ISABELLE BLOMME
ActiveISABELLE BLOMME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.67M and a net result of €334k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 12.69 against 7.96 in 2023; short-term debt: 6.6% and cash: 26.2% of total assets), and 7.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.4%
Return on assets
18.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
54 d late
2022
31 d late
2021
4 d late
2020
9 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.67M▲ 25.0%
2023 · €1.33M
2018: €461k
2019: €462k
2020: €742k
2021: €884k
2022: €1.07M
2023: €1.33M
2018 → 2024
Total assets
€1.81M▲ 20.1%
2023 · €1.50M
2018: €610k
2019: €564k
2020: €902k
2021: €1.20M
2022: €1.35M
2023: €1.50M
2018 → 2024
Net result
€334k▲ 3.7%
2023 · €322k
2018: €93k
2019: €81k
2020: €280k
2021: €296k
2022: €307k
2023: €322k
2018 → 2024
Working capital
€1.39M▲ 24.9%
2023 · €1.11M
2018: €460k
2019: €433k
2020: €687k
2021: €758k
2022: €921k
2023: €1.11M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€742k-€884k▲ 19.0%€1.07M▲ 20.6%€1.33M▲ 25.3%€1.67M▲ 25.0%
Operating result€405k-€438k▲ 8.2%€457k▲ 4.3%€476k▲ 4.2%€486k▲ 2.0%
Net result€280k-€296k▲ 5.6%€307k▲ 3.6%€322k▲ 5.0%€334k▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.81M
Fixed assets
€296k▲ 28.9%
Current assets
€1.51M▲ 18.5%
Equity and liabilities €1.81M
Equity
€1.67M▲ 25.0%
Debt
€137k▼ 18.8%
The debt ratio falls from 11.2% to 7.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€501k▲
2023 · €490k
Cash flow
€349k▲
2023 · €336k
Solvency
92.4%▲
2023 · 88.8%
Current ratio
12.69▲
2023 · 7.96
Quick ratio
12.69▲
2023 · 7.96
Debt / equity
0.08▼
2023 · 0.13
ROE
20.0%▼
2023 · 24.1%
ROA
18.5%▼
2023 · 21.4%
Interest coverage
233.12▼
2023 · 483.05
Debt
€137k▼
2023 · €169k
Debt ≤ 1 year
€119k▼
2023 · €160k
Income taxes
€171k▲
2023 · €159k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.50M€1.81M▲
Fixed assets21/28€229k€296k▲
Tangible fixed assets22/27€44k€61k▲
Furniture and vehicles24€44k€61k▲
Financial fixed assets28€185k€235k▲
Current assets29/58€1.27M€1.51M▲
Amounts receivable within one year40/41€878k€1.02M▲
Trade receivables40€396k€406k▲
Other amounts receivable41€482k€618k▲
Cash at bank and in hand54/58€392k€473k▲
Deferred charges and accrued income490/1€4k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.81M▲
Equity10/15€1.33M€1.67M▲
Contributions10/11€12k€12k=
Reserves13€1.32M€1.66M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.32M€1.66M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€169k€137k▼
Amounts payable within one year42/48€160k€119k▼
Trade debts44€19k€30k▲
Suppliers440/4€19k€30k▲
Taxes, remuneration and social security45€88k€89k▲
Taxes450/3€88k€89k▲
Other amounts payable47/48€53k€0▼
Accrued charges and deferred income492/3€9k€18k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€493k€503k▲
Operating profit (loss)9901€476k€486k▲
Financial income75/76B€6k€21k▲
Recurring financial income75€6k€21k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€481k€505k▲
Income taxes67/77€159k€171k▲
Profit (loss) for the period9904€322k€334k▲
Profit (loss) for the period to be appropriated9905€322k€334k▲
Appropriation of the result
Profit (loss) to be appropriated9906€322k€334k▲
Transfer from equity791/2€53k€0▼
Transfer to equity691/2€322k€334k▲
To other reserves6921€322k€334k▲
Profit to be distributed694/7€53k€0▼
Return on contributions (dividend)694€53k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €334k ▲3.7%
Operating result €486k, net result €334k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €1MEq €1.07M ▲20.6%
5 profitable years in a row build equity to €1.07M.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Equity above €500kEq €742k ▲60.7%
3 profitable years in a row build equity to €742k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €81k ▼13%
Net result drops to €81k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
29-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenberglaan 323080 TervurenGround area
3,271 m²
Building footprint
599 m²
Volume, LiDAR
3,230 m³
Parcel 24104C0133/00S003, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISABELLE BLOMME
since 20142.226.009.547
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104C0133/00S003 | Flanders | 3,271 m² | 1 · 599 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Tim Wustenberghs Advocatenkantoor
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ADVOCATENKANTOOR WIM HERREMAN
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 3,108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2008
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.