Isaac bu-sines solution
Bankruptcy closedIsaac bu-sines solution was declared bankrupt on 09-06-2026 (Ondernemingsrechtbank Brussel); the bankruptcy was closed for insufficient assets by judgment of 18-08-2026, published in the Belgian State Gazette on 26-08-2026. The 2024 annual accounts show negative equity (€-69k) and a net result of €-13k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-69k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-10-2025, 73 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
73 d late
2023
35 d early
2022
69 d late
2021
26 d late
2020
332 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€59k▲ 2.5%
2018 · €57k
2018: €57k
2018 → 2019
EBIT margin
-2.4%▲ 23.0pp
2018 · -25.5%
2018: -25.5%
2018 → 2019
Net result
€-13k▲ 52.5%
2023 · €-27k
2018: €-12k
2019: €1k
2020: €-2k
2021: €-54
2022: €-29k
2023: €-27k
2018 → 2024
Working capital
€-7k▲ 87.1%
2023 · €-57k
2018: €-6k
2019: €-3k
2020: €180
2021: €126
2022: €-29k
2023: €-57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€180-€126▼ 30.0%€-29k€-56k▼ 95.2%€-69k▼ 23.2%
Operating result€-2k-€-28k€-27k▲ 5.5%€-13k▲ 51.7%
Net result€-2k-€-54▲ 97.3%€-29k▼ 53,246%€-27k▲ 5.2%€-13k▲ 52.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €27k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47k
Fixed assets
€25k▲ 31,618%
Current assets
€23k▲ 282%
Key figures and ratios
EBITDA
€-10k▲
2023 · €-27k
Cash flow
€-10k▲
2023 · €-27k
Solvency
-142.2%▲
2023 · -758.0%
Current ratio
0.75▲
2023 · 0.09
Quick ratio
0.75▲
2023 · 0.04
Debt / equity
-1.70▼
2023 · -1.13
ROA
-26.8%▲
2023 · -369.7%
Interest coverage
-17.24▲
2023 · -36.69
Debt
€117k▲
2023 · €63k
Debt ≤ 1 year
€30k▼
2023 · €63k
Debt > 1 year
€87k
Staff costs
€21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7k€48k▲
Formation expenses20€1k€1k▼
Fixed assets21/28€78€25k▲
Tangible fixed assets22/27-€22k
Plant, machinery and equipment23-€15k
Furniture and vehicles24-€7k
Financial fixed assets28€78€3k▲
Current assets29/58€6k€23k▲
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€3k€17k▲
Trade receivables40-€10k
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€11€5k▲
Equity and liabilities
Total equity and liabilities10/49€7k€48k▲
Equity10/15€-56k€-69k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-68k€-81k▼
Amounts payable17/49€63k€117k▲
Amounts payable after more than one year17-€87k
Other amounts payable178/9-€87k
Amounts payable within one year42/48€63k€30k▼
Trade debts44€6k€21k▲
Suppliers440/4€6k€21k▲
Taxes, remuneration and social security45€732€9k▲
Taxes450/3€732€1k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€56k-
Income statement
Code20232024
Remuneration, social security and pensions62-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52€3k▲
Other operating charges640/8€913€646▼
Gross operating margin9900€-26k€12k▲
Operating profit (loss)9901€-27k€-13k▲
Financial income75/76B€1€457▲
Recurring financial income75€1€457▲
Financial charges65/66B€723€594▼
Recurring financial charges65€723€594▼
Profit (loss) for the period before taxes9903€-27k€-13k▲
Profit (loss) for the period9904€-27k€-13k▲
Profit (loss) for the period to be appropriated9905€-27k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-81k▼
Profit (loss) brought forward from the previous period14P€-41k€-68k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
Bankruptcy
Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Brussel · ISAAC BU-SINES SOLUTION BV LT. GRAFFPLEIN 15, 1780 WEMMEL · event 18-08-2026
15-06
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · ISAAC BU-SINES SOLUTION BV LT. GRAFFPLEIN 15, 1780 WEMMEL · event 09-06-2026
2025
12-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 73 days late
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 332 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.69 to 1.68; short-term debt falls from €10k to €264.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 118 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
23-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 115 days late
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 141 days late
2015
30-10
Bankruptcy
Bankruptcy reversal
Tribunal de commerce de Mons et de Charleroi, division Mons · KARAPINAR SPRL déclarée le 14 septembre 2015 (
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-02-2026
Lopes Ilunga: Resigned as Director
22-12-2025
Tutoglu Ismail: Resigned as Director
13-12-2021
BIKIM Akan: Resigned as Director
01-07-2021
BIKIM Gürkan: Resigned as Director
31-10-2017
YUCETAS Mustafa: Resigned as Manager
31-10-2017
YUCETAS Zeyit: Resigned as Manager
Location & real-estate footprint
Registered office, Wemmel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
147 m²
Building footprint
144 m²
Volume, LiDAR
1,543 m³
Parcel 22662B0387/00R004, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SYLVIA LAGROU JOZEF VAN ELEWIJCKSTRAAT 86
BUS 6, 1853 STROMBEEK-BEVER |
09-06-2026 → present |
Structure & network
Connections & network
36 connected companiesNetwork connections
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Of 418 companies in sector 47260 we hold annual accounts for 264. 6 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2012
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
47260Retail trade
10712Artisanal bread and fresh pastry making
46120Wholesale trade
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47279Other retail sale of food
47299Retail trade
53100Postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.