IQM Solutions
ActiveIQM Solutions has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-4k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 90 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency65=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 2.77 in 2024), but 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
-2.2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
1 d early
2022
6 d early
2021
68 d early
2020
35 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€46k▼ 7.3%
2024 · €50k
2023: €35k
2024: €50k
2023 → 2025
Total assets
€169k▼ 7.3%
2024 · €182k
2023: €193k
2024: €182k
2023 → 2025
Net result
€-4k
2024 · €14k
2023: €10k
2024: €14k
2023 → 2025
Working capital
€31k▼ 16.5%
2024 · €37k
2023: €31k
2024: €37k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35k-€50k▲ 40.5%€46k▼ 7.3%
Operating result€15k-€23k▲ 60.4%€1k▼ 94.3%
Net result€10k-€14k▲ 46.3%€-4k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€109k▼ 12.5%
Current assets
€51k▼ 11.2%
Equity and liabilities €169k
Equity
€46k▼ 7.3%
Debt
€123k▼ 7.3%
The debt ratio stays at 72.6%.
Key figures and ratios
EBITDA
€16k▼
2024 · €38k
Cash flow
€11k▼
2024 · €29k
Solvency
27.4%=
2024 · 27.4%
Current ratio
2.50▼
2024 · 2.77
Quick ratio
2.50▼
2024 · 2.77
Debt / equity
2.65=
2024 · 2.65
ROE
-7.9%▼
2024 · 28.8%
ROA
-2.2%▼
2024 · 7.9%
Interest coverage
3.08▼
2024 · 6.62
Debt
€123k▼
2024 · €132k
Debt ≤ 1 year
€20k▼
2024 · €21k
Debt > 1 year
€101k▼
2024 · €111k
Income taxes
€-141▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€182k€169k▼
Fixed assets
21/28€124k€109k▼
Formation expenses
20-€9k
Tangible fixed assets
22/27€122k€109k▼
Financial fixed assets
28€3k€0▼
Current assets
29/58€58k€51k▼
Amounts receivable within one year
40/41€17k€10k▼
Cash & bank
54/58€40k€40k▼
Total equity & liabilities
10/49€182k€169k▼
Equity
10/15€50k€46k▼
Contributions / capital
10/11€19k€19k=
Reserves
13€31k€31k=
Accumulated profits (losses)
14-€-4k
Amounts payable
17/49€132k€123k▼
Amounts payable after one year
17€111k€101k▼
Amounts payable within one year
42/48€21k€20k▼
Trade debts payable within one year
44€1k€4k▲
Income statement
Code20242025
Gross operating margin
9900€40k€18k▼
Operating result
9901€23k€1k▼
Financial income
75€0€3▲
Financial charges
65€6k€5k▼
Result before taxes
9903€18k€-4k▼
Income taxes
67/77€3k€-141▼
Net result for the period
9904€14k€-4k▼
Result to be appropriated
9905€14k€-4k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-4k ▼125%
Net result drops to €-4k, the lowest in the series.
30-04
State Gazette act
Director changes
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2023net €14k ▲46.3%
Operating result €23k, net result €14k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Dirk Audenaert
CurrentDirector · since 11-03-2025
11-03-2025
Appointed as Director
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 169090 Merelbeke-MelleGround area
251 m²
Building footprint
165 m²
Volume, LiDAR
894 m³
Parcel 44040B0167/00L003, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IQM Solutions
since 20082.174.519.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040B0167/00L003 | Flanders | 251 m² | 1 · 165 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Guud
BE 0735.881.293
Ukkel · Eq €46k
MARCO SAMPERMANS
BE 0894.358.509
Alken · Eq €47k
van Houtum
BE 0751.666.955
Meerhout · Eq €47k
FRANCO
BE 0460.251.934
Alken · Eq €47k
NMGE
BE 0755.967.421
Welkenraedt · Eq €46k
Of 10,542 companies in sector 86995 we hold annual accounts for 843. 642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2008
Fiscal year end30-09
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-07-2026. Scores and ratios are computed by Checked and are not a credit decision.