ISABELLE SNOECK
ActiveSummary
ISABELLE SNOECK has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €211k and a net result of €7k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 74% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-19
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 10.68 against 12.68 in 2023; short-term debt: 6.2% and cash: 15.7% of total assets), and 15.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
43 d early
2022
27 d early
2021
34 d early
2020
29 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€211k▼ 2.9%
2023 · €218k
2018: €57k
2019: €52k
2020: €70k
2021: €109k
2022: €171k
2023: €218k
2018 → 2024
Total assets
€249k▼ 4.8%
2023 · €262k
2018: €100k
2019: €84k
2020: €96k
2021: €129k
2022: €234k
2023: €262k
2018 → 2024
Net result
€7k▼ 85.8%
2023 · €47k
2018: €5k
2019: €-5k
2020: €18k
2021: €40k
2022: €62k
2023: €47k
2018 → 2024
Working capital
€149k▼ 16.2%
2023 · €178k
2018: €41k
2019: €36k
2020: €56k
2021: €98k
2022: €131k
2023: €178k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€109k▲ 57.0%€171k▲ 56.8%€218k▲ 27.1%€211k▼ 2.9%
Operating result€22k-€55k▲ 147%€86k▲ 57.9%€67k▼ 22.7%€8k▼ 87.9%
Net result€18k-€40k▲ 123%€62k▲ 56.5%€47k▼ 23.8%€7k▼ 85.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 88% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets
€84k ▲ 24.0%
Current assets
€165k ▼ 14.9%
Equity and liabilities €249k
Equity
€211k ▼ 2.9%
Debt
€38k ▼ 14.1%
Debt's share of the balance-sheet total falls from 16.8% to 15.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €84k
Cash flow
€30k▼
2023 · €64k
Current ratio
10.68▼
2023 · 12.68
Debt to equity
0.18▼
2023 · 0.20
ROE
3.2%▼
2023 · 21.7%
ROA
2.7%▼
2023 · 18.1%
Interest coverage
52.70▼
2023 · 116.15
Debt ≤ 1 year
€15k▲
2023 · €15k
Debt > 1 year
€19k▼
2023 · €29k
Income taxes
€4k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€262k€249k▼
Fixed assets21/28€68k€84k▲
Tangible fixed assets22/27€68k€84k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€64k€61k▼
Other tangible fixed assets26€4k€20k▲
Financial fixed assets28-€35
Current assets29/58€194k€165k▼
Amounts receivable within one year40/41€21k€24k▲
Trade receivables40€15k€6k▼
Other amounts receivable41€6k€17k▲
Current investments50/53-€100k
Cash at bank and in hand54/58€171k€39k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€262k€249k▼
Equity10/15€218k€211k▼
Contributions10/11€20k€20k=
Reserves13€198k€191k▼
Distributable reserves133€198k€191k▼
Amounts payable17/49€44k€38k▼
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€29k€19k▼
Amounts payable within one year42/48€15k€15k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€992€3k▲
Suppliers440/4€992€3k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€1k€441▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€24k▲
Other operating charges640/8€655€982▲
Gross operating margin9900€84k€33k▼
Operating profit (loss)9901€67k€8k▼
Financial income75/76B€702€3k▲
Recurring financial income75€702€3k▲
Financial charges65/66B€722€601▼
Recurring financial charges65€722€601▼
Profit (loss) for the period before taxes9903€67k€10k▼
Income taxes67/77€19k€4k▼
Profit (loss) for the period9904€47k€7k▼
Profit (loss) for the period to be appropriated9905€47k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€7k▼
Transfer from equity791/2€833€13k▲
Transfer to equity691/2€47k€7k▼
To other reserves6921€47k€7k▼
Profit to be distributed694/7€833€13k▲
Return on contributions (dividend)694€833€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €218k ▲27.1%
4 profitable years in a row build equity to €218k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €62k ▲56.5%
Operating result €86k, net result €62k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲56.8%
3 profitable years in a row build equity to €171k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €109k ▲57%
2 profitable years in a row build equity to €109k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-5k ▼206%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
Show earlier events
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mellesteenweg 49/219230 WetterenGround area
7,950 m²
Building footprint
383 m²
Parcel 42025B0970/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
ISABELLE SNOECK
since 20112.197.978.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025B0970/00D000 | Flanders | 7,950 m² | 1 · 382 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 142 EUR awarded · 203 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 142 EUR | 203 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 1,345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.