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IS - Medical

Active
Private limited companyfounded 2021active for 5 yearsSter 10, 4970 Stavelot, BelgiumKBO/BCE: BE 0772.548.085
Summary

IS - Medical has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,484 and a net result of €118,458. Equity has been growing by about 26% per year since 2022. Its solvency ranks better than 18% of 20,720 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-08-2021 Normal situation
Activity
General medical practice NACE 86210
Establishment units
2.321.504.562 4960 Malmedy, since 13-08-2021
2.321.504.661 4802 Verviers, since 13-08-2021and 2 others
Financial year end
31 December
Peppol
Reachable since 24-12-2025

Board and ownership

Board
  • SABOR InasDirector · since 13-08-2021

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€266,247
▲ 30.7%
Turnover
≈ €410,000
estimated
Profit
€118,458
▲ 82.3%
Equity
€178,484
▼ 26.4%
Total assets
€1.0m
▲ 57.7%
Employees on 31-12-2025
2
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Human health activities (NACE 86)Size: total assets €1.0mFigures for financial year 2025 (filed on 04-08-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 21% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Average
Solvency 42-20
equity 17.1% of total assets
Liquidity 48-16
short-term debt 19.9% · cash 3.5%
Profitability 83+26
return on assets 11.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,168 companies, NACE 86, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: 0.1%▲ +0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (3.24 in 2024), below 1. Short-term debt is 19.9% and cash 3.5% of total assets. 82.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 18% of them on solvency, 16% on liquidity, 31% on profitability and 19% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 20720 sector peers (2025).
NBB · sector comparison
Position among 20720 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
28 days late
2022
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 13 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €64,993 to €118,458 ▲ 82.3% View
  • Caution: Lower solvency than 81% of companies in human healthsector median 63.0% · 20,720 companies 17.1% View

Recent changes

  1. · Gazette deed Registered office moved from Malmedy to StavelotNew seat: Ster 10 D à 4970 Stavelot · Previous seat: Avenue des Alliés 47 à 4960 Malmedy
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as IS - Medical: general medical practice (NACE 86210). They are comparable in size and age: total assets between €936,000 and €1.3m, founded between 2020 and 2021.

CompanyTotal assetsGross margin
IS - Medical Stavelot€1.0m€0.3m
DOKTER SMETS WARD Grimbergen€1.1m€0.3m
Dr. Marie Meuwis Beringen€1.1m€0.3m
Acuherb Tremelo€1.2m€0.2m
DR. A-S DE GHELLINCK Beersel€1.2m€0.3m
HUISARTS RIET DERYCKE Spiere-Helkijn€1.3m€0.3m
Dr. De Cock Caroline, huisarts Dilbeek€0.9m€0.3m
Full comparison

Key facts about IS - Medical

What is the company number of IS - Medical?
The company number of IS - Medical is 0772.548.085. The VAT number is the same number with BE in front: BE 0772.548.085.
Where is IS - Medical based?
The registered office is at Ster 10, 4970 Stavelot.Company details
What does IS - Medical do?
According to the KBO register, the main activity is general medical practice (NACE 86210).
What is the legal form of IS - Medical?
The legal form of IS - Medical is Private limited company (BV).
When was IS - Medical founded?
IS - Medical was founded on 13-08-2021.
Is IS - Medical still active?
Yes, IS - Medical is an active enterprise in the KBO register.
How many employees does IS - Medical have?
IS - Medical had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IS - Medical?
The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €266,247 and 36 comparable companies (NACE 862). It probably lies between €370,000 and €520,000.
Is IS - Medical profitable?
In financial year 2025, IS - Medical made a profit of €118,458.
Where can I find the annual accounts of IS - Medical?
IS - Medical filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IS - Medical due?
IS - Medical must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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