IRNO
ActiveIRNO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €479k and a net result of €747. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability31▼-50
Solvency54▼-26
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.92 against 4.14 in 2023; short-term debt: 24.8% and cash: 3.7% of total assets), and 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
88 d late
2021
89 d late
2020
90 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€747▼ 99.1%
2023 · €83k
2019: €72k
2020: €130k
2021: €88k
2022: €93k
2023: €83k
2019 → 2024
Working capital
€-33k
2023 · €440k
2019: €83k
2020: €214k
2021: €285k
2022: €363k
2023: €440k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€214k-€302k▲ 41.1%€396k▲ 30.9%€478k▲ 20.9%€479k▲ 0.2%
Operating result€163k-€107k▼ 34.5%€115k▲ 7.8%€94k▼ 18.8%€19k▼ 80.1%
Net result€130k-€88k▼ 32.2%€93k▲ 6.1%€83k▼ 11.5%€747▼ 99.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 80% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.29M▲ 353%
Current assets
€381k▼ 34.3%
Equity and liabilities €1.67M
Equity
€479k▲ 0.2%
Debt
€1.19M▲ 208%
The debt ratio rises from 44.7% to 71.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▼
2023 · €104k
Cash flow
€14k▼
2023 · €93k
Solvency
28.6%▼
2023 · 55.3%
Current ratio
0.92▼
2023 · 4.14
Quick ratio
0.92▼
2023 · 4.14
Debt / equity
2.49▲
2023 · 0.81
ROE
0.2%▼
2023 · 17.3%
ROA
0.0%▼
2023 · 9.6%
Interest coverage
1.47▼
2023 · 27.23
Debt
€1.19M▲
2023 · €387k
Debt ≤ 1 year
€414k▲
2023 · €140k
Debt > 1 year
€780k▲
2023 · €247k
Income taxes
€3k▼
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€865k€1.67M▲
Fixed assets21/28€285k€1.29M▲
Tangible fixed assets22/27€285k€292k▲
Land and buildings22€271k€264k▼
Furniture and vehicles24€14k€28k▲
Financial fixed assets28-€1.00M
Current assets29/58€580k€381k▼
Amounts receivable after more than one year29€175k€59k▼
Other amounts receivable291€175k€59k▼
Amounts receivable within one year40/41€186k-
Other amounts receivable41€186k-
Current investments50/53€136k€174k▲
Cash at bank and in hand54/58€32k€62k▲
Deferred charges and accrued income490/1€52k€87k▲
Equity and liabilities
Total equity and liabilities10/49€865k€1.67M▲
Equity10/15€478k€479k▲
Contributions10/11€12k€12k=
Reserves13€464k€467k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€463k€465k▲
Profit (loss) carried forward14€2k-
Amounts payable17/49€387k€1.19M▲
Amounts payable after more than one year17€247k€780k▲
Financial debts170/4€247k€780k▲
Amounts payable within one year42/48€140k€414k▲
Current portion of amounts payable after more than one year42€13k€116k▲
Trade debts44€76k€268k▲
Suppliers440/4€76k€268k▲
Taxes, remuneration and social security45€52k€29k▼
Taxes450/3€52k€29k▼
Accrued charges and deferred income492/3-€314
Income statement
Code20232024
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€106k€35k▼
Operating profit (loss)9901€94k€19k▼
Financial income75/76B€19k€7k▼
Recurring financial income75€19k€7k▼
Financial charges65/66B€4k€21k▲
Recurring financial charges65€4k€21k▲
Profit (loss) for the period before taxes9903€109k€4k▼
Income taxes67/77€26k€3k▼
Profit (loss) for the period9904€83k€747▼
Profit (loss) for the period to be appropriated9905€83k€747▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€3k▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€83k€3k▼
To other reserves6921€83k€3k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €747 ▼99.1%
Net result drops to €747, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2019net €130k ▲80.7%
Operating result €163k, net result €130k, both a record.
31-12
Financial
Equity above €200kEq €214k ▲154%
2 profitable years in a row build equity to €214k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Woluwedal 60 B1200 Sint-Lambrechts-WoluweGround area
2,410 m²
Building footprint
1,306 m²
Volume, LiDAR
22,761 m³
Parcel 21674C0167/00B002, Brussels · tallest building 27.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
IRNO
since 20182.282.928.454
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0167/00B002 | Brussels | 2,410 m² | 1 · 1,306 m² | 27.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HUISARTSPRAKTIJK Dr. JANSEN
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HUISARTSPRAKTIJK DE MOLEN
BE 0423.314.631
Houthalen-Helchteren · Eq €479k
Dr. Charles Lambrecht
BE 0792.332.820
Hasselt · Eq €479k
DR LEMMENS
BE 0824.292.736
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Dokter Carl Michielssen
BE 0883.140.062
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2018
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:irshad.nobeebux@outlook.com
Phone:+32495641836