IPSODIS
ActiveIPSODIS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-3k. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 59% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency79▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
-19.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-02-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
75 d early
2023
113 d early
2022
108 d early
2021
115 d early
2020
112 d early
2019
108 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 26.5%
2024 · €12k
2018: €15k
2019: €18k
2020: €14k
2021: €12k
2022: €11k
2023: €14k
2024: €12k
2018 → 2025
Total assets
€16k▼ 16.0%
2024 · €19k
2018: €17k
2019: €20k
2020: €18k
2021: €13k
2022: €15k
2023: €16k
2024: €19k
2018 → 2025
Net result
€-3k▼ 40.3%
2024 · €-2k
2018: €2k
2019: €3k
2020: €-4k
2021: €-2k
2022: €-1k
2023: €3k
2024: €-2k
2018 → 2025
Working capital
€8k▼ 27.0%
2024 · €11k
2018: €15k
2019: €18k
2020: €14k
2021: €12k
2022: €10k
2023: €13k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€11k▼ 8.4%€14k▲ 25.3%€12k▼ 15.9%€9k▼ 26.5%
Operating result€-2k-€-889▲ 57.0%€3k€-2k€-3k▼ 41.0%
Net result€-2k-€-1k▲ 53.1%€3k€-2k€-3k▼ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€500▼ 18.7%
Current assets
€16k▼ 15.9%
Equity and liabilities €16k
Equity
€9k▼ 26.5%
Debt
€7k▲ 0.7%
The debt ratio rises from 38.7% to 46.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-2k
Cash flow
€-3k▼
2024 · €-2k
Solvency
53.7%▼
2024 · 61.3%
Current ratio
2.09▼
2024 · 2.50
Quick ratio
0.61▲
2024 · 0.37
Debt / equity
0.86▲
2024 · 0.63
ROE
-36.1%▼
2024 · -18.9%
ROA
-19.4%▼
2024 · -11.6%
Interest coverage
-18.85▼
2024 · -14.82
Debt
€7k▲
2024 · €7k
Debt ≤ 1 year
€7k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€16k▼
Fixed assets21/28€615€500▼
Tangible fixed assets22/27€115-
Furniture and vehicles24€115-
Financial fixed assets28€500€500=
Current assets29/58€18k€16k▼
Stocks and contracts in progress3€16k€11k▼
Stocks30/36€16k€11k▼
Amounts receivable within one year40/41-€241
Trade receivables40-€188
Other amounts receivable41-€53
Current investments50/53€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€19k€16k▼
Equity10/15€12k€9k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-9k€-12k▼
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€7k€7k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€1k€941▼
Taxes450/3€1k€941▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201€115▼
Other operating charges640/8€421€390▼
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€128€151▲
Recurring financial charges65€128€151▲
Profit (loss) for the period before taxes9903€-2k€-3k▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-12k▼
Profit (loss) brought forward from the previous period14P€-7k€-9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 10.56
Current ratio from 4.82 to 10.56; short-term debt falls from €4k to €1k.
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-4k ▼233%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €3k ▲39.8%
Net result €3k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Wixhou(ARG) 514601 ViséGround area
1,448 m²
Building footprint
301 m²
Volume, LiDAR
1,337 m³
Parcel 62005A0226/00E000, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPRL IPSODIS
since 20042.142.485.520
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62005A0226/00E000 | Wallonia | 1,448 m² | 1 · 301 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVisé2.142.485.520
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Of 4,428 companies in sector 46180 we hold annual accounts for 1,887. 852 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2004
Fiscal year end30-09
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.