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Private limited companyfounded 20233 yrs activeNieuwland 2, 2440 Geel, BelgiumKBO/BCE: BE 0797.704.937

IPEVA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €352k and a net result of €105k. Equity is growing by ~58.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 31544 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 d early
2024
31 d early
2023
27 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€352k▲ 42.3%
2024 · €248k
2023: €60k 2024: €248k
2023 → 2025
Total assets
€530k▲ 7.0%
2024 · €496k
2023: €376k 2024: €496k
2023 → 2025
Net result
€105k▼ 44.1%
2024 · €187k
2023: €59k 2024: €187k
2023 → 2025
Working capital
€168k▲ 159%
2024 · €65k
2023: €-70k 2024: €65k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€60k-€248k▲ 310%€352k▲ 42.3%
Operating result€91k-€90k▼ 0.6%€83k▼ 7.3%
Net result€59k-€187k▲ 216%€105k▼ 44.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2023: €91k€91kNet result 2023: €59k€59kOperating result 2024: €90k€90kNet result 2024: €187k€187kOperating result 2025: €83k€83kNet result 2025: €105k€105k202320242025
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €530k
Fixed assets €354k▲ 0.4%
Current assets €176k▲ 23.1%
Equity and liabilities €530k
Equity €352k▲ 42.3%
Debt €178k▼ 28.3%
The debt ratio falls from 50.0% to 33.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
66.5%
2024 · 50.0%
ROE
29.7%
2024 · 75.6%
ROA
19.7%
2024 · 37.8%
Debt
€178k
2024 · €248k
Debt ≤ 1 year
€8k
2024 · €78k
Debt > 1 year
€170k=
2024 · €170k
Income taxes
€29k
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€496k€530k
Fixed assets21/28€353k€354k
Tangible fixed assets22/27€13k€14k
Furniture and vehicles24€13k€14k
Financial fixed assets28€340k€340k=
Current assets29/58€143k€176k
Amounts receivable within one year40/41€94k€23k
Trade receivables40€15k€16k
Other amounts receivable41€79k€7k
Current investments50/53€3k€99k
Cash at bank and in hand54/58€46k€54k
Deferred charges and accrued income490/1€155-
Equity and liabilities
Total equity and liabilities10/49€496k€530k
Equity10/15€248k€352k
Contributions10/11€1k€1k=
Reserves13€247k€351k
Distributable reserves133€247k€351k
Amounts payable17/49€248k€178k
Amounts payable after more than one year17€170k€170k=
Financial debts170/4€170k€170k=
Amounts payable within one year42/48€78k€8k
Current portion of amounts payable after more than one year42€60k-
Trade debts44€230€666
Suppliers440/4€230€666
Taxes, remuneration and social security45€13k€4k
Taxes450/3€13k€4k
Other amounts payable47/48€4k€3k
Accrued charges and deferred income492/3-€98
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k
Other operating charges640/8-€189
Gross operating margin9900€97k€91k
Operating profit (loss)9901€90k€83k
Financial income75/76B€150k€62k
Recurring financial income75€150k€62k
Financial charges65/66B€15k€12k
Recurring financial charges65€15k€12k
Profit (loss) for the period before taxes9903€225k€134k
Income taxes67/77€38k€29k
Profit (loss) for the period9904€187k€105k
Profit (loss) for the period to be appropriated9905€187k€105k
Appropriation of the result
Profit (loss) to be appropriated9906€187k€105k
Transfer to equity691/2€187k€105k
To other reserves6921€187k€105k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity times 13current ratio 23.26
Current ratio from 1.83 to 23.26; short-term debt falls from €78k to €8k.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €187k ▲216%
Net result €187k, the highest in the series.
31-12
Financial Liquidity times 10current ratio 1.83
Current ratio from 0.18 to 1.83; short-term debt falls from €85k to €78k.
31-12
Financial Equity above €200kEq €248k ▲310%
2 profitable years in a row build equity to €248k.
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwland 22440 Geel
Ground area
2,373 m²
Building footprint
213 m²
Volume, LiDAR
1,182 m³
Parcel 13372A1111/00H002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IPEVA
Nieuwland 2, 2440 GeelFinancial service activities, except insurance and pension funding
since 20232.340.988.793
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13372A1111/00H002 Flanders 2,373 m² 1 · 213 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 37,186 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
73110Advertising agencies
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.