Turnover
≈ €100,000 estimated
The micro format states no turnover.
ISA CONSTRUCT
Overview
Lifetime
3 annual accounts with figures on one time axispeak €15,624 (2024)
€10,470▼ 33.0%
peak €17,108 (2024)
€15,151▼ 11.4%
peak €43,327 (2025)
€43,327▲ 53.8%
€319,547▲ 10.9%
Board2 names since 2022
1 director
Documentsfilings and deeds
17-09-202648 days late
2025micro format
Gross margin from €15,624 to €10,470Equity from €28,177 to €43,327
Key points
from the 2025 annual accountsDebts
€319,547 88% of the balance sheet
Suppliers 97%Taxes and wages 3%
Investments
€475 4.3 × depreciation
Green is investment, beige is depreciation.
Filings
3 annual accounts 2 late
The 2024 accounts came latest: 56 days after the end of the period.
Board
1 joined · 1 left
Board changed. Latest change 18-09-2026 · 1 in office.
Position in the sector
11.9%
Lower solvency than 84% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,545 companies had the same profile as ISA CONSTRUCT has now. Each dot stands for 7 companies, two years later.
94.9%
were still trading
1.3%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,545 companies, not a prediction for ISA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
New managing director
appointed, resigned · Transfer of shares from to · Director discharge: · General meeting of 18-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0789455779
Incorporation
Founding capital of €3,000 · Founder: (fondateur unique) · Appointment: (sole director) · published on 10-08-2022 · Gazette deed
First establishment
Parmastraat 60, Sint-Gillis (bij-Brussel)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ISA CONSTRUCT Sint-Gillis (bij-Brussel) | €362,874 | €10,470 | 11.9% | - |
| MDD Construct Wezembeek-Oppem | €347,078 | €14,365 | 10.0% | - |
| Alles rond groen Aarschot | €211,478 | €15,251 | 2.9% | - |
| J.G. Full Services Gedinne | €183,362 | €13,000 | -24.0% | - |
| RICO CC COMPANY Wavre | €356,561 | €23,166 | 3.5% | - |
| Magrocon Zoutleeuw | €443,913 | €23,813 | 95.1% | - |
| BIVARNA Brussels | €199,245 | €19,009 | 16.2% | - |
These companies have the same main activity as ISA CONSTRUCT: site preparation (NACE 43120). They are comparable in size and age: total assets between €183,000 and €444,000, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 08-08-2022Normal situation
- Activity
- Site preparationNACE 43120and 4 others
- Establishment unit
- 2.334.142.4741060 Sint-Gillis (bij-Brussel), since 08-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 10-10-2025
Annual accounts 2025
- €10,470▼ 33.0%
- €15,151▼ 11.4%
- €43,327▲ 53.8%
- €362,874▲ 14.7%
- Filing
- Filed on 17-09-2026
Insights on ISA CONSTRUCT
ISA CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €13,672 in 2023 to €10,470 in 2025.
In October 2026, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 17-09-2026, 48 days late€10,470
▼ 33.0%
€9,197
▼ 37.9%
€15,151
▼ 11.4%
€42,964
▲ 52.5%
11.9%
▲ 3.0 percentage points
1.13
▲ 0.04
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €47,000 and €150,000.
Balance sheet
balance sheet total €362,874 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
11.9%
Higher than 15% of 37,177 companies in 2025.
1.13
Higher than 27% of 36,472 companies in 2025.
4.2%
Higher than 41% of 36,707 companies in 2025.
ISA CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
362,874 | 316,347 | 298,938 | |
21/28 |
363 | - | - | |
22/27 |
363 | - | - | |
24 |
363 | - | - | |
29/58 |
362,511 | 316,347 | 298,938 | |
29 |
168,874 | 160,440 | 152,800 | |
291 |
168,874 | 160,440 | 152,800 | |
40/41 |
191,989 | 153,826 | 145,079 | |
40 |
31,135 | 16,175 | 12,450 | |
41 |
160,854 | 137,651 | 132,629 | |
54/58 |
1,648 | 2,081 | 1,059 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
362,874 | 316,347 | 298,938 | |
10/15 |
43,327 | 28,177 | 11,069 | |
10/11 |
3,000 | 3,000 | 3,000 | |
14 |
40,327 | 25,177 | 8,069 | |
17/49 |
319,547 | 288,170 | 287,869 | |
42/48 |
319,547 | 288,170 | 287,869 | |
44 |
311,186 | 281,424 | 285,491 | |
440/4 |
311,186 | 281,424 | 285,491 | |
45 |
8,361 | 6,746 | 2,378 | |
450/3 |
8,361 | 6,746 | 2,378 | |
| Income statement | ||||
9900 |
10,470 | 15,624 | 13,672 | |
630 |
111 | - | 1,153 | |
640/8 |
1,162 | 805 | 1,740 | |
9901 |
9,197 | 14,818 | 10,779 | |
75/76B |
9,934 | 7,640 | 0 | |
75 |
9,934 | 7,640 | 0 | |
65/66B |
0 | 970 | 344 | |
65 |
0 | 970 | 344 | |
9903 |
19,131 | 21,488 | 10,434 | |
67/77 |
3,980 | 4,381 | 2,365 | |
9904 |
15,151 | 17,108 | 8,069 | |
9905 |
15,151 | 17,108 | 8,069 | |
| Appropriation of the result | ||||
9906 |
40,327 | 25,177 | 8,069 | |
14P |
25,177 | 8,069 | - | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 17-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 48 days after the deadline. Filed on 17 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00516606.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 9,308 | - | 11,932 | ||
| 15,262 | - | 9,222 | ||
| 475 | - | 1,153 | ||
| -433 | 1,022 | - | ||
| 42,964 | 28,177 | 11,069 | ||
| 11.9% | 8.9% | 3.7% | ||
| 1.13 | 1.10 | 1.04 | ||
| 7.38 | 10.23 | 26.01 | ||
| 35.0% | 60.7% | 72.9% | ||
| 4.2% | 5.4% | 2.7% | ||
| over 100 | - | 34.65 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €475 | - | - |
| Intangible fixed assets | - | - | €1,153 |
| €111 | - | €1,153 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on ISA CONSTRUCT
The operating result for 2025 is 38% lower than in 2024 and the lowest since 2023.
Debt's share of the balance-sheet total falls from 91.1% to 88.1%. Equity and debt are higher.
Board & ownership
Board
1 director, 1 in day-to-day management, no change since September 2026Mandates through the years
2 names, the dashed line is todayManaging director
Sole director
LeadershipBoardEarlier
Mandates as a list
-
- Managing director, appointed by deed of 08-10-2026, still in office
- Managing director, appointed by deed of 08-10-2026, still in office
-
- Sole director, from 08-08-2022 to 18-09-2026
Control
Shareholder
This company
ISA CONSTRUCT
Equity €43,327
Profit €15,151 in 2025
Capital
- Contribution
- €3,000
- Source
- deed of 10-08-2022
Articles of association
deed of 10-08-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs,personnes physiques ou morales,actionnaires ou non, assemblée qui nomme”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of May at 18:00
Shareholders
Stated in the deed
deed of 08-10-2026 ↗
- 100%
Share transfer
deed of 08-10-2026 ↗
- to 100%
At incorporation
deed of 10-08-2022 ↗
- €3,000 in cash
Network & group
No group
ISA CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. ISA CONSTRUCT shares no director with another company.
At the same address
Parmastraat 60, 1060 Saint-Gilles · 3 other companies| FOR SOLUTIONS
registered office since 23-05-2024 · founded in 2024 |
total assets €14,331 (2025) 1009.643.504 |
| ADA GROUP
registered office since 21-06-2019 |
founded in 2019 0728.722.693 |
| ROUSSEL FREDERIC GUILLAUME (sole trader)
establishment since 29-11-1989 |
founded in 1800 0560.479.658 |
Timeline
Timeline
8 events since 2022Board
Capital
Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
New managing director appointed, resigned · Transfer of shares from to · Director discharge: · General meeting of 18-09-20266 points ▸
- General meeting, 18-09-2026
- Director resignation, (manager and director)
- Share transfer,
- Director appointment, (managing director)
- Director discharge,
- is a shareholder
Annual accounts 2025 filed NBBmicro format · 48 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0789455779
Annual accounts 2024 filed PDFmicro format · 56 days late
2024
Highest result from 2023 to 2025 net €17,108 ▲112% The operating result of €14,818 and the net result of €17,108 are both a record.
Annual accounts 2023 filed PDFmicro format · 50 days before the deadline
2022
IncorporationFounding capital of €3,000 · Founder: (fondateur unique) · Appointment: (sole director) · published on 10-08-20223 points ▸
- Founder, (fondateur unique)
- Founding capital, €3,000
- Director appointment, (sole director)
- The deed holds 2 more points.
First establishment Parmastraat 60, Sint-Gillis (bij-Brussel)
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0789.455.779
- VAT number
- BE 0789.455.779
- Peppol ID
- 0208:0789455779
- Other Peppol ID
- 9925:BE0789455779
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-08-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of May at 18:00deed of 10-08-2022 (in French)
- Peppol
- Reachable since 10-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ISA CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-08-2022 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “À Saint-Gilles (1060 Bruxelles), rue de Parme 60”deed of 10-08-2022 (in French)
Activities
NACEBEL 202543120
Site preparation main activity
Codes under NACEBEL 2008
43120
Site preparation main activity
43390
Specialised construction activities
43992
Specialised construction activities
49410
Road freight transport
81220
Other building cleaning and industrial cleaning
81290
Services to buildings and landscape activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels; La construction de routes et de voies ferrées,y compris…”deed of 10-08-2022 (in French)
46 activities
- L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels
- La construction de routes et de voies ferrées,y compris de ponts et de tunnels
- La construction de réseaux et de lignes,y compris les réseaux pour fluides,les réseaux d’eau et de gaz et les réseaux d’évacuation des eaux usées
- La construction d’autres ouvrages de génie civil,y compris la construction d’ouvrages maritimes et fluviaux
- Les travaux de construction spécialisées,y compris la démolition,la préparation des sites,les forages d’essai et sondages
- Les travaux d’installation électrique,de plomberie et autres travaux d’installation,y compris l’installation de chauffage,de ventilation et de conditionnement d’air,ainsi que les travaux d’installation
- Tous autres travaux de construction spécialisées,y compris les travaux de toiture,les travaux d’étanchéité des murs,le ravalement des façades (nettoyage à la vapeur,le sablage et les activités analogues),la construction de cheminées décoratives et de feux ouverts,les travaux de maçonnerie et de rejointoiement,les travaux de restauration des bâtiments et la pose de chapes
- Les travaux de finition,y compris la plâtrerie,la menuiserie,le revêtement des sols et des murs,la pose de revêtements en bois,la pose de papier peints et de revêtements de murs et de sols en d’autres matériaux,les travaux de peinture et de vitrerie
- Tous autres travaux de finition,y compris le nettoyage de nouveaux bâtiments après leur construction
- Etanchéité de construction,couvertures non métalliques,peinture,vitrage,zinguerie et couvertures métalliques,menuiserie et charpente,chauffage,électricité,sanitaire et plomberie,poseur de revêtements de murs et sol,plafonnage,isolation,entretien,ravalement et nettoyage de façades,rejointoiement,charpenterie,menuiserie bois et métallique,sous-traitance
- Import,export,placement des vitres et châssis
- Le nettoyage et l’entretien d’immeubles,le nettoyage de vitres et de bureaux,de petits travaux de bureau,services intérimaires,sous-traitance
- L’exécution de tous terrassements,de nivellement et tous actes s'y rapportant
- Service et nettoyage de chantiers,le sablage et activités analogues
- Tous travaux de découpe toutes catégories
- Toutes entreprises de maçonnerie et de béton
- Tous travaux de montage et de démontage dans le sens le plus large
- Le contrôle de tous travaux de construction
- L'établissement de plans
- La gestion et la coordination générale de chantier au sens large du terme
- Import,export,achat,vente en gros et détails de matériels de construction en général
- La fabrication d’ouvrages en béton,en ciment ou en plâtre
- La taille,le façonnage et le finissage de pierre
- La fabrication d’éléments en métal pour la construction
- La promotion immobilière de bâtiments résidentiels et non-résidentiels
- La location et la location-bail de machines et d’équipements pour la construction
- L’entretien et le nettoyage des égouts et des canalisations
- Le nettoyage et le débouchage de tuyaux d’écoulement dans des bâtiments
- L’assainissement et le nettoyage de bâtiments,de sites miniers,de sols ou d’eaux souterraines contaminés,y compris le désamiantage
- Les activités des décorateurs d’intérieur
- Le nettoyage courant des parties intérieures de bâtiments
- Les activités de nettoyage spécialisé de bâtiments
- Les services d’aménagement paysager,y compris la plantation,les soins et l’entretien de parcs et jardins pour tous types de bâtiments,terrains municipaux et verdure bordant les voies de communication,ainsi que les terrains de sport
- Tous services administratifs de bureau et autres activités de soutien aux entreprises
- Toutes activités de conseil pour les affaires et autres conseils de gestion
- Tous types de commerce,l'importation et l'exportation de tous articles et produits négociables,y compris le commerce de détail alimentaire en magasin spécialisé ou non-spécialisé
- Le commerce de détail sur éventaires et marchés
- Toutes activités d’une société de patrimoine,y compris celles des marchands de biens et la location et l’exploitation de biens immobiliers propres ou loués
- Toutes activités d’une société de management,y compris l’exercice de mandats d’administrateur et de liquidateur dans d’autres personnes morales
- Toutes activités des sociétés holding
- L’activité de transport national et international de marchandises et par route au sens le plus large du terme
- L’exploitation de transport de personnes,de marchandises,de messagerie,de courrier express et tous services se rapportant à cette exploitation au sens le plus large du terme
- L’achat,la vente,la location avec ou sans conducteurs,des véhicules neufs et occasions,particulier,gros,import et export
- La mise à disposition des ménages et entreprises du personnels pour les travaux relatif au nettoyage du domicile,la lessive et le repassage,les petits travaux occasionnels de couture,la préparation de repas,les courses ménagères,jardinage et autres travaux tel que le transport accompagné de personnes à mobilité réduite et toutes autres activités dans le cadre des titres services au domicile et hors domicile de l’utilisateur des titres services
- Le conseil et le soutien en management dans le domaine des entreprises ou toutes autres entités au sens le plus large
- La société pourra effectuer des tâches administratives,consultance en management,traduction,conseil en communication,planification,organisation,information,gestion,représentation
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Parmastraat 60 registered office 1060 Sint-Gillis (bij-Brussel) | 08-08-2022 | 2.334.142.474 |
Buildings and parcels at the address
- Ground area
- 89 m²
- Buildings
- 88 m²
- Volume, LiDAR
- 940 m³
- Tallest building
- 21.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21013B0312/00E013 | 89 m² | 1 · 87 m² | 21.7 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0789.455.779