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IRMO

Active
Private limited companyfounded 20251 yr activeSteegsebaan 1, 2490 Balen, BelgiumKBO/BCE: BE 1026.408.666
Summary

The computed 12-month bankruptcy probability of IRMO is 4.7% (elevated). The 2025 annual accounts show negative equity (-€7,796) and a net result of -€11,796. Its solvency ranks better than 18% of 13560 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.62; short-term debt: 126.7% and cash: 68.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26.7%
Return on assets
-40.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
36 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IRMO was incorporated on 12 August 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€7,796
Total assets
€29,157
Net result
-€11,796
Working capital
-€14,163

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €29,157
Fixed assets €6,367
Current assets €22,790
Key figures and ratios
2025 value
EBITDA
-€11,206
Cash flow
-€11,217
Solvency
-26.7%
Current ratio
0.62
Debt to equity
-4.74
ROA
-40.5%
Interest coverage
-1012.27
Debt
€36,953
Debt ≤ 1 year
€36,953

Peer companies

Historical observation

Of the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€29,157
Fixed assets21/28€6,367
Tangible fixed assets22/27€6,367
Plant, machinery and equipment23€4,608
Furniture and vehicles24€1,759
Current assets29/58€22,790
Amounts receivable within one year40/41€2,938
Other amounts receivable41€2,938
Cash at bank and in hand54/58€19,853
Equity and liabilities
Total equity and liabilities10/49€29,157
Equity10/15-€7,796
Contributions10/11€4,000
Profit (loss) carried forward14-€11,796
Amounts payable17/49€36,953
Amounts payable within one year42/48€36,953
Trade debts44€1,953
Suppliers440/4€1,953
Other amounts payable47/48€35,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€579
Other operating charges640/8€774
Gross operating margin9900-€10,432
Operating profit (loss)9901-€11,785
Financial charges65/66B€11
Recurring financial charges65€11
Profit (loss) for the period before taxes9903-€11,796
Profit (loss) for the period9904-€11,796
Profit (loss) for the period to be appropriated9905-€11,796
Appropriation of the result
Profit (loss) to be appropriated9906-€11,796

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€579
Other operating charges640/8€774
Gross operating margin9900-€10,432
Operating profit (loss)9901-€11,785
Financial charges65/66B€11
Recurring financial charges65€11
Profit (loss) for the period before taxes9903-€11,796
Profit (loss) for the period9904-€11,796
Profit (loss) for the period to be appropriated9905-€11,796
Line2025
Assets
Total assets20/58€29,157
Fixed assets21/28€6,367
Tangible fixed assets22/27€6,367
Plant, machinery and equipment23€4,608
Furniture and vehicles24€1,759
Current assets29/58€22,790
Amounts receivable within one year40/41€2,938
Other amounts receivable41€2,938
Cash at bank and in hand54/58€19,853
Equity and liabilities
Total equity and liabilities10/49€29,157
Equity10/15-€7,796
Contributions10/11€4,000
Profit (loss) carried forward14-€11,796
Amounts payable17/49€36,953
Amounts payable within one year42/48€36,953
Trade debts44€1,953
Suppliers440/4€1,953
Other amounts payable47/48€35,000
Line2025
Profit (loss) for the period9904-€11,796
+ Depreciation and write-downs630€579
Operating cash flow (approximation)-€11,217

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,423 m²
Building footprint
780 m²
Volume, LiDAR
5,817 m³
2 parcels, Flanders · tallest building 18.2 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IRMO
Nieuwstraat 8, 2490 BalenWholesale of beverages, general range
since 20252.377.645.291
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13003A0805/00V002 Flanders 1,901 m² 1 · 540 m² 18.2 m · 2 fl.
13003A0957/00Z002 Flanders 521 m² 1 · 240 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Balen2.377.645.291
1 permission
Drankgelegenheid · since 04-02-2026

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,005 companies in sector 56301 we hold annual accounts for 4,893. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56309Food and beverage service activities
94110Activities of business and employers' organisations
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026408666
Also 9925:BE1026408666
Registered 15-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.