Iris
ActiveIris has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €156k and a net result of €22k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+4
Solvency95▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.76 in 2023), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
29 d late
2022
3 d late
2021
3 d early
2020
1 d early
2019
10 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€156k▲ 16.3%
2023 · €134k
2018: €86k
2019: €86k
2020: €90k
2021: €92k
2022: €117k
2023: €134k
2018 → 2024
Total assets
€309k▲ 4.0%
2023 · €297k
2018: €297k
2019: €286k
2020: €261k
2021: €278k
2022: €296k
2023: €297k
2018 → 2024
Net result
€22k▲ 23.4%
2023 · €18k
2018: €17k
2019: €488
2020: €4k
2021: €2k
2022: €25k
2023: €18k
2018 → 2024
Working capital
€119k▲ 35.7%
2023 · €88k
2018: €40k
2019: €41k
2020: €21k
2021: €29k
2022: €62k
2023: €88k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€92k▲ 2.3%€117k▲ 26.6%€134k▲ 15.3%€156k▲ 16.3%
Operating result€-94-€8k€40k▲ 418%€28k▼ 30.8%€36k▲ 27.3%
Net result€4k-€2k▼ 44.5%€25k▲ 1,065%€18k▼ 27.5%€22k▲ 23.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 27% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €309k
Fixed assets
€71k▼ 23.6%
Current assets
€237k▲ 16.7%
Equity and liabilities €309k
Equity
€156k▲ 16.3%
Debt
€152k▼ 6.2%
The debt ratio falls from 54.7% to 49.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€57k▲
2023 · €53k
Cash flow
€44k▲
2023 · €43k
Solvency
50.7%▲
2023 · 45.3%
Current ratio
2.01▲
2023 · 1.76
Quick ratio
2.00▲
2023 · 1.75
Debt / equity
0.97▼
2023 · 1.21
ROE
14.0%▲
2023 · 13.2%
ROA
7.1%▲
2023 · 6.0%
Interest coverage
16.61▲
2023 · 13.46
Debt
€152k▼
2023 · €162k
Debt ≤ 1 year
€118k▲
2023 · €115k
Debt > 1 year
€34k▼
2023 · €47k
Income taxes
€10k▲
2023 · €9k
Staff costs
€239k▲
2023 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€297k€309k▲
Fixed assets21/28€93k€71k▼
Tangible fixed assets22/27€93k€71k▼
Land and buildings22€76k€63k▼
Plant, machinery and equipment23€520€0▼
Furniture and vehicles24€17k€8k▼
Financial fixed assets28€212€212=
Current assets29/58€203k€237k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€63k€72k▲
Trade receivables40€61k€72k▲
Other amounts receivable41€2k€426▼
Cash at bank and in hand54/58€139k€164k▲
Equity and liabilities
Total equity and liabilities10/49€297k€309k▲
Equity10/15€134k€156k▲
Contributions10/11€19k€19k=
Reserves13€116k€138k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€114k€136k▲
Amounts payable17/49€162k€152k▼
Amounts payable after more than one year17€47k€34k▼
Financial debts170/4€47k€34k▼
Amounts payable within one year42/48€115k€118k▲
Current portion of amounts payable after more than one year42€17k€13k▼
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€42k€46k▲
Suppliers440/4€42k€46k▲
Taxes, remuneration and social security45€51k€59k▲
Taxes450/3€17k€21k▲
Remuneration and social security454/9€34k€38k▲
Other amounts payable47/48€608€464▼
Income statement
Code20232024
Non-recurring operating income76A-€17
Remuneration, social security and pensions62€220k€239k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€22k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€8k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€283k€309k▲
Operating profit (loss)9901€28k€36k▲
Financial income75/76B€3k€65▼
Recurring financial income75€3k€65▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€27k€32k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€18k€22k▲
Profit (loss) for the period to be appropriated9905€18k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€22k▲
Transfer to equity691/2€18k€22k▲
To other reserves6921€18k€22k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Equity above €150kEq €156k ▲16.3%
7 profitable years in a row build equity to €156k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Highest result since 2018net €25k ▲1065%
Operating result €40k, net result €25k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲26.6%
5 profitable years in a row build equity to €117k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 10 days late
2019
31-12
Financial
Weakest financial yearnet €488 ▼97.2%
Net result drops to €488, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1949
Ground area
909 m²
Building footprint
550 m²
Volume, LiDAR
3,470 m³
2 parcels, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kasteelstraat 2, 2470 Retie
since 19492.006.120.445
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0083/00T000 | Flanders | 533 m² | 1 · 174 m² | 14.3 m · 3 fl. |
| 13036F0083/00R000 | Flanders | 376 m² | 1 · 376 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 426 companies in sector 96101 we hold annual accounts for 251. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
93011
93012
96101Personal service activities
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.