IRONA
ActiveIRONA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €264k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 17% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency40▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.76 in 2024; short-term debt: 56.5% and cash: 19.3% of total assets), and 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
28.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2324 sector peers (2025).
NBB · sector comparisonPosition among 2324 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
38 d early
2023
35 d early
2022
55 d early
2021
47 d early
2020
40 d early
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€136k▼ 48.1%
2024 · €261k
2018: €78k
2019: €163k
2020: €210k
2021: €238k
2022: €239k
2023: €245k
2024: €261k
2018 → 2025
Total assets
€919k▼ 1.4%
2024 · €932k
2018: €978k
2019: €1.01M
2020: €1.08M
2021: €1.11M
2022: €1.07M
2023: €1.02M
2024: €932k
2018 → 2025
Net result
€264k▲ 35.7%
2024 · €195k
2018: €41k
2019: €85k
2020: €117k
2021: €148k
2022: €166k
2023: €206k
2024: €195k
2018 → 2025
Working capital
€-241k▼ 211%
2024 · €-78k
2018: €22k
2019: €58k
2020: €100k
2021: €45k
2022: €4k
2023: €-59k
2024: €-78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€238k-€239k▲ 0.4%€245k▲ 2.6%€261k▲ 6.6%€136k▼ 48.1%
Operating result€205k-€233k▲ 13.7%€287k▲ 23.0%€259k▼ 9.8%€357k▲ 37.9%
Net result€148k-€166k▲ 12.3%€206k▲ 24.3%€195k▼ 5.5%€264k▲ 35.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €919k
Fixed assets
€641k▼ 6.1%
Current assets
€279k▲ 11.5%
Equity and liabilities €919k
Equity
€136k▼ 48.1%
Debt
€784k▲ 16.8%
The debt ratio rises from 72.0% to 85.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€406k▲
2024 · €314k
Cash flow
€313k▲
2024 · €249k
Solvency
14.7%▼
2024 · 28.0%
Current ratio
0.54▼
2024 · 0.76
Quick ratio
0.45▼
2024 · 0.61
Debt / equity
5.78▲
2024 · 2.57
ROE
195.0%▲
2024 · 74.6%
ROA
28.7%▲
2024 · 20.9%
Interest coverage
48.27▲
2024 · 30.77
Debt
€784k▲
2024 · €671k
Debt ≤ 1 year
€520k▲
2024 · €327k
Debt > 1 year
€263k▼
2024 · €342k
Income taxes
€86k▲
2024 · €56k
Staff costs
€174k▲
2024 · €160k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€932k€919k▼
Fixed assets21/28€682k€641k▼
Tangible fixed assets22/27€682k€641k▼
Land and buildings22€635k€612k▼
Plant, machinery and equipment23€44k€26k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€250k€279k▲
Stocks and contracts in progress3€52k€46k▼
Stocks30/36€52k€46k▼
Amounts receivable within one year40/41€15k€197▼
Trade receivables40€2k€197▼
Other amounts receivable41€13k€0▼
Current investments50/53€34k€46k▲
Cash at bank and in hand54/58€141k€178k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€932k€919k▼
Equity10/15€261k€136k▼
Contributions10/11€19k€19k=
Reserves13€243k€117k▼
Distributable reserves133€243k€117k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€671k€784k▲
Amounts payable after more than one year17€342k€263k▼
Financial debts170/4€342k€263k▼
Amounts payable within one year42/48€327k€520k▲
Current portion of amounts payable after more than one year42€78k€79k▲
Trade debts44€48k€47k▼
Suppliers440/4€48k€47k▼
Taxes, remuneration and social security45€23k€43k▲
Taxes450/3€5k€26k▲
Remuneration and social security454/9€17k€18k▲
Other amounts payable47/48€179k€351k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€160k€174k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€48k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€480k€585k▲
Operating profit (loss)9901€259k€357k▲
Financial income75/76B€1k€997▼
Recurring financial income75€1k€997▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€250k€350k▲
Income taxes67/77€56k€86k▲
Profit (loss) for the period9904€195k€264k▲
Profit (loss) for the period to be appropriated9905€195k€264k▲
Appropriation of the result
Profit (loss) to be appropriated9906€195k€264k▲
Transfer from equity791/2-€240k
Transfer to equity691/2€16k€114k▲
To other reserves6921€16k€114k▲
Profit to be distributed694/7€179k€390k▲
Return on contributions (dividend)694€179k€390k▲
Social balance
Average headcount (FTE)90872.93.5▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €264k ▲35.7%
Operating result €357k, net result €264k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €210k ▲28.9%
3 profitable years in a row build equity to €210k.
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 82 days late
2019
31-12
Financial
Equity above €150kEq €163k ▲110%
2 profitable years in a row build equity to €163k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijtestraat 899041 GentGround area
1,328 m²
Building footprint
350 m²
Volume, LiDAR
1,670 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Krijtestraat 89, 9041 Gent
since 20132.224.842.181
Krijtestraat 82, 9041 Gent
since 20182.271.352.988
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051B1372/00A002 | Flanders | 772 m² | 1 · 192 m² | 8.2 m · 2 fl. |
| 44051B1310/00C000 | Flanders | 555 m² | 1 · 158 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 4,250 EUR awarded · 4,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 4,250 EUR | 4,250 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2013
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.