ISACASA
ActiveISACASA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €49k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.34 against 5.35 in 2024), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
33.3%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
41 d early
2024
37 d early
2023
35 d early
2022
45 d early
2021
44 d early
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 31.9%
2024 · €91k
2019: €29k
2020: €33k
2021: €49k
2022: €49k
2023: €58k
2024: €91k
2019 → 2025
Total assets
€147k▲ 32.6%
2024 · €111k
2019: €63k
2020: €55k
2021: €69k
2022: €60k
2023: €68k
2024: €111k
2019 → 2025
Net result
€49k▲ 16.8%
2024 · €42k
2019: €9k
2020: €4k
2021: €15k
2022: €112
2023: €9k
2024: €42k
2019 → 2025
Working capital
€118k▲ 35.0%
2024 · €87k
2019: €10k
2020: €17k
2021: €24k
2022: €33k
2023: €52k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€49k▲ 0.2%€58k▲ 18.4%€91k▲ 56.9%€120k▲ 31.9%
Operating result€23k-€607▼ 97.3%€14k▲ 2,244%€59k▲ 314%€68k▲ 15.9%
Net result€15k-€112▼ 99.3%€9k▲ 7,898%€42k▲ 367%€49k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 16% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€2k▼ 43.7%
Current assets
€145k▲ 35.1%
Equity and liabilities €147k
Equity
€120k▲ 31.9%
Debt
€27k▲ 35.5%
The debt ratio rises from 18.1% to 18.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€71k▲
2024 · €61k
Cash flow
€51k▲
2024 · €44k
Solvency
81.5%▼
2024 · 81.9%
Current ratio
5.34▼
2024 · 5.35
Quick ratio
5.34▼
2024 · 5.35
Debt / equity
0.23▲
2024 · 0.22
ROE
40.8%▼
2024 · 46.1%
ROA
33.3%▼
2024 · 37.8%
Interest coverage
1309.87▲
2024 · 1228.96
Debt
€27k▲
2024 · €20k
Debt ≤ 1 year
€27k▲
2024 · €20k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€147k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24-€745
Current assets29/58€107k€145k▲
Amounts receivable within one year40/41€25k€30k▲
Trade receivables40€25k€27k▲
Other amounts receivable41€394€4k▲
Cash at bank and in hand54/58€81k€113k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€111k€147k▲
Equity10/15€91k€120k▲
Contributions10/11€20k€20k=
Reserves13€71k€100k▲
Distributable reserves133€71k€100k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€27k▲
Amounts payable within one year42/48€20k€27k▲
Financial debts43-€805
Other loans439-€805
Trade debts44€3k€430▼
Suppliers440/4€3k€430▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€10k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€993▼
Gross operating margin9900€63k€72k▲
Operating profit (loss)9901€59k€68k▲
Financial income75/76B€28€0▼
Recurring financial income75€28€0▼
Financial charges65/66B€50€54▲
Recurring financial charges65€50€54▲
Profit (loss) for the period before taxes9903€59k€68k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€42k€49k▲
Profit (loss) for the period to be appropriated9905€42k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€49k▲
Transfer from equity791/2€9k€20k▲
Transfer to equity691/2€42k€49k▲
To other reserves6921€42k€49k▲
Profit to be distributed694/7€9k€20k▲
Return on contributions (dividend)694€9k€20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €49k ▲16.8%
Operating result €68k, net result €49k, both a record.
30-09
Financial
Equity above €100kEq €120k ▲31.9%
7 profitable years in a row build equity to €120k.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €112 ▼99.3%
Net result drops to €112, the lowest in the series; recovery starts the following year.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat(SHL) 203910 PeltGround area
1,491 m²
Building footprint
202 m²
Volume, LiDAR
829 m³
Parcel 72033B0627/00B000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ISACASA
since 20182.279.533.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0627/00B000 | Flanders | 1,490 m² | 1 · 202 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 743 EUR awarded · 743 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 743 EUR | 743 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 5,413 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2018
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
47529Retail trade
64200Holdings
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.