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IPRESIA

Active
Private limited companyfounded 2023active for 3 yearsQuai Saint-Léonard 69, 4000 Liège, BelgiumKBO/BCE: BE 0804.738.229
Summary

IPRESIA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €171,937 and a net result of €98,153. Equity has been growing by about 107% per year since 2023. Its solvency ranks better than 87% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 10-08-2023 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.348.778.388 4000 Liège, since 18-09-2023
Financial year end
31 December
Peppol
Reachable since 01-12-2025

Board and ownership

Board
  • CIECHANOWSKI AlxandreDirector · since 10-08-2023

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€130,586
▲ 57.9%
Turnover
≈ €220,000
estimated
Profit
€98,153
▲ 60.6%
Equity
€171,937
▲ 133%
Total assets
€193,884
▲ 114%
Score breakdownraises riskFounded in 2023lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 8.48, cash €81,921Equity €171,937 (88.7% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 89% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.7% of total assets
Liquidity 99+4
short-term debt 11.3% · cash 42.3%
Profitability 100=
return on assets 50.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.48 (4.87 in 2024), above the usual 1.5. Short-term debt is 11.3% and cash 42.3% of total assets. 11.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 94% on liquidity, 84% on profitability and 92% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 8.48, cash €81,921
NBB · annual accounts
lowers risk · Equity €171,937 (88.7% of total assets)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
87 days early
2024
1 day early
2023
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 30 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 accounts filed within 86 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 05-05-2026 PDF all 3 filings

Turnover
≈ €220,000
Estimated: probably between €190,000 and €260,000
Total assets
€193,884▲ 114%
2024 · €90,578
Net result
€98,153▲ 60.6%
2024 · €61,124
Working capital
€164,269▲ 152%
2024 · €65,059
Multi-year overview
2023 to 2025, 3 financial years
Operating result
€126,096
▲ 57.3% 2025
20232025
Net result
€98,153
▲ 60.6% 2025
highest quarter of the sector
20232025
Equity
€171,937
▲ 133% 2025
middle half of the sector
20232025
Total assets
€193,884
▲ 114% 2025
middle half of the sector
20232025
Debt
€21,947
▲ 30.7% 2025
20232025
Working capital
€164,269
▲ 152% 2025
highest quarter of the sector
20232025
Solvency
88.7%
▲ 7.2pp 2025
highest quarter of the sector
20232025
Current ratio
8.48
▲ 3.61 2025
highest quarter of the sector
20232025
Return on assets (ROA)
50.6%
▼ 16.9pp 2025
highest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€15,106-€80,140▲ 431%€126,096▲ 57.3%
Net result€11,493within the sector's middle half-€61,124within the sector's middle half▲ 432%€98,153above the sector's middle half▲ 60.6%
Equity€13,493below the sector's middle half-€73,784within the sector's middle half▲ 447%€171,937within the sector's middle half▲ 133%
Total assets€34,489below the sector's middle half-€90,578within the sector's middle half▲ 163%€193,884within the sector's middle half▲ 114%
Debt€20,996-€16,794▼ 20.0%€21,947▲ 30.7%
Working capital€10,947within the sector's middle half-€65,059within the sector's middle half▲ 494%€164,269above the sector's middle half▲ 152%
Solvency39.1%within the sector's middle half-81.5%above the sector's middle half▲ 42.3pp88.7%above the sector's middle half▲ 7.2pp
Current ratio1.52within the sector's middle half-4.87above the sector's middle half▲ 3.358.48above the sector's middle half▲ 3.61
Return on assets (ROA)33.3%above the sector's middle half-67.5%above the sector's middle half▲ 34.2pp50.6%above the sector's middle half▼ 16.9pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 57% higher than in 2024 and the highest since 2023. It is the second rise in a row.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193,884
Fixed assets €7,668 ▼ 12.1%
Current assets €186,215 ▲ 127%
Equity and liabilities €193,884
Equity €171,937 ▲ 133%
Debt €21,947 ▲ 30.7%
Debt's share of the balance-sheet total falls from 18.5% to 11.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€130,485▲
2024 · €82,672
Cash flow
€102,542▲
2024 · €63,655
Debt to equity
0.13▼
2024 · 0.23
ROE
57.1%▼
2024 · 82.8%
Interest coverage
43.65▲
2024 · 23.38
Debt ≤ 1 year
€21,947▲
2024 · €16,794
Income taxes
€27,498▲
2024 · €16,478
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item202320242025
Tangible fixed assets€2,623€6,318€3,332
Financial fixed assets-€2,392-
Depreciation and write-downs of the year€77€2,531€4,389

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€90,578€193,884▲
Fixed assets21/28€8,725€7,668▼
Tangible fixed assets22/27€6,334€5,277▼
Furniture and vehicles24€6,334€5,277▼
Financial fixed assets28€2,392€2,392=
Current assets29/58€81,853€186,215▲
Amounts receivable within one year40/41€31,877€103,590▲
Trade receivables40-€50,890
Other amounts receivable41€31,877€52,700▲
Cash at bank and in hand54/58€39,812€81,921▲
Deferred charges and accrued income490/1€10,164€704▼
Equity and liabilities
Total equity and liabilities10/49€90,578€193,884▲
Equity10/15€73,784€171,937▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€71,784€169,937▲
Amounts payable17/49€16,794€21,947▲
Amounts payable within one year42/48€16,794€21,947▲
Trade debts44€729€958▲
Suppliers440/4€729€958▲
Taxes, remuneration and social security45€14,501€20,963▲
Taxes450/3€14,469€20,963▲
Remuneration and social security454/9€32-
Other amounts payable47/48€1,564€26▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,531€4,389▲
Other operating charges640/8€17€101▲
Gross operating margin9900€82,688€130,586▲
Operating profit (loss)9901€80,140€126,096▲
Financial income75/76B€997€2,545▲
Recurring financial income75€997€2,545▲
Financial charges65/66B€3,535€2,990▼
Recurring financial charges65€3,535€2,990▼
Profit (loss) for the period before taxes9903€77,602€125,651▲
Income taxes67/77€16,478€27,498▲
Profit (loss) for the period9904€61,124€98,153▲
Profit (loss) for the period to be appropriated9905€61,124€98,153▲
Appropriation of the result
Profit (loss) to be appropriated9906€72,617€169,937▲
Profit (loss) brought forward from the previous period14P€11,493€71,784▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 05-05-2026.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77€2,531€4,389▲ 73.4%
Other operating charges640/8€189€17€101▲ 502%
Gross operating margin9900€15,372€82,688€130,586▲ 57.9%
Operating profit (loss)9901€15,106€80,140€126,096▲ 57.3%
Financial income75/76B-€997€2,545▲ 155%
Recurring financial income75-€997€2,545▲ 155%
Financial charges65/66B€404€3,535€2,990▼ 15.4%
Recurring financial charges65€404€3,535€2,990▼ 15.4%
Profit (loss) for the period before taxes9903€14,702€77,602€125,651▲ 61.9%
Income taxes67/77€3,209€16,478€27,498▲ 66.9%
Profit (loss) for the period9904€11,493€61,124€98,153▲ 60.6%
Profit (loss) for the period to be appropriated9905€11,493€61,124€98,153▲ 60.6%
Line202320242025Change
Assets
Total assets20/58€34,489€90,578€193,884▲ 114%
Fixed assets21/28€2,547€8,725€7,668▼ 12.1%
Tangible fixed assets22/27€2,547€6,334€5,277▼ 16.7%
Furniture and vehicles24€2,547€6,334€5,277▼ 16.7%
Financial fixed assets28-€2,392€2,392=
Current assets29/58€31,943€81,853€186,215▲ 127%
Amounts receivable within one year40/41€25,002€31,877€103,590▲ 225%
Trade receivables40€25,002-€50,890-
Other amounts receivable41-€31,877€52,700▲ 65.3%
Cash at bank and in hand54/58€5,455€39,812€81,921▲ 106%
Deferred charges and accrued income490/1€1,486€10,164€704▼ 93.1%
Equity and liabilities
Total equity and liabilities10/49€34,489€90,578€193,884▲ 114%
Equity10/15€13,493€73,784€171,937▲ 133%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€11,493€71,784€169,937▲ 137%
Amounts payable17/49€20,996€16,794€21,947▲ 30.7%
Amounts payable within one year42/48€20,996€16,794€21,947▲ 30.7%
Trade debts44€1,447€729€958▲ 31.3%
Suppliers440/4€1,447€729€958▲ 31.3%
Taxes, remuneration and social security45€12,278€14,501€20,963▲ 44.6%
Taxes450/3€8,404€14,469€20,963▲ 44.9%
Remuneration and social security454/9€3,874€32--
Other amounts payable47/48€7,271€1,564€26▼ 98.4%
Line202320242025Change
Profit (loss) for the period9904€11,493€61,124€98,153▲ 60.6%
+ Depreciation and write-downs630€77€2,531€4,389▲ 73.4%
Operating cash flow (approximation)€11,570€63,655€102,542▲ 61.1%
Investment in fixed assets (approximation)--€8,710-€3,332▲ 61.7%
Change in cash-€34,356€42,109▲ 22.6%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as IPRESIA has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of IPRESIA itself is lower: < 0.1% within 12 months. It rests on far more data about IPRESIA than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for IPRESIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 05-05-2026 2026-00101533 PDF
31-12-2024 micro format 30-07-2025 2025-00327122 PDF
31-12-2023 micro format 30-07-2024 2024-00300868 PDF

Board & ownership

Directors

Directors
1 director, no change since 2023
CIECHANOWSKI Alxandre
Director · since 10-08-2023 · listed in the 2025 annual accounts, filed on 05-05-2026
Current

Owners and capital

Shareholders

At incorporation act of 14-08-2023 ↗

Capital transactions

Capital over time
  1. 14-08-2023 Incorporation · €2,000 · 100 shares

Mandate history

2 people, 1 in office
Show
  • Board
  • end not dated
Mandates per person, with start and end dates
Name Functions and periods
CIECHANOWSKI Alxandre
  • Director, from 10-08-2023 to date
CIECHANOWSKI Alexandre Michel Gaston Philippe
  • Administrateur ordinaire unique, appointed in the act of 14-08-2023, no longer listed in the 2025 annual accounts
See the board, name and registered office on a given date →

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Mise à l'ordre du jour de la prochaine assemblée générale ordinaire ou extraordinaire, choisi de commun accord ou,à défaut,par le Président…”

Articles of association, deed of 14-08-2023 (in French)

Network & group

IPRESIA shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of IPRESIA. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
05-05
NBB filing Annual accounts 2025 filedPDF
micro format · 87 days before the deadline
2025
31-12
Financial Highest result from 2023 to 2025net €98,153 ▲60.6%
The operating result of €126,096 and the net result of €98,153 are both a record.
31-12
Financial Equity above €150,000equity €171,937 ▲133%
With a profit in every financial year since 2023, equity grows to €171,937.
30-07
NBB filing Annual accounts 2024 filedPDF
micro format · 1 day before the deadline
2024
31-12
Financial Liquidity more than triplescurrent ratio 4.87
The current ratio rises from 1.52 to 4.87. Short-term debt falls from €20,996 to €16,794.
30-07
NBB filing Annual accounts 2023 filedPDF
micro format · 1 day before the deadline
2023
14-08
Gazette deed Incorporation
Starting capital €2,000 · Appointment: CIECHANOWSKI Alexandre Michel Gaston Philippe (administrateur ordinaire unique) · Founder6 points ▸
  • Incorporation, 10-08-2023
  • Founder, CIECHANOWSKI Alexandre Michel Gaston Philippe (comparant)
  • Founding capital, €2,000
  • Capital
  • Director appointment, CIECHANOWSKI Alexandre Michel Gaston Philippe (administrateur ordinaire unique)
  • Board rule, “administrateur ordinaire unique”, 1 (deed in French)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

IPRESIA was incorporated on 10 August 2023 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2023, CIECHANOWSKI Alxandre has served as director.3 Total assets rose from €34,489 in 2023 to €193,884 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-08-2023
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Register details

Identity

KBO record
Name IPRESIA in French
Enterprise number 0804.738.229
Legal form Private limited company
Status Active, normale toestand
Founded 10-08-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-08-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, sièges administratifs, d'exploitation, agences et succursales tant en Belgique qu'à l'étranger”
deed of 14-08-2023 (in French)

Registered office and establishments

Registered office Quai Saint-Léonard 69, 4000 Liège, Belgium
Establishment unit IPRESIA, Quai Saint-Léonard 69, 4000 Liège since 18-09-2023 · unit number 2.348.778.388
E-mail alex.ciechanowski@gmail.com
Phone 0494863549

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
64210 Activities of holding companies
Codes under NACEBEL 2008
70220 Business consulting main activity
64200 Holdings
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toute activité de gestion, d’administration, de direction et d’organisation de toutes sociétés; L'activité de conseil en matière financière…”
7 activities
  1. Toute activité de gestion, d’administration, de direction et d’organisation de toutes sociétés.
  2. L'activité de conseil en matière financière, technique, informatique, marketing, commerciale et administrative, au sens large, l'assistance et la fourniture de services, directement ou indirectement, dans le domaine administratif, informatique et financier, dans les ventes, la production ou la gestion en général.
  3. La prise de participation sous quelque forme que ce soit dans toutes sociétés et entreprises.
  4. La participation à la création et au développement d’entreprises industrielles, financières ou immobilières et l’assistance de ces entreprises, que ce soit par des prêts, des avances, des garanties ou de toute autre manière.
  5. L'exercice de toutes missions d'administration et l'exercice de mandats et de fonctions se rapportant directement et indirectement à son objet.
  6. La promotion, la location, l’achat, la vente, l’échange, l’exploitation, la gestion, la mise en valeur, le lotissement, la transformation de tous immeubles ou parties divises ou indivises d’immeubles généralement quelconques, pour son propre compte, à l’exception des activités règlementées par l’Arrêté Royal du 6 septembre 1993 protégeant le titre professionnel et l’exercice de la profession d’agent immobilier.
  7. Toutes activités d’enseignement.
deed of 14-08-2023 (in French)

Invoicing and payment

VAT number BE 0804.738.229
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0804738229
Registered 01-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
31 March at 18:00
deed of 14-08-2023 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
571 m²
Building footprint
137 m²
Building volume
1,965 m³
Cadastral parcel Region Area Buildings Height / floors
62810B0565/00A002 Wallonia 570 m² 1 · 137 m² 16.2 m · 5