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IRA.CO

Active
Private limited companyfounded 198640 yrs activeAugust De Boeckstraat 21, 1140 Evere, BelgiumKBO/BCE: BE 0428.777.612
Summary

IRA.CO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,764 and a net result of €422. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 5614 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
IRA.COActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320NACE 60220
#3 oldest company in Evere, Transport and storage sector1 site
Size
€57,568total assets 2025
Equity
€27,764
Profit
€422
Turnover not published (abridged schema)
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 21 d early0 of 1 deed read
Why 81- Sector Land transport and transport via pipelines (NACE 49)- Size: total assets €57,568+ Founded in 1986+ Figures for FY 2025 (filed 10-07-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 73+4
equity 48.2% of total assets
Liquidity 34+8
short-term debt 51.8% · cash 8.3%
Profitability 39-3
return on assets 0.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,056 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.9% vs 12-2024lowest value 02-2025: 0.5%● 0.0% vs 01-2025lowest value 03-2025: 0.5%▲ +0.9% vs 02-2025 04-2025: 0.5%▲ +5.2% vs 03-2025 05-2025: 0.5%▲ +1.6% vs 04-2025 06-2025: 0.5%▼ -2.2% vs 05-2025 07-2025: 0.6%▲ +14.0% vs 06-2025 08-2025: 0.7%▲ +20.6% vs 07-2025 09-2025: 0.6%▼ -8.2% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.0% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%▲ +5.0% vs 03-2026 05-2026: 0.6%▲ +0.9% vs 04-2026 06-2026: 0.6%▼ -3.1% vs 05-2026 07-2026: 0.7%▲ +16.1% vs 06-2026highest value 08-2026: 0.5%▼ -32.7% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%● 0.0% vs 09-2026
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Founded in 1986 lowers the probability for this profile
  • Size: total assets €57,568 raises the probability for this profile
  • Figures for FY 2025 (filed 10-07-2026) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.39 against 0.29 in 2024; short-term debt: 51.8% and cash: 8.3% of total assets), and 51.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 61%, liquidity 31%, profitability 22%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €57,568
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 10-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
8 d late
2023
8 d late
2022
3 d late
2021
8 d late
2020
1 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €1,222

Key points

  • Positive: Oldest company in Evere, Transport and storage sectorin the Checked rankings #3 View
  • Active since 1986founded 07-04-1986 40 years View
  • Total assets 20256 fiscal years filed €57,568 View

By topic

Financials

Fiscal year
2025
Total assets
€57,568
Profit
€422
Solvency
48.2%
Total assets▼ 8.1%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 10-07-2026Annual accounts filed
  2. 08-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
07-04-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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