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IPSM CONSULTANCY

Active
Private limited companyfounded 2015active for 11 yearsSchoolstraat 25, 9280 Lebbeke, BelgiumKBO/BCE: BE 0597.873.653
Summary

IPSM CONSULTANCY has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,763 and a net result of €48,264. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 31% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-02-2015 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 2 others
Establishment unit
2.239.421.479 9280 Lebbeke, since 11-02-2015
Financial year end
31 December
Peppol
Reachable since 02-04-2026

Board and ownership

Board
  • Vertenten TomDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€71,830
▼ 18.3%
Turnover
≈ €140,000
estimated
Profit
€48,264
▼ 22.8%
Equity
€68,763
▼ 53.3%
Total assets
€191,177
▼ 25.7%
  • 2025 accounts filed 18 days after the deadline
Filed on 18-08-2026
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.30, cash €64,659Size: total assets €191,177Figures for financial year 2025 (filed on 18-08-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 61-21
equity 36.0% of total assets
Liquidity 59+16
short-term debt 63.7% · cash 33.8%
Profitability 100+1
return on assets 25.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.3 (2.02 in 2024), below the usual 1.5. Short-term debt is 63.7% and cash 33.8% of total assets. 64% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 33% of them on solvency, 41% on liquidity, 82% on profitability and 14% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.30, cash €64,659
NBB · annual accounts
lowers risk · Size: total assets €191,177
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 18-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
25 days late
2023
5 days early
2022
2 days early
2021
22 days late
2020
26 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €147,400 to €68,763 ▼ 53.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €48,264 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as IPSM CONSULTANCY: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €170,000 and €206,000, founded between 2014 and 2016.

CompanyTotal assetsGross margin
IPSM CONSULTANCY Lebbeke€191,177€71,830
IDSD Sint-Lievens-Houtem€202,538€75,007
BASTIT Zele€195,260€72,928
adminpwd Ninove€173,606€70,337
HP Projects Gent€184,134€81,038
MTS-IT Aalst€169,957€77,648
KYBOS Nazareth-De Pinte€206,471€62,910
Full comparison

Key facts about IPSM CONSULTANCY

What is the company number of IPSM CONSULTANCY?
The company number of IPSM CONSULTANCY is 0597.873.653. The VAT number is the same number with BE in front: BE 0597.873.653.
Where is IPSM CONSULTANCY based?
The registered office is at Schoolstraat 25, 9280 Lebbeke.Company details
What does IPSM CONSULTANCY do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of IPSM CONSULTANCY?
The legal form of IPSM CONSULTANCY is Private limited company (BV).
When was IPSM CONSULTANCY founded?
IPSM CONSULTANCY was founded on 11-02-2015.
Is IPSM CONSULTANCY still active?
Yes, IPSM CONSULTANCY is an active enterprise in the KBO register.
What is the turnover of IPSM CONSULTANCY?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €71,830 and 59 comparable companies (NACE 62200). It probably lies between €120,000 and €180,000.Financials
Is IPSM CONSULTANCY profitable?
In financial year 2025, IPSM CONSULTANCY made a profit of €48,264.
Where can I find the annual accounts of IPSM CONSULTANCY?
IPSM CONSULTANCY filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IPSM CONSULTANCY due?
IPSM CONSULTANCY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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