IPEKTUR
ActiveSummary
The computed 12-month bankruptcy probability of IPEKTUR is 4.4% (elevated). The 2024 annual accounts show negative equity (-€13,861) and a net result of €1,145. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 5% of 6720 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability89▲+89
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.25 in 2023; short-term debt: 291.4% and cash: 26.7% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-191.4%
Return on assets
15.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6720 sector peers (2024).
NBB · sector comparisonPosition among 6720 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
30 d late
2022
30 d late
2021
101 d late
2020
87 d late
2019
129 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 74 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€8,314
EBIT margin
-118.2%
Net result
€1,145
2023 · -€1,578
Working capital
-€16,470▼ 7.4%
2023 · -€15,339
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€8,314
Operating result-€3,246-€9,829▼ 203%€1,642-€1,697€1,223
Net result-€3,305within the sector's middle half-€9,915below the sector's middle half▼ 200%€1,590within the sector's middle half-€1,578within the sector's middle half€1,145within the sector's middle half
EBIT margin-118.2%
Equity-€5,103below the sector's middle half▼ 184%-€15,018below the sector's middle half▼ 194%-€13,428below the sector's middle half▲ 10.6%-€15,006below the sector's middle half▼ 11.8%-€13,861below the sector's middle half▲ 7.6%
Total assets€2,184below the sector's middle half▲ 72.5%€1,950below the sector's middle half▼ 10.7%€9,404below the sector's middle half▲ 382%€5,476below the sector's middle half▼ 41.8%€7,242below the sector's middle half▲ 32.2%
Debt€7,287▲ 138%€16,968▲ 133%€22,832▲ 34.6%€20,482▼ 10.3%€21,103▲ 3.0%
Working capital-€5,863within the sector's middle half▼ 129%-€15,778below the sector's middle half▼ 169%-€13,975below the sector's middle half▲ 11.4%-€15,339below the sector's middle half▼ 9.8%-€16,470below the sector's middle half▼ 7.4%
Solvency-142.8%below the sector's middle half-274.0%below the sector's middle half▼ 131.2pp-191.4%below the sector's middle half▲ 82.6pp
Current ratio0.39below the sector's middle half0.25below the sector's middle half▼ 0.140.22below the sector's middle half▼ 0.03
Return on assets (ROA)16.9%above the sector's middle half-28.8%below the sector's middle half▼ 45.7pp15.8%above the sector's middle half▲ 44.6pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1,223 after a loss of €1,697 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7,242
Fixed assets
€2,609 ▲ 2,074%
Current assets
€4,633 ▼ 9.9%
Key figures and ratios
EBITDA
€1,548▲
2023 · -€1,483
Cash flow
€1,470▲
2023 · -€1,365
Quick ratio
0.14▼
2023 · 0.25
Debt to equity
-1.52▼
2023 · -1.36
Interest coverage
19.78▲
2023 · 12.49
Debt ≤ 1 year
€21,103▲
2023 · €20,482
Staff costs
€24,664▲
2023 · €16,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,640 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €8,314 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €19,032 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €2,013 | €2,428 | €16,243 | €24,664 | ▲ 51.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €213 | €213 | €324 | ▲ 52.1% |
| Other operating charges640/8 | - | €348 | €348 | €535 | €396 | ▼ 26.0% |
| Gross operating margin9900 | -€2,898 | -€7,468 | €4,631 | €15,294 | €26,607 | ▲ 74.0% |
| Operating profit (loss)9901 | -€3,246 | -€9,829 | €1,642 | -€1,697 | €1,223 | ▲ 172% |
| Financial charges65/66B | - | €86 | €52 | -€119 | €78 | ▲ 166% |
| Recurring financial charges65 | €59 | €86 | €52 | -€119 | €78 | ▲ 166% |
| Profit (loss) for the period before taxes9903 | -€3,305 | -€9,915 | €1,590 | -€1,578 | €1,145 | ▲ 173% |
| Profit (loss) for the period9904 | -€3,305 | -€9,915 | €1,590 | -€1,578 | €1,145 | ▲ 173% |
| Profit (loss) for the period to be appropriated9905 | -€3,305 | -€9,915 | €1,590 | -€1,578 | €1,145 | ▲ 173% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,184 | €1,950 | €9,404 | €5,476 | €7,242 | ▲ 32.2% |
| Formation expenses20 | €640 | €640 | €427 | €213 | - | - |
| Fixed assets21/28 | €120 | €120 | €120 | €120 | €2,609 | ▲ 2,074% |
| Tangible fixed assets22/27 | - | - | - | - | €2,489 | - |
| Plant, machinery and equipment23 | - | - | - | - | €2,489 | - |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €1,424 | €1,190 | €8,857 | €5,143 | €4,633 | ▼ 9.9% |
| Stocks and contracts in progress3 | - | - | - | - | €1,706 | - |
| Stocks30/36 | - | - | - | - | €1,706 | - |
| Amounts receivable within one year40/41 | €380 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €836 | €1,190 | €8,461 | €5,143 | €1,936 | ▼ 62.3% |
| Deferred charges and accrued income490/1 | - | - | €396 | - | €991 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,184 | €1,950 | €9,404 | €5,476 | €7,242 | ▲ 32.2% |
| Equity10/15 | -€5,103 | -€15,018 | -€13,428 | -€15,006 | -€13,861 | ▲ 7.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,423 | €1,423 | €1,423 | €1,423 | €1,423 | = |
| Non-distributable reserves130/1 | - | €1,423 | €1,423 | €1,423 | €1,423 | = |
| Reserves not available under the articles1311 | - | €1,423 | €1,423 | €1,423 | €1,423 | = |
| Profit (loss) carried forward14 | -€12,726 | -€22,641 | -€21,051 | -€22,629 | -€21,484 | ▲ 5.1% |
| Amounts payable17/49 | €7,287 | €16,968 | €22,832 | €20,482 | €21,103 | ▲ 3.0% |
| Amounts payable within one year42/48 | €7,287 | €16,968 | €22,832 | €20,482 | €21,103 | ▲ 3.0% |
| Trade debts44 | - | €3,145 | €7,618 | €11,115 | €10,399 | ▼ 6.4% |
| Suppliers440/4 | - | €3,145 | €7,618 | €11,115 | €10,399 | ▼ 6.4% |
| Taxes, remuneration and social security45 | - | €206 | €1,651 | €9,367 | €1,267 | ▼ 86.5% |
| Taxes450/3 | - | €206 | €1,651 | €669 | €1,267 | ▲ 89.3% |
| Remuneration and social security454/9 | - | - | - | €8,698 | - | - |
| Other amounts payable47/48 | - | €13,617 | €13,563 | - | €9,437 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,305 | -€9,915 | €1,590 | -€1,578 | €1,145 | ▲ 173% |
| + Depreciation and write-downs630 | - | - | €213 | €213 | €324 | ▲ 52.1% |
| Operating cash flow (approximation) | -€3,305 | -€9,915 | €1,803 | -€1,365 | €1,470 | ▲ 208% |
| Investment in fixed assets (approximation) | - | €0 | -€213 | -€213 | -€2,813 | ▼ 1,219% |
| Change in cash | - | €355 | €7,271 | -€3,318 | -€3,207 | ▲ 3.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Back to profitnet €1,145
Net result €1,145 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €1,590
Net result €1,590 after 2 loss-making years.
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 129 days late
2019
31-12
Financial
Back to profitnet €723
Net result €723 after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 132 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2015
Ground area
181 m²
Building footprint
92 m²
Volume, LiDAR
1,158 m³
Parcel 21906D0125/00L004, Brussels · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IPEKTUR
since 20152.239.337.842
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0125/00L004 | Brussels | 181 m² | 1 · 92 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,203. 3,454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
96210Hairdressing and barber services
52250Logistics services
53100Postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0598712902
Also
9925:BE0598712902
Registered
19-02-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.