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Isabelle Meunier

Active
Private limited companyfounded 20242 yrs activeSmaragdstraat 2, 1850 Grimbergen, BelgiumKBO/BCE: BE 1010.552.829
Summary

Isabelle Meunier has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €124k. Its solvency ranks better than 62% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days only on tighter terms
Liquidity ample (current ratio 3.1 against 2.97 in 2024; short-term debt: 32.3% and cash: 100% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.7%
Return on assets
49.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
30 d early
2024
29 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€169k▲ 276%
2024 · €45k
2024: €45k
2024 → 2025
Total assets
€249k▲ 268%
2024 · €68k
2024: €68k
2024 → 2025
Net result
€124k▲ 210%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€169k▲ 276%
2024 · €45k
2024: €45k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€45k-€169k▲ 276%
Operating result€51k-€163k▲ 221%
Net result€40k-€124k▲ 210%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2024: €51k€51kNet result 2024: €40k€40kOperating result 2025: €163k€163kNet result 2025: €124k€124k20242025€0€50k€100k€150kOperating result 2024: €51k€51kNet result 2024: €40k€40kOperating result 2025: €163k€163kNet result 2025: €124k€124k20242025
The operating result rises in 2025; 2025 is 221% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €249k
Equity €169k ▲ 276%
Debt €81k ▲ 253%
Debt's share of the balance-sheet total falls from 33.7% to 32.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
3.10
2024 · 2.97
Debt to equity
0.48
2024 · 0.51
ROE
73.4%
2024 · 88.9%
ROA
49.7%
2024 · 58.9%
Debt ≤ 1 year
€81k
2024 · €23k
Income taxes
€38k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€68k€249k
Current assets29/58€68k€249k
Amounts receivable within one year40/41€5€0
Other amounts receivable41€5€0
Cash at bank and in hand54/58€67k€249k
Deferred charges and accrued income490/1€1k€0
Equity and liabilities
Total equity and liabilities10/49€68k€249k
Equity10/15€45k€169k
Contributions10/11€5k€5k=
Reserves13€40k€164k
Distributable reserves133€40k€164k
Amounts payable17/49€23k€81k
Amounts payable within one year42/48€23k€81k
Trade debts44€3k€2k
Suppliers440/4€3k€2k
Taxes, remuneration and social security45€18k€71k
Taxes450/3€18k€71k
Other amounts payable47/48€2k€7k
Income statement Code20242025
Other operating charges640/8€387€400
Gross operating margin9900€51k€163k
Operating profit (loss)9901€51k€163k
Financial charges65/66B€597€1k
Recurring financial charges65€597€1k
Profit (loss) for the period before taxes9903€50k€162k
Income taxes67/77€10k€38k
Profit (loss) for the period9904€40k€124k
Profit (loss) for the period to be appropriated9905€40k€124k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€124k
Transfer to equity691/2€40k€124k
To other reserves6921€40k€124k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €150kEq €169k ▲276%
2 profitable years in a row build equity to €169k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
06-12
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
06-12
State Gazette act General meeting · Board meeting
Director resignation · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smaragdstraat 21850 Grimbergen
Ground area
571 m²
Building footprint
145 m²
Volume, LiDAR
964 m³
Parcel 23403H0007/00W000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Isabelle Meunier
Smaragdstraat 2, 1850 GrimbergenActivities of company auditors
since 20242.362.645.430
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23403H0007/00W000 Flanders 571 m² 1 · 145 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
69203Activities of company auditors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.