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IPIOS

Active
Private limited companyfounded 20242 yrs activeRue Pôlet(VD) 72, 5020 Namur, BelgiumKBO/BCE: BE 1005.832.194
Summary

IPIOS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,521 and a net result of €27,515. Its solvency ranks better than 68% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency95▲+27
Growth78
Track record82
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.38 against 1.75 in 2024; short-term debt: 29.6% of total assets), and 29.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.4%
Return on assets
38.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IPIOS was incorporated on 9 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€50,521▲ 120%
2024 · €23,006
Total assets
€71,787▲ 33.7%
2024 · €53,700
Net result
€27,515▲ 34.2%
2024 · €20,506
Working capital
€50,521▲ 120%
2024 · €23,006
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€26,701-€34,161▲ 27.9%
Net result€20,506-€27,515▲ 34.2%
Equity€23,006-€50,521▲ 120%
Total assets€53,700-€71,787▲ 33.7%
Debt€30,694-€21,266▼ 30.7%
Working capital€23,006-€50,521▲ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €26,701€26,701Net result 2024: €20,506€20,506Operating result 2025: €34,161€34,161Net result 2025: €27,515€27,51520242025€0€10,000€20,000€30,000Operating result 2024: €26,701€26,700Net result 2024: €20,506€20,500Operating result 2025: €34,161€34,200Net result 2025: €27,515€27,50020242025
The operating result rises in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €71,787
Equity €50,521 ▲ 120%
Debt €21,266 ▼ 30.7%
Debt's share of the balance-sheet total falls from 57.2% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
3.38▲
2024 · 1.75
Debt to equity
0.42▼
2024 · 1.33
ROE
54.5%▼
2024 · 89.1%
ROA
38.3%▲
2024 · 38.2%
Debt ≤ 1 year
€21,266▼
2024 · €30,694
Income taxes
€6,737▲
2024 · €6,195
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€53,700€71,787▲
Current assets29/58€53,700€71,787▲
Amounts receivable within one year40/41€6,842€12,435▲
Trade receivables40€6,842€9,743▲
Other amounts receivable41-€2,692
Current investments50/53€46,858€59,352▲
Equity and liabilities
Total equity and liabilities10/49€53,700€71,787▲
Equity10/15€23,006€50,521▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€20,506€48,021▲
Amounts payable17/49€30,694€21,266▼
Amounts payable within one year42/48€30,694€21,266▼
Trade debts44€5,466€7,377▲
Suppliers440/4€5,466€7,377▲
Taxes, remuneration and social security45€23,302€13,889▼
Taxes450/3€9,649€13,889▲
Remuneration and social security454/9€13,653-
Other amounts payable47/48€1,926-
Income statement Code20242025
Other operating charges640/8€610€2,030▲
Gross operating margin9900€27,311€36,191▲
Operating profit (loss)9901€26,701€34,161▲
Financial income75/76B-€91
Recurring financial income75-€91
Profit (loss) for the period before taxes9903€26,701€34,252▲
Income taxes67/77€6,195€6,737▲
Profit (loss) for the period9904€20,506€27,515▲
Profit (loss) for the period to be appropriated9905€20,506€27,515▲
Appropriation of the result
Profit (loss) to be appropriated9906€20,506€48,021▲
Profit (loss) brought forward from the previous period14P-€20,506

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€610€2,030▲ 233%
Gross operating margin9900€27,311€36,191▲ 32.5%
Operating profit (loss)9901€26,701€34,161▲ 27.9%
Financial income75/76B-€91-
Recurring financial income75-€91-
Profit (loss) for the period before taxes9903€26,701€34,252▲ 28.3%
Income taxes67/77€6,195€6,737▲ 8.7%
Profit (loss) for the period9904€20,506€27,515▲ 34.2%
Profit (loss) for the period to be appropriated9905€20,506€27,515▲ 34.2%
Line20242025Change
Assets
Total assets20/58€53,700€71,787▲ 33.7%
Current assets29/58€53,700€71,787▲ 33.7%
Amounts receivable within one year40/41€6,842€12,435▲ 81.7%
Trade receivables40€6,842€9,743▲ 42.4%
Other amounts receivable41-€2,692-
Current investments50/53€46,858€59,352▲ 26.7%
Equity and liabilities
Total equity and liabilities10/49€53,700€71,787▲ 33.7%
Equity10/15€23,006€50,521▲ 120%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€20,506€48,021▲ 134%
Amounts payable17/49€30,694€21,266▼ 30.7%
Amounts payable within one year42/48€30,694€21,266▼ 30.7%
Trade debts44€5,466€7,377▲ 35.0%
Suppliers440/4€5,466€7,377▲ 35.0%
Taxes, remuneration and social security45€23,302€13,889▼ 40.4%
Taxes450/3€9,649€13,889▲ 43.9%
Remuneration and social security454/9€13,653--
Other amounts payable47/48€1,926--
Line20242025Change
Profit (loss) for the period9904€20,506€27,515▲ 34.2%
Operating cash flow (approximation)€20,506€27,515▲ 34.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
510 m²
Building footprint
69 m²
Volume, LiDAR
563 m³
Parcel 92128C0189/00T000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IPIOS
Rue Pôlet(VD) 72, 5020 NamurProperty management for co-owned buildings (syndics)
since 20242.357.004.879
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92128C0189/00T000 Wallonia 510 m² 1 · 69 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,412. 6,905 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68321Property management for co-owned buildings (syndics)
Contact
E-mail ipios.Srl@outlook.com
Phone 0494/65.58.06

Scores and ratios are computed by Checked and are not a credit decision.