IR-ARCHITECT JAN MARIEN
ActiveIR-ARCHITECT JAN MARIEN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €5k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-9
Solvency67▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.39 in 2024; short-term debt: 31.4% and cash: 1% of total assets), and 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
0.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
19 d early
2022
31 d early
2021
37 d early
2020
31 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€223k▲ 2.1%
2024 · €219k
2018: €75k
2019: €88k
2020: €93k
2021: €117k
2022: €128k
2023: €172k
2024: €219k
2018 → 2025
Total assets
€534k▼ 2.4%
2024 · €547k
2018: €253k
2019: €290k
2020: €410k
2021: €397k
2022: €425k
2023: €483k
2024: €547k
2018 → 2025
Net result
€5k▼ 90.1%
2024 · €47k
2018: €6k
2019: €14k
2020: €5k
2021: €23k
2022: €11k
2023: €44k
2024: €47k
2018 → 2025
Working capital
€82k▲ 19.7%
2024 · €68k
2018: €-96k
2019: €-85k
2020: €-82k
2021: €-46k
2022: €-34k
2023: €12k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€128k▲ 9.5%€172k▲ 34.7%€219k▲ 27.2%€223k▲ 2.1%
Operating result€37k-€20k▼ 46.4%€72k▲ 261%€75k▲ 4.5%€10k▼ 87.1%
Net result€23k-€11k▼ 52.4%€44k▲ 299%€47k▲ 5.6%€5k▼ 90.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €534k
Fixed assets
€285k▼ 6.0%
Current assets
€249k▲ 2.1%
Equity and liabilities €534k
Equity
€223k▲ 2.1%
Debt
€311k▼ 5.4%
The debt ratio falls from 60.0% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €93k
Cash flow
€23k▼
2024 · €65k
Solvency
41.8%▲
2024 · 40.0%
Current ratio
1.49▲
2024 · 1.39
Quick ratio
1.49▲
2024 · 1.39
Debt / equity
1.39▼
2024 · 1.50
ROE
2.1%▼
2024 · 21.4%
ROA
0.9%▼
2024 · 8.5%
Interest coverage
10.52▼
2024 · 31.95
Debt
€311k▼
2024 · €329k
Debt ≤ 1 year
€168k▼
2024 · €176k
Debt > 1 year
€143k▼
2024 · €153k
Income taxes
€2k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€547k€534k▼
Fixed assets21/28€303k€285k▼
Tangible fixed assets22/27€303k€285k▼
Land and buildings22€291k€278k▼
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€200€200=
Current assets29/58€244k€249k▲
Amounts receivable within one year40/41€224k€242k▲
Trade receivables40€223k€242k▲
Other amounts receivable41€914€125▼
Cash at bank and in hand54/58€18k€5k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€547k€534k▼
Equity10/15€219k€223k▲
Contributions10/11€6k€6k=
Reserves13€213k€217k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€211k€215k▲
Amounts payable17/49€329k€311k▼
Amounts payable after more than one year17€153k€143k▼
Financial debts170/4€153k€143k▼
Amounts payable within one year42/48€176k€168k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€47k€28k▼
Taxes450/3€47k€28k▼
Other amounts payable47/48€111k€129k▲
Accrued charges and deferred income492/3€68€19▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€95k€30k▼
Operating profit (loss)9901€75k€10k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€72k€7k▼
Income taxes67/77€25k€2k▼
Profit (loss) for the period9904€47k€5k▼
Profit (loss) for the period to be appropriated9905€47k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€5k▼
Transfer to equity691/2€47k€5k▼
To other reserves6921€47k€5k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €5k ▼90.1%
Net result drops to €5k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €47k ▲5.6%
Operating result €75k, net result €47k, both a record.
31-12
Financial
Equity above €200kEq €219k ▲27.2%
7 profitable years in a row build equity to €219k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €172k ▲34.7%
6 profitable years in a row build equity to €172k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €117k ▲25.1%
4 profitable years in a row build equity to €117k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adegemstraat 522800 MechelenGround area
601 m²
Building footprint
238 m²
Volume, LiDAR
1,739 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IR - Architect Jan Marien
since 20082.183.795.048
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0813/00E003 | Flanders | 487 m² | 1 · 125 m² | 9.4 m · 1 fl. |
| 12025E0259/00B000 | Flanders | 114 m² | 1 · 114 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0648.934.255
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Architectenbureau aabbeele
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WEST 8 BRUSSEL URBAN DESIGN & LANDSCAPE ARCHITECTURE
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SZA
BE 0673.660.347
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ARCHITECTENBUREAU M.MOORS
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-05-2008
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.