IPEMS
ActiveSummary
IPEMS has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229,576 and a net result of €82,185. Equity is growing by about 53% per year across the filed financial years. Its solvency ranks better than 79% of 11,742 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €229,576
- Profit
- €82,185
Why 98raises riskLast filed accounts filed 61 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 4.90, cash €136,408Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €229,576 (79.7% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 86% on liquidity, 88% on profitability and 79% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 4 accounts on average 16 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €200,000equity €229,576 ▲41.7%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00549936.
2022 to 2025, 4 financial years
The operating result recovers in 2025; 2025 is 44% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €134 | €692 | €1,178 | ▲ 70.2% |
| Other operating charges640/8 | - | - | €2,526 | €746 | ▼ 70.5% |
| Gross operating margin9900 | -€498 | €134,520 | €74,798 | €104,873 | ▲ 40.2% |
| Operating profit (loss)9901 | -€498 | €134,386 | €71,580 | €102,949 | ▲ 43.8% |
| Financial income75/76B | - | €948 | €2,281 | €2,860 | ▲ 25.3% |
| Recurring financial income75 | - | €948 | €2,281 | €2,860 | ▲ 25.3% |
| Financial charges65/66B | €2 | €503 | €226 | €365 | ▲ 61.5% |
| Recurring financial charges65 | €2 | €503 | €226 | €365 | ▲ 61.5% |
| Profit (loss) for the period before taxes9903 | -€500 | €134,831 | €73,635 | €105,443 | ▲ 43.2% |
| Income taxes67/77 | - | €30,621 | €18,321 | €23,258 | ▲ 26.9% |
| Profit (loss) for the period9904 | -€500 | €104,210 | €55,314 | €82,185 | ▲ 48.6% |
| Profit (loss) for the period to be appropriated9905 | -€500 | €104,210 | €55,314 | €82,185 | ▲ 48.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €31,398 | €156,958 | €208,085 | €287,968 | ▲ 38.4% |
| Fixed assets21/28 | - | €1,118 | €2,294 | €1,901 | ▼ 17.1% |
| Tangible fixed assets22/27 | - | €1,118 | €2,294 | €1,901 | ▼ 17.1% |
| Furniture and vehicles24 | - | €1,118 | €2,294 | €1,901 | ▼ 17.1% |
| Current assets29/58 | €31,398 | €155,840 | €205,790 | €286,068 | ▲ 39.0% |
| Amounts receivable after more than one year29 | - | €20,588 | €97,367 | €102,000 | ▲ 4.8% |
| Other amounts receivable291 | - | €20,588 | €97,367 | €102,000 | ▲ 4.8% |
| Amounts receivable within one year40/41 | €24,200 | €119,083 | €64,502 | €45,399 | ▼ 29.6% |
| Trade receivables40 | €24,200 | €105,270 | €62,350 | €38,833 | ▼ 37.7% |
| Other amounts receivable41 | - | €13,813 | €2,152 | €6,566 | ▲ 205% |
| Cash at bank and in hand54/58 | €7,198 | €15,556 | €40,795 | €136,408 | ▲ 234% |
| Deferred charges and accrued income490/1 | - | €614 | €3,128 | €2,261 | ▼ 27.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €31,398 | €156,958 | €208,085 | €287,968 | ▲ 38.4% |
| Equity10/15 | €2,500 | €106,710 | €162,024 | €229,576 | ▲ 41.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | - | €103,710 | €159,024 | €226,576 | ▲ 42.5% |
| Distributable reserves133 | - | €103,710 | €159,024 | €226,576 | ▲ 42.5% |
| Profit (loss) carried forward14 | -€500 | €0 | - | - | - |
| Amounts payable17/49 | €28,898 | €50,248 | €46,060 | €58,393 | ▲ 26.8% |
| Amounts payable within one year42/48 | €28,898 | €50,248 | €46,060 | €58,326 | ▲ 26.6% |
| Trade debts44 | €28,898 | €37,845 | €26,575 | €21,600 | ▼ 18.7% |
| Suppliers440/4 | €28,898 | €37,845 | €26,575 | €21,600 | ▼ 18.7% |
| Taxes, remuneration and social security45 | - | €12,403 | €14,105 | €10,579 | ▼ 25.0% |
| Taxes450/3 | - | €11,403 | €13,105 | €10,579 | ▼ 19.3% |
| Remuneration and social security454/9 | - | €1,000 | €1,000 | - | - |
| Other amounts payable47/48 | - | - | €5,381 | €26,147 | ▲ 386% |
| Accrued charges and deferred income492/3 | - | - | - | €67 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€500 | €104,210 | €55,314 | €82,185 | ▲ 48.6% |
| + Depreciation and write-downs630 | - | €134 | €692 | €1,178 | ▲ 70.2% |
| Operating cash flow (approximation) | -€500 | €104,344 | €56,006 | €83,363 | ▲ 48.8% |
| Investment in fixed assets (approximation) | - | - | -€1,868 | -€784 | ▲ 58.0% |
| Change in cash | - | €8,358 | €25,239 | €95,613 | ▲ 279% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (4)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00549936 |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00400716 |
| 31-12-2023 | micro format | 15-07-2024 | 2024-00247027 |
| 31-12-2022 | micro format | 26-07-2023 | 2023-00272904 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Filip Goris |
|
| Haoma |
|
Owners and capital
Capital and shareholders
- GORIS Filip sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-11-2022 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
History
Acts, filings and financial milestones
13-04
Gazette deed
Resignation: Haoma BV (director)Appointment: Filip Goris (director) · Permanent representative: Filip Goris5 facts ▸
- General meeting, 17-03-2023
- Director resignation, Haoma BV (director)
- Director appointment, Filip Goris (director)
- Permanent representative, Filip Goris
- Other provision, “Fillip Goris” (deed in Dutch)
03-01
Gazette deed
Resignation: Filip Goris (director)Appointment: Haoma BV (director) · Permanent representative: Filip Goris4 facts ▸
- General meeting, 07-12-2022
- Director resignation, Filip Goris (director)
- Director appointment, Haoma BV (director)
- Permanent representative, Filip Goris
03-11
Gazette deed
IncorporationAppointment: GORIS Filip (director) · Board rule · Founder8 facts ▸
- Board rule, 1
- Director appointment, GORIS Filip (director (not named in the articles))
- Incorporation, 27-10-2022
- Founder, GORIS Filip
- Founding capital, €3,000
- Bank account, “BE80 1030 8191 7477, bijzondere rekening” (deed in Dutch)
- Other provision, 20-10-2022
- Other provision, “bevestiging deponering overeenkomstig Wetboek van vennootschappen en verenigingen”, 3000 (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24502C0096/00F000 | Flanders | 6,828 m² | 1 · 996 m² | 16.0 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Engineering,logistiek,advies,ontwerp,beheer en projectuitvoering op het gebied van openbare en particuliere infrastructuur,met name…” (deed in Dutch)
8 activities (deed in Dutch)
- Engineering,logistiek,advies,ontwerp,beheer en projectuitvoering op het gebied van openbare en particuliere infrastructuur,met name weg-,spoor- en maritieme toegangsprojecten,haven- en/of luchthavenontsluitings-projecten,mijnbouw en -ontginning(onshore/offshore),ontwikkeling van hydraulische dammen,sanering en/of bescherming van kust- en offshoregebieden
- Het leveren van engineering,logistiek,advies,ontwerp,beheer en advies-,ontwerp- en projectmanagementdiensten op het gebied van infrastructuur voor fossiele en hernieuwbare energie,nieuwe infrastructuur voor hernieuwbare energie,nieuwe informatie- en communicatietechnologieën op het land en/of op zee
- Het leveren,verwerven en overdragen van alle goederen en diensten die rechtstreeks of onrechtstreeks verband houden met de engineering en uitvoering van technologische oplossingen op het gebied van energie,vervoer,energie-efficiëntie,vervoer en opslag implementatie van technologische oplossingen in infrastructurele,industriële en/of commerciële projecten
- Het leveren van logistiek,advies,ontwerp,beheer en advies-,ontwerp- en projectmanagementdiensten voor corporate beheer van bedrijven in het algemeen
- Alle internationale commerciële,industriële of financiële activiteiten uitoefenen,alsmede investeringen in alle technologische infrastructuur en/of ontwikkelingsprojecten;alsmede de verwerving,eigendom en het verwerven,aanhouden en verkopen van deelnemingen in alle commerciële,industriële en financiële ondernemingen met een soortgelijk doel,met uitzondering van elke door de LF AIE verboden operatie;zij financiert deze aankopen en int royalty’s
- Zij kan voor eigen rekening of voor rekening van derden alle financiële,commerciële,vastgoed- of onregelmatige transacties uitvoeren,commerciële,vastgoed- of inmobiliteitstransacties die direct of indirect verband houden met haar maatschappelijk doel en met elke vorm van belang in alle vormen,in alle soortgelijke ondernemingen
- De vennootschap kan filialen in België en in het buitenland oprichten
- Het aanleggen,het oordeelkundig uitbouwen en beheren van het eigen onroerend vermogen;alle verrichtingen met betrekking tot de eigen onroerende goederen en de eigen onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling,projectontwikkeling en in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van de eigen onroerende goederen of de eigen onroerende zakelijke rechten
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “3000 Leuven,Andreas Vesaliusstraat 5/0103” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 14:00