IRSmile

Active

Private limited companyfounded 20232 yrs activeChemin de la Bruyère du Coq 25, 1495 Villers-la-Ville, BelgiumKBO/BCE: BE 1002.251.708

Summary

IRSmile has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114,910 and a net result of €65,667. Equity is growing by ~99.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 20335 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

IRSmileActiveChecked score 97/100

Risk analysis Report Compare

Activity

Dental practice

NACE 86230

1 site

Size

€227,868total assets 2025

Equity: €114,910
Profit: €65,667

Turnover not published (abridged schema)

Financial health

97 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 47 d late0 of 2 deeds read

Why 97- 1 change of registered office in 24 months- Latest accounts 47 days late; 2 of the last 3 late+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 3.03, cash €140,617Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 72% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 75+19

equity 50.4% of total assets

Liquidity 92+5

short-term debt 23.4% · cash 61.7%

Profitability 100+6

return on assets 28.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,961 companies)

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.4%▲ +281% vs 02-2025 04-2025: 0.4%▲ +4.4% vs 03-2025 05-2025: 0.5%▲ +6.0% vs 04-2025 06-2025: 0.5%▲ +3.6% vs 05-2025 07-2025: 0.5%▲ +10.5% vs 06-2025 08-2025: 0.9%▲ +62.0% vs 07-2025 09-2025: 1.2%▲ +36.4% vs 08-2025highest value 10-2025: 0.1%▼ -88.5% vs 09-2025 11-2025: 0.1%▲ +2.2% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -0.7% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.2%▲ +20.7% vs 02-2026 04-2026: 0.2%▲ +2.4% vs 03-2026 05-2026: 0.2%▼ -4.6% vs 04-2026 06-2026: 0.2%▲ +3.0% vs 05-2026 07-2026: 0.2%▲ +15.9% vs 06-2026 08-2026: 0.4%▲ +95.9% vs 07-2026 09-2026: 0.5%▲ +40.4% vs 08-2026 10-2026: 0.1%▼ -87.5% vs 09-2026lowest value

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 3.03, cash €140,617 lowers the probability
1 change of registered office in 24 months raises the probability
Latest accounts 47 days late; 2 of the last 3 late raises the probability

Credit up to €11,000 at 30 days only on tighter terms

Liquidity ample (current ratio 3.03 against 1.69 in 2024; short-term debt: 23.4% and cash: 61.7% of total assets), and 49.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 40%, liquidity 77%, profitability 80%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 3.03, cash €140,617

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 47 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

47 d late

2024

54 d late

2023

2 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 September (3 of the last 3 filed years within 44 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage