growing by ~119.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

KBO/BCE: BE 0821.478.746
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Credit risk

Bankruptcy probability (12 mo)

0.2% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Credit advice

verdict per amount and term

Timeline

What happened to this company, by date

3 of 5 acts read

Next filing fiscal year 2026 expected by 31-07-2027

2026
19-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-12-2023 State Gazette act Registered-office change
No further detail in the source.
06-09-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
06-03-2023 State Gazette act Capital & shares
Quentin VANHALEWYN
28-02-2023 State Gazette act Capital & shares
Quentin VANHALEWYN
2022
21-09-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-12-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-10-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-09-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 3 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Financials

Equity€186k+134.7%
2023: €-4k 2024: €79k
Total assets€473k-10.8%
2023: €619k 2024: €530k
Net result€107k+28.3%
2023: €-85k 2024: €83k
Working capital€38k
2023: €-107k 2024: €-51k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Figures by fiscal year

fiscal year 2025 · abbreviated schema
€-100k€0€100kOperating result 2023: €-76k€-76kNet result 2023: €-85k€-85kOperating result 2024: €132k€132kNet result 2024: €83k€83kOperating result 2025: €150k€150kNet result 2025: €107k€107k202320242025
Operating resultNet result
EBITDA
€167k
+9.0% 23-25
Cash flow
€124k
+18.4% 23-25
Income taxes
€38k
+44.8% 23-25
Debt
€206k
-43.9% 23-25
Debt ≤ 1y
€206k
-4.5% 23-25
Debt > 1y
€152k
-47.7% 23-25
Current ratio
1.19
+55.3% 23-25
Quick ratio
1.19
+55.3% 23-25
Solvency
39.4%
+163.0% 23-25
Debt / equity
1.11
-76.1% 23-25
ROE
57.4%
-45.4% 23-25
ROA
22.6%
+43.7% 23-25
Interest coverage
27.18
+305.9% 23-25
Figures by fiscal year and ratios
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA€167k
Net profit€107k
Cash flow€124k
Staff costs-
Income taxes€38k
Dividends-
Total assets€473k
Equity€186k
Debt€206k
of which ≤ 1y€206k
of which > 1y-
Working capital€38k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.19
Quick ratio1.19
Working capital ratio8.1%
Solvency39.4%
Debt / equity1.11
Long-term debt ratio-
Interest coverage27.18
Gross margin-
Net margin-
ROA22.6%
ROE57.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€473k
Fixed assets 21/28€228k
Tangible fixed assets 22/27€228k
Current assets 29/58€245k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€232k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€473k
Equity 10/15€186k
Contributions / capital 10/11€170k
Accumulated profits (losses) 14€16k
Provisions & deferred taxes 16€80k
Amounts payable 17/49€206k
Amounts payable within one year 42/48€206k
Trade debts payable within one year 44€319
Income statement
Gross operating margin 9900€168k
Operating result 9901€150k
Financial income 75€982
Financial charges 65€6k
Result before taxes 9903€145k
Income taxes 67/77€38k
Net result for the period 9904€107k
Result to be appropriated 9905€107k

Signals

1 signal
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 19-07-2026 12 d early 2026-00330719
31-12-2024 31-07-2025 09-07-2025 22 d early 2025-00266330
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00396817
31-12-2022 31-07-2023 06-09-2023 37 d late 2023-00440722
31-12-2021 31-07-2022 21-09-2022 52 d late 2022-20433135
31-12-2020 31-07-2021 02-12-2021 124 d late 2021-79100371
31-12-2019 31-07-2020 30-11-2020 122 d late 2020-73600194
31-12-2018 31-07-2019 24-10-2019 85 d late 2019-71300458
31-12-2017 31-07-2018 21-09-2018 52 d late 2018-64000332
31-12-2016 31-07-2017 30-08-2017 30 d late 2017-54100082

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Locations & real estate

Registered office

exact location from the address register On OpenStreetMap

Establishment units

1 location
Wezellaan 8, 1970 Wezembeek-Oppem
Holdings
since 20092.357.511.655
Parcels1
Ground area1,412 m²
Buildings1
Building footprint159 m²
Volume (LiDAR)904 m³
Tallest building10.1 m · ±2 fl.

Real-estate footprint

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22302D0416/00Y000 Flanders 1,412 m² 1 · 159 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar

Similar companies

Same sector and region
How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,455 of the 82,341 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220Holdings64200Activities of holding companies64210Insurance agents and brokers66220Renting and operating of own or leased residential real estate, excluding social housing68201