Skip to content

IQ GROUP

Active
Private limited companyfounded 20179 yrs activeChaussée de Bruxelles 14, 1410 Waterloo, BelgiumKBO/BCE: BE 0668.626.641
Summary

The computed 12-month bankruptcy probability of IQ GROUP is 5.5% (elevated). The 2024 annual accounts show equity of €352,161 and a net result of €11,494. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 17% of 4632 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
IQ GROUPActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€2.9mtotal assets 2024
Staff
1 FTE
Equity
€352,161
Profit
€11,494
Financial health
35 Weak Checked score 2024
Bankruptcy chance 12 m
5.5%
Structure
Holdings
5
Accounts 68 d overdue0 of 6 deeds read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 230 days late; 2 of the last 3 late- Liquidity: current ratio 0.06, cash €3,035- Figures for FY 2024 (filed 21-03-2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 25% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 37+1
equity 12.0% of total assets
Liquidity 23-1
short-term debt 53.6% · cash 0.1%
Profitability 39-15
return on assets 0.4%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,514 companies)
Last 24 months 11-2024: 1.4%lowest value 12-2024: 1.4%● 0.0% vs 11-2024lowest value 01-2025: 1.4%● 0.0% vs 12-2024lowest value 02-2025: 1.5%▲ +10.4% vs 01-2025 03-2025: 1.8%▲ +15.8% vs 02-2025 04-2025: 1.7%▼ -2.1% vs 03-2025 05-2025: 1.8%▲ +3.6% vs 04-2025 06-2025: 1.9%▲ +3.5% vs 05-2025 07-2025: 1.9%▲ +1.3% vs 06-2025 08-2025: 2.6%▲ +35.6% vs 07-2025 09-2025: 3.1%▲ +20.1% vs 08-2025 10-2025: 4.3%▲ +41.3% vs 09-2025 11-2025: 4.4%▲ +2.5% vs 10-2025 12-2025: 4.6%▲ +3.7% vs 11-2025 01-2026: 5.4%▲ +16.3% vs 12-2025 02-2026: 5.4%● 0.0% vs 01-2026 03-2026: 5.4%● 0.0% vs 02-2026 04-2026: 2.9%▼ -46.1% vs 03-2026 05-2026: 2.9%● 0.0% vs 04-2026 06-2026: 3.4%▲ +18.4% vs 05-2026 07-2026: 3.1%▼ -7.9% vs 06-2026 08-2026: 3.7%▲ +17.1% vs 07-2026 09-2026: 4.2%▲ +15.0% vs 08-2026 10-2026: 5.5%▲ +29.1% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 230 days late; 2 of the last 3 late raises the probability
  • Liquidity: current ratio 0.06, cash €3,035 raises the probability
  • Figures for FY 2024 (filed 21-03-2026) raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €12,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 0.1 in 2023; short-term debt: 53.6% and cash: 0.1% of total assets), and 88% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 15%, liquidity 10%, profitability 27%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 230 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.06, cash €3,035
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 21-03-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4632 sector peers (2024).
NBB · sector comparison
Position among 4632 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-03-2026, 230 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
230 d late
2023
30 d late
2022
70 d late
2021
61 d late
2020
90 d late
2019
140 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 104 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Annual accounts filedfiscal year 2022 · full…

Key points

  • Caution: Among the weakest 18% on solvencysector median 48.8% · 4,632 companies 12.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €11,494 7 years View
  • Heads a groupcompanies controlled 5 View

By topic

Financials

Fiscal year
2024
Total assets
€2.9m
Profit
€11,494
Solvency
12.0%
Total assets▼ 3.0%
Net result
20182024
Go to Financials

Timeline

Events
9
Since
2018
  1. 18-03-2026Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 09-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
02-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure