IS.ER
ActiveIS.ER has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+33
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 57.89 against 51.62 in 2024; short-term debt: 1.7% and cash: 22.7% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
70 d early
2023
57 d early
2022
34 d early
2021
95 d late
2020
65 d late
2019
430 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 1.7%
2024 · €58k
2019: €51k
2020: €55k
2021: €67k
2022: €84k
2023: €81k
2024: €58k
2019 → 2025
Total assets
€58k▼ 1.9%
2024 · €59k
2019: €74k
2020: €67k
2021: €82k
2022: €117k
2023: €98k
2024: €59k
2019 → 2025
Net result
€-1k▲ 95.7%
2024 · €-23k
2019: €9k
2020: €4k
2021: €12k
2022: €17k
2023: €-2k
2024: €-23k
2019 → 2025
Working capital
€57k▼ 1.7%
2024 · €58k
2019: €61k
2020: €54k
2021: €56k
2022: €76k
2023: €76k
2024: €58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€84k▲ 25.7%€81k▼ 2.9%€58k▼ 28.8%€57k▼ 1.7%
Operating result€12k-€17k▲ 42.9%€6k▼ 64.5%€-21k€-890▲ 95.8%
Net result€12k-€17k▲ 43.5%€-2k€-23k▼ 880%€-1k▲ 95.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €890 in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €58k
Equity
€57k▼ 1.7%
Debt
€1k▼ 12.6%
The debt ratio falls from 1.9% to 1.7%. Equity and debt are lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 98.1%
Current ratio
57.89▲
2024 · 51.62
Quick ratio
57.89▲
2024 · 51.62
Debt / equity
0.02▼
2024 · 0.02
ROE
-1.8%▲
2024 · -40.4%
ROA
-1.7%▲
2024 · -39.6%
Debt
€1k▼
2024 · €1k
Debt ≤ 1 year
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€58k▼
Current assets29/58€59k€58k▼
Amounts receivable within one year40/41€45k€45k=
Trade receivables40€44k€44k=
Other amounts receivable41€469€469=
Cash at bank and in hand54/58€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€59k€58k▼
Equity10/15€58k€57k▼
Contributions10/11€100€100=
Capital10€100€100=
Issued capital100€100€100=
Reserves13€10€10=
Non-distributable reserves130/1€10€10=
Legal reserve130€10€10=
Profit (loss) carried forward14€58k€57k▼
Amounts payable17/49€1k€1k▼
Amounts payable within one year42/48€1k€1k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€156€582▲
Gross operating margin9900€-19k€-308▲
Operating profit (loss)9901€-21k€-890▲
Financial charges65/66B€119€119=
Recurring financial charges65€119€119=
Profit (loss) for the period before taxes9903€-21k€-1k▲
Income taxes67/77€2k-
Profit (loss) for the period9904€-23k€-1k▲
Profit (loss) for the period to be appropriated9905€-23k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€57k▼
Profit (loss) brought forward from the previous period14P€81k€58k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 51.62
Current ratio from 5.68 to 51.62; short-term debt falls from €16k to €1k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €17k ▲43.5%
Operating result €17k, net result €17k, both a record.
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 95 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 65 days late
04-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 430 days late
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 50 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 499230 WetterenGround area
393 m²
Building footprint
270 m²
Volume, LiDAR
1,539 m³
Parcel 42302E0893/00B006, Flanders · tallest building 14.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IS.ER
since 20142.231.254.574
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0893/00B006 | Flanders | 393 m² | 1 · 270 m² | 14.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DECOBOX
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PROJEC'TOIT
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-03-2014
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.