Isabel Management
ActiveIsabel Management has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €25k. Its solvency ranks better than 46% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.06; short-term debt: 48.7% and cash: 42.9% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
45.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
57 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€28k
Total assets
€55k
Net result
€25k
Working capital
€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €55k
Equity
€28k
Debt
€27k
Debt finances 48.7% of the balance-sheet total.
Key figures and ratios
Solvency
51.3%
Current ratio
2.06
Quick ratio
2.06
Debt / equity
0.95
ROE
89.4%
ROA
45.9%
Debt
€27k
Debt ≤ 1 year
€27k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€55k
Current assets29/58€55k
Amounts receivable within one year40/41€29k
Trade receivables40€29k
Cash at bank and in hand54/58€24k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€55k
Equity10/15€28k
Contributions10/11€3k
Profit (loss) carried forward14€25k
Amounts payable17/49€27k
Amounts payable within one year42/48€27k
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Other amounts payable47/48€7k
Income statement
Code2025
Other operating charges640/8€331
Gross operating margin9900€32k
Operating profit (loss)9901€31k
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€31k
Income taxes67/77€6k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat 382800 MechelenGround area
242 m²
Building footprint
58 m²
Volume, LiDAR
445 m³
Parcel 12404F0017/00E005, Flanders · tallest building 8.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lode Van den Branden
since 20252.377.468.020
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0017/00E005 | Flanders | 242 m² | 1 · 58 m² | 8.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 33,947 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
70100Activities of head offices
73300Public relations and communication consultancy
82100Office administrative and support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.