IQ-MANAGEMENT
ActiveIQ-MANAGEMENT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.38M and a net result of €94k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+16
Solvency57▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 63.3% and cash: 0.1% of total assets), and 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
10 d early
2023
2 d early
2022
on the day
2021
24 d early
2020
82 d early
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.38M▲ 7.3%
2024 · €1.28M
2018: €924k
2019: €872k
2020: €899k
2021: €1.01M
2022: €1.11M
2023: €1.20M
2024: €1.28M
2018 → 2025
Total assets
€4.27M▼ 2.6%
2024 · €4.39M
2018: €4.76M
2019: €4.55M
2020: €4.46M
2021: €4.41M
2022: €4.36M
2023: €4.31M
2024: €4.39M
2018 → 2025
Net result
€94k▲ 9.3%
2024 · €86k
2018: €-8k
2019: €-52k
2020: €27k
2021: €108k
2022: €98k
2023: €91k
2024: €86k
2018 → 2025
Working capital
€-2.66M▲ 4.0%
2024 · €-2.78M
2018: €-3.07M
2019: €-3.14M
2020: €-3.07M
2021: €-2.97M
2022: €-2.90M
2023: €-2.82M
2024: €-2.78M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€1.11M▲ 9.7%€1.20M▲ 8.2%€1.28M▲ 7.2%€1.38M▲ 7.3%
Operating result€129k-€139k▲ 7.8%€169k▲ 21.8%€177k▲ 4.6%€167k▼ 5.5%
Net result€108k-€98k▼ 9.0%€91k▼ 7.4%€86k▼ 5.1%€94k▲ 9.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.27M
Fixed assets
€4.23M▼ 2.2%
Current assets
€43k▼ 32.4%
Equity and liabilities €4.27M
Equity
€1.38M▲ 7.3%
Debt
€2.90M▼ 6.7%
The debt ratio falls from 70.8% to 67.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€230k▼
2024 · €238k
Cash flow
€157k▲
2024 · €147k
Solvency
32.2%▲
2024 · 29.2%
Current ratio
0.02▼
2024 · 0.02
Quick ratio
0.02▼
2024 · 0.02
Debt / equity
2.11▼
2024 · 2.42
ROE
6.8%▲
2024 · 6.7%
ROA
2.2%▲
2024 · 2.0%
Interest coverage
6.57▲
2024 · 4.14
Debt
€2.90M▼
2024 · €3.11M
Debt ≤ 1 year
€2.71M▼
2024 · €2.84M
Debt > 1 year
€189k▼
2024 · €264k
Income taxes
€38k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.39M€4.27M▼
Fixed assets21/28€4.33M€4.23M▼
Tangible fixed assets22/27€606k€548k▼
Land and buildings22€451k€437k▼
Plant, machinery and equipment23€75k€50k▼
Furniture and vehicles24€80k€61k▼
Financial fixed assets28€3.72M€3.68M▼
Current assets29/58€63k€43k▼
Amounts receivable within one year40/41€52k€35k▼
Trade receivables40€52k€35k▼
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€4.39M€4.27M▼
Equity10/15€1.28M€1.38M▲
Contributions10/11€300k€300k=
Reserves13€982k€1.08M▲
Distributable reserves133€982k€1.08M▲
Amounts payable17/49€3.11M€2.90M▼
Amounts payable after more than one year17€264k€189k▼
Financial debts170/4€264k€189k▼
Amounts payable within one year42/48€2.84M€2.71M▼
Current portion of amounts payable after more than one year42€71k€74k▲
Financial debts43€18k€20k▲
Credit institutions430/8€18k€20k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€44k€29k▼
Taxes450/3€44k€29k▼
Other amounts payable47/48€2.70M€2.58M▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€63k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€244k€234k▼
Operating profit (loss)9901€177k€167k▼
Financial income75/76B€130€0▼
Recurring financial income75€130€0▼
Financial charges65/66B€57k€35k▼
Recurring financial charges65€57k€35k▼
Profit (loss) for the period before taxes9903€120k€132k▲
Income taxes67/77€34k€38k▲
Profit (loss) for the period9904€86k€94k▲
Profit (loss) for the period to be appropriated9905€86k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-728k€94k▲
Profit (loss) brought forward from the previous period14P€-814k-
Transfer from equity791/2€728k-
Transfer to equity691/2-€94k
To other reserves6921-€94k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €108k ▲295%
Net result €108k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.01M ▲12%
2 profitable years in a row build equity to €1.01M.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 6902610 AntwerpenGround area
4,327 m²
Building footprint
2,165 m²
Volume, LiDAR
25,108 m³
2 parcels, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Gammel 35A, 2310 Rijkevorsel
since 20002.096.368.948
Boomsesteenweg 690, 2610 Antwerpen
since 20192.292.452.369
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0280/00Z000 | Flanders | 3,436 m² | 1 · 1,972 m² | 16.0 m · 4 fl. |
| 13037H0001/00F003 | Flanders | 891 m² | 1 · 193 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ORMOND
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Liège · Eq €1.38M
SALMANCO
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OLIVAN
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 24,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.