Equity
€6.8m ▲ 21.0%
Ipso Iure has made a profit in every financial year since 2020.
Ipso Iure
Lifetime
6 annual accounts with figures on one time axispeak €1.9m (2021)
€1.7m▲ 15.0%
peak €1.3m (2021)
€1.1m▲ 77.2%
peak €6.8m (2025)
€6.8m▲ 21.0%
€238,764▲ 29.6%
Board1 name since 2020
1 directorPALMAERS Guy
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €1.5m to €1.7mResult from €609,248 to €1.1mEquity from €5.6m to €6.8mDebts from €184,162 to €238,764Cash from €26,288 to €100,619
Key points
from the 2025 annual accountsResult
€1.1m ▲ 77.2%
The result rose in 2025 from €609,248 to €1.1m.
Turnover
≈ €2.9m estimated
The abbreviated format states no turnover.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 31 to 44 days before the end of the period.
Starting capital
€1,000 1,000 shares
Position in the sector
96.6%
Higher solvency than 95% of companies in legal and accounting. Sector median 44.4% · 4,136 companies.
Checked score
96
Excellent
Financially stronger than 68% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 29.45, cash €100,619
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €7.1m
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 86% of them on solvency, 42% on liquidity, 70% on profitability and 75% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 153 companies had the same profile as Ipso Iure has now. Each dot is one company, two years later.
96.1%
were still trading
3.9%
stopped another way
0.0%
went bankrupt
That fits the bankruptcy probability of Ipso Iure itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 153 companies, not a prediction for Ipso Iure. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €650,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 29.45 (31.46 in 2024), above the usual 1.5. Short-term debt is 3.4% and cash 1.4% of total assets. 3.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
2023
44 days early
2022
40 days early
2021
38 days early
2020
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 38 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Incorporation
Founding capital of €1,000, 1,000 shares · Founder: PALMAERS Guy · Appointment: PALMAERS Guy (director) · published on 07-01-2020 · Gazette deed
First establishment
Vossenberg 54, Laakdal
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ipso Iure Laakdal | €7.1m | €1.7m | 96.6% | - |
| Xavier Remy Avocat / Advocaat Ixelles | €5.5m | €1.7m | 93.3% | - |
| Van Overtveldt Frederik - Advocaat Schoten | €5.2m | €1.8m | 26.0% | - |
| Cambrian Antwerp | €3.8m | €1.7m | 0.3% | 0.7 |
| Caluwaerts Uytterhoeven Antwerp | €4.8m | €1.1m | 11.6% | 10.6 |
| Hans Kets Law Koksijde | €4.5m | €1.6m | 19.5% | 0.7 |
| Four and Five Law Antwerp | €4.1m | €2.8m | 5.0% | 5.6 |
These companies have the same main activity as Ipso Iure: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €3.8m and €5.5m, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 03-01-2020Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.297.611.5812431 Laakdal, since 03-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €7.1m▲ 21.2%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Ipso Iure
Ipso Iure files the abbreviated format. That format states no turnover. The gross margin rose from €1.6m in 2020 to €1.7m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ipso Iure
- What is the company number of Ipso Iure?
- The company number of Ipso Iure is 0740.721.395. The VAT number is the same number with BE in front: BE 0740.721.395.
- Where is Ipso Iure based?
- The registered office is at Vossenberg 54, 2431 Laakdal.Company details
- What does Ipso Iure do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Ipso Iure?
- Ipso Iure is a private limited company (BV).
- When was Ipso Iure founded?
- Ipso Iure was founded on 03-01-2020.
- Is Ipso Iure still active?
- Yes, Ipso Iure is an active enterprise in the KBO register.
- What is the turnover of Ipso Iure?
- The turnover in financial year 2025 is ≈ €2.9m. This figure is estimated from the gross margin of €1.7m and 1,585 comparable companies of the same size. It probably lies between €2.0m and €4.7m. It is a rough estimate.Financials
- Is Ipso Iure profitable?
- In financial year 2025, Ipso Iure made a profit of €1.1m.
- Where can I find the annual accounts of Ipso Iure?
- Ipso Iure filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ipso Iure due?
- Ipso Iure must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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