Equity
€7,690 from €94,428 in 2023
Equity fell by 92% in 2 years.
IPOCKET
Lifetime
6 annual accounts with figures on one time axispeak €177,573 (2025)
€177,573▲ 182%
peak €126,490 (2025)
€126,490▲ 202%
peak €94,428 (2023)
€7,690▼ 84.0%
€253,408▲ 462%
Board2 names since 2019
2 directorsPOCKET Ine and 1 other
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €63,033 to €177,573Result from €41,829 to €126,490Appointment: Thomas Kusmirczak (director) 10-02Dividend €166,829Equity from €48,029 to €7,690Debts from €45,108 to €253,408
Key points
from the 2025 annual accountsResult
€126,490 ▲ 202%
The result rose in 2025 from €41,829 to €126,490.
Turnover
≈ €310,000 estimated
The micro format states no turnover.
Debts
€253,408 97% of the balance sheet
Suppliers 4%Taxes and wages 5%Other 92%
Of this, €232,956 falls due within a year.
Filings
6 annual accounts 1 late
The 2024 accounts came 26 days late. The other five were filed on time.
Position in the sector
2.9%
Lower solvency than 93% of companies in legal and accounting. Sector median 56.8% · 15,824 companies.
Checked score
91
Excellent
Financially stronger than 32% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Equity €7,690 (2.9% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.07, cash €182,929
Size: total assets €261,097
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 8% of them on solvency, 31% on liquidity, 82% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as IPOCKET has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of IPOCKET itself is lower: < 0.1% within 12 months. It rests on far more data about IPOCKET than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for IPOCKET. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.79 in 2024), below the usual 1.5. Short-term debt is 89.2% and cash 70.1% of total assets. 97.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 15824 sector peers (2025).
NBB · sector comparisonPosition among 15824 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 days early
2024
26 days late
2023
30 days early
2022
35 days early
2021
20 days early
2020
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 15 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- POCKET Ine founderdeed of 25-09-2019
Shares in 1 company, Callebaut & Van Thienen Advocaten
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0734753125
Appointment: Thomas Kusmirczak (director)
General meeting of 29-07-2024 · Gazette deed
Company renamed from ADVOCATENKANTOOR INE POCKET to IPOCKET
“nieuwe tekst artikel 3” (deed in Dutch) · General meeting of 02-05-2023 · Gazette deed
Registered office moved from Dilbeek to Drongen
New registered office: Baarleboslaan 17 te 9031 Drongen · Previous registered office: Nachtvlinder 5 te 1700 Dilbeek · General meeting of 09-09-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IPOCKET Ghent | €261,097 | €177,573 | 2.9% | - |
| FootPrints Lochristi | €265,887 | €191,024 | 55.3% | - |
| Advocatenkantoor Melissa Verplancke Ghent | €188,504 | €141,635 | 1.6% | - |
| Aedicon Legal Beveren-Kruibeke-Zwijndrecht | €232,550 | €113,873 | 14.2% | - |
| LOIS CONSULTING Ghent | €200,707 | €119,115 | 97.5% | - |
| IPSTER Antwerp | €272,923 | €170,537 | 50.8% | - |
| Lemon Shark Antwerp | €200,820 | €189,306 | 1.2% | - |
These companies have the same main activity as IPOCKET: other legal services (NACE 69109). They are comparable in size and age: total assets between €189,000 and €273,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 23-09-2019Normal situation
- Activity
- Other legal servicesNACE 69109
- Establishment unit
- 2.293.582.0249031 Ghent, since 23-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €261,097▲ 180%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on IPOCKET
IPOCKET files the micro format. That format states no turnover. The gross margin rose from €19,607 in 2020 to €177,573 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IPOCKET
- What is the company number of IPOCKET?
- The company number of IPOCKET is 0734.753.125. The VAT number is the same number with BE in front: BE 0734.753.125.
- Where is IPOCKET based?
- The registered office is at Baarleboslaan 17, 9031 Ghent.Company details
- What does IPOCKET do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of IPOCKET?
- IPOCKET is a private limited company (BV).
- When was IPOCKET founded?
- IPOCKET was founded on 23-09-2019.
- Is IPOCKET still active?
- Yes, IPOCKET is an active enterprise in the KBO register.
- What is the turnover of IPOCKET?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €177,573 and 38 comparable companies (NACE 691). It probably lies between €240,000 and €470,000.Financials
- Is IPOCKET profitable?
- In financial year 2025, IPOCKET made a profit of €126,490.
- Where can I find the annual accounts of IPOCKET?
- IPOCKET filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IPOCKET due?
- IPOCKET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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