Skip to content

ISA'S CLEANING

Active
Private limited companyfounded 20241 yr activePannenstraat 273, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 1017.637.688
Summary

The computed 12-month bankruptcy probability of ISA'S CLEANING is 1.5% (moderate). The 2025 annual accounts show equity of €20,915 and a net result of €18,748. Its solvency ranks better than 70% of 5458 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General cleaning of buildings
NACE 81210
1 site
Size
€35,189total assets 2025
Equity
€20,915
Profit
€18,748
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Accounts filed 55 d late0 of 1 deed read
Why 66- Size: total assets €35,189- Latest accounts 55 days late; 1 of the last 3 late- Founded in 2024+ Liquidity: current ratio 2.12, cash €13,487Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 81% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 84
equity 59.4% of total assets
Liquidity 79
short-term debt 40.6% · cash 38.3%
Profitability 100
return on assets 53.3%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,663 companies)
Last 24 months 01-2026: 2.0% 02-2026: 2.0%● 0.0% vs 01-2026 03-2026: 2.0%▲ +4.6% vs 02-2026 04-2026: 2.4%▲ +16.6% vs 03-2026 05-2026: 2.5%▲ +5.6% vs 04-2026 06-2026: 2.8%▲ +11.4% vs 05-2026 07-2026: 2.8%● 0.0% vs 06-2026 08-2026: 3.1%▲ +10.2% vs 07-2026highest value 09-2026: 3.1%▼ -1.3% vs 08-2026 10-2026: 1.5%▼ -50.7% vs 09-2026lowest value
  • Size: total assets €35,189 raises the probability for this profile
  • Liquidity: current ratio 2.12, cash €13,487 lowers the probability
  • Latest accounts 55 days late; 1 of the last 3 late raises the probability
  • Founded in 2024 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.12; short-term debt: 40.6% and cash: 38.3% of total assets), and 40.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 70%, liquidity 81%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: total assets €35,189
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.12, cash €13,487
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 55 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Total assets 2025first fiscal year filed €35,189 View
  • Active since 2024founded 19-12-2024 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€35,189
Profit
€18,748
Solvency
59.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General cleaning of buildingsNACE 81210
Founded
19-12-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.