IRMYAZ

Active

Private limited companyfounded 20242 yrs activeTulpenplein 15, 1070 Anderlecht, BelgiumKBO/BCE: BE 1013.891.213

Summary

IRMYAZ has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,770 and a net result of €20,632. The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch Report Compare

IRMYAZActiveChecked score 68/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€55,534total assets 2025

Equity: €25,770
Profit: €20,632

Turnover not published (abridged schema)

Financial health

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.1%

Structure

Accounts filed 24 d late0 of 1 deed read

Why 68- Founded in 2024- No main activity registered- Latest accounts 24 days late; 1 of the last 3 late+ Liquidity: current ratio 1.87, cash €31,564Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 74% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 71-23

equity 46.4% of total assets

Liquidity 73-14

short-term debt 53.6% · cash 56.8%

Profitability 100=

return on assets 37.2%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 23 months 10-2025: 1.1% 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.1%▲ +0.6% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.1%▲ +4.8% vs 02-2026 04-2026: 1.2%▲ +4.1% vs 03-2026 05-2026: 1.2%▼ -0.3% vs 04-2026 06-2026: 1.2%▲ +1.4% vs 05-2026 07-2026: 1.2%▲ +3.1% vs 06-2026 08-2026: 1.8%▲ +48.5% vs 07-2026highest value 09-2026: 0.8%▼ -56.2% vs 08-2026lowest value 10-2026: 1.1%▲ +34.0% vs 09-2026

Liquidity: current ratio 1.87, cash €31,564 lowers the probability
Founded in 2024 raises the probability for this profile
No main activity registered raises the probability
Latest accounts 24 days late; 1 of the last 3 late raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 1.87 against 3.25 in 2024; short-term debt: 53.6% and cash: 56.8% of total assets), but 53.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 42%, liquidity 68%, profitability 90%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.87, cash €31,564

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Latest accounts 24 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

24 d late

2024

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage