ISA
ActiveSummary
The computed 12-month bankruptcy probability of ISA is 4.0% (moderate). The 2024 annual accounts show equity of €19,000 and a net result of €86. Equity remains stable across the filed fiscal years (±2.2% per year). The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
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Signals
This company filed its last 6 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €193 | €76 | - | - | - |
| Non-recurring operating charges66A | - | - | - | €983 | €0 | ▼ 100% |
| Gross operating margin9900 | €1,262 | -€146 | €281 | -€2,586 | -€544 | ▲ 79.0% |
| Operating profit (loss)9901 | €1,262 | -€339 | €205 | -€3,569 | -€544 | ▲ 84.8% |
| Financial income75/76B | - | - | - | - | €630 | - |
| Recurring financial income75 | - | - | - | - | €630 | - |
| Recurring financial charges65 | €150 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €1,112 | -€339 | €205 | -€3,569 | €86 | ▲ 102% |
| Profit (loss) for the period9904 | €1,112 | -€339 | €205 | -€3,569 | €86 | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | €1,112 | -€339 | €205 | -€3,569 | €86 | ▲ 102% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23,840 | €25,690 | €26,188 | €21,000 | €21,487 | ▲ 2.3% |
| Formation expenses20 | - | - | - | €0 | - | - |
| Current assets29/58 | €23,840 | €25,690 | €26,188 | €21,000 | €21,487 | ▲ 2.3% |
| Amounts receivable after more than one year29 | - | - | - | €21,000 | €21,000 | = |
| Other amounts receivable291 | - | - | - | €21,000 | €21,000 | = |
| Amounts receivable within one year40/41 | €23,840 | €25,690 | €26,188 | - | €487 | - |
| Other amounts receivable41 | - | €25,690 | €26,188 | - | €487 | - |
| Cash at bank and in hand54/58 | €0 | €0 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23,840 | €25,690 | €26,188 | €21,000 | €21,487 | ▲ 2.3% |
| Equity10/15 | €22,618 | €22,278 | €22,483 | €18,914 | €19,000 | ▲ 0.5% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €10,243 | €10,243 | €10,243 | €10,243 | €6,600 | ▼ 35.6% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €8,383 | €8,383 | €10,243 | €6,600 | ▼ 35.6% |
| Profit (loss) carried forward14 | -€26 | -€365 | -€160 | -€3,729 | €0 | ▲ 100% |
| Amounts payable17/49 | €1,222 | €3,412 | €3,705 | €2,086 | €2,486 | ▲ 19.2% |
| Amounts payable within one year42/48 | €1,222 | €3,412 | €3,705 | €2,086 | €2,486 | ▲ 19.2% |
| Trade debts44 | €1,222 | €3,412 | €3,705 | €1,943 | €2,486 | ▲ 28.0% |
| Suppliers440/4 | - | €3,412 | €3,705 | €1,943 | €2,486 | ▲ 28.0% |
| Other amounts payable47/48 | - | - | - | €143 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,112 | -€339 | €205 | -€3,569 | €86 | ▲ 102% |
| Operating cash flow (approximation) | €1,112 | -€339 | €205 | -€3,569 | €86 | ▲ 102% |
| Change in cash | - | €0 | €0 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
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About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0263/00Y013 | Flanders | 310 m² | 1 · 115 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.