IRMIN
ActiveIRMIN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €7k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+7
Solvency75=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 2.2 in 2024; short-term debt: 40.1% and cash: 19.6% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
22 d early
2023
28 d late
2022
30 d late
2021
1 d early
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 6.5%
2024 · €109k
2018: €38k
2019: €39k
2020: €97k
2021: €191k
2022: €185k
2023: €103k
2024: €109k
2018 → 2025
Total assets
€231k▲ 5.6%
2024 · €219k
2018: €79k
2019: €97k
2020: €156k
2021: €337k
2022: €253k
2023: €148k
2024: €219k
2018 → 2025
Net result
€7k▲ 13.1%
2024 · €6k
2018: €32k
2019: €1k
2020: €58k
2021: €144k
2022: €-18k
2023: €-82k
2024: €6k
2018 → 2025
Working capital
€100k▲ 2.5%
2024 · €97k
2018: €37k
2019: €36k
2020: €95k
2021: €188k
2022: €183k
2023: €102k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€185k▼ 3.0%€103k▼ 44.4%€109k▲ 6.1%€116k▲ 6.5%
Operating result€201k-€-17k€-80k▼ 384%€9k€8k▼ 3.1%
Net result€144k-€-18k€-82k▼ 355%€6k€7k▲ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€39k▼ 4.5%
Current assets
€192k▲ 7.8%
Equity and liabilities €231k
Equity
€116k▲ 6.5%
Debt
€115k▲ 4.7%
The debt ratio falls from 50.1% to 49.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €12k
Cash flow
€19k▲
2024 · €10k
Solvency
50.3%▲
2024 · 49.9%
Current ratio
2.08▼
2024 · 2.20
Quick ratio
2.08▲
2024 · 1.80
Debt / equity
0.99▼
2024 · 1.00
ROE
6.1%▲
2024 · 5.7%
ROA
3.0%▲
2024 · 2.8%
Interest coverage
8.21▲
2024 · 5.30
Debt
€115k▲
2024 · €110k
Debt ≤ 1 year
€93k▲
2024 · €81k
Debt > 1 year
€22k▼
2024 · €29k
Income taxes
€132▲
2024 · €128
Staff costs
€43k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€231k▲
Fixed assets21/28€40k€39k▼
Tangible fixed assets22/27€40k€39k▼
Furniture and vehicles24€40k€39k▼
Current assets29/58€178k€192k▲
Stocks and contracts in progress3€33k€0▼
Contracts in progress37€33k€0▼
Amounts receivable within one year40/41€57k€145k▲
Trade receivables40€21k€120k▲
Other amounts receivable41€36k€25k▼
Cash at bank and in hand54/58€87k€45k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€219k€231k▲
Equity10/15€109k€116k▲
Contributions10/11€19k€19k=
Reserves13€142k€142k=
Distributable reserves133€142k€142k=
Profit (loss) carried forward14€-51k€-44k▲
Amounts payable17/49€110k€115k▲
Amounts payable after more than one year17€29k€22k▼
Financial debts170/4€29k€22k▼
Amounts payable within one year42/48€81k€93k▲
Current portion of amounts payable after more than one year42€16k€11k▼
Financial debts43€0€9k▲
Credit institutions430/8€0€9k▲
Trade debts44€43k€53k▲
Suppliers440/4€43k€53k▲
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€14k€7k▼
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€708€1k▲
Gross operating margin9900€53k€64k▲
Operating profit (loss)9901€9k€8k▼
Financial income75/76B€2€1k▲
Recurring financial income75€2€1k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€128€132▲
Profit (loss) for the period9904€6k€7k▲
Profit (loss) for the period to be appropriated9905€6k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€-44k▲
Profit (loss) brought forward from the previous period14P€-57k€-51k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-82k
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €144k ▲146%
Operating result €201k, net result €144k, both a record.
31-12
Financial
Equity above €150kEq €191k ▲96.6%
4 profitable years in a row build equity to €191k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Crutzenstraat 723511 HasseltGround area
708 m²
Building footprint
184 m²
Volume, LiDAR
1,000 m³
Parcel 71032B0089/00A005, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Crutzenstraat 72, 3511 Hasselt
since 20182.272.757.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0089/00A005 | Flanders | 708 m² | 1 · 184 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jumelle
BE 0846.036.176
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ELODIN
BE 0838.345.462
Schoten · Eq €116k
Hadewijch Neirinck
BE 0803.314.804
Boechout · Eq €116k
BUREAU DEKAGONE
BE 0772.535.219
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SIMPLEX MUNDITIIS
BE 0874.040.175
Boechout · Eq €117k
Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 1,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2018
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.