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IPE

Active
Private limited companyfounded 2021active for 5 yearsRoute de Couvin(Som) 37, 5651 Walcourt, BelgiumKBO/BCE: BE 0761.879.669
Summary

The computed 12-month bankruptcy probability of IPE is 11.4% (high). For IPE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€11,616) and a net result of -€8,157. Its solvency ranks better than 5% of 22,563 sector peers (NACE 47, financial year 2022). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
€1,714total assets 2022
Equity
-€11,616
Loss
-€8,157
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
11.4%
2022 figures too old to score
Structure
2023 accounts not filed, 820 days past the deadline3 of 4 deeds summarised
Signalsraises risk3 financial years not filed after the legal deadline; last filed accounts filed 46 days late; 1 of the last 3 lateFigures for financial year 2022 (filed 23-09-2023)Liquidity: current ratio 0.04, cash €3, halvedTwo or more financial years not filed2022 accounts filed 46 days latelowers riskSize: total assets €1,714Show the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Weak
Solvency 0-3
equity -677.7% of total assets
Liquidity 0-50
short-term debt 777.7% · cash 0.2%
Profitability 0=
return on assets -475.9%
Bankruptcy probability, 12 months
11.4% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)
Last 24 months 11-2024: 10.9%lowest value 12-2024: 11.9%▲ +1.0 percentage point vs 11-2024 01-2025: 14.2%▲ +2.3 percentage points vs 12-2024 02-2025: 14.2%● unchanged vs 01-2025 03-2025: 14.5%▲ +0.3 percentage points vs 02-2025 04-2025: 13.8%▼ -0.7 percentage points vs 03-2025 05-2025: 13.8%● unchanged vs 04-2025 06-2025: 13.6%▼ -0.2 percentage points vs 05-2025 07-2025: 13.6%● unchanged vs 06-2025 08-2025: 16.2%▲ +2.6 percentage points vs 07-2025 09-2025: 16.2%● unchanged vs 08-2025 10-2025: 17.3%▲ +1.1 percentage points vs 09-2025highest value 11-2025: 17.3%● unchanged vs 10-2025highest value 12-2025: 17.3%● unchanged vs 11-2025highest value 01-2026: 17.3%● unchanged vs 12-2025highest value 02-2026: 12.2%▼ -5.1 percentage points vs 01-2026 03-2026: 12.0%▼ -0.2 percentage points vs 02-2026 04-2026: 12.0%● unchanged vs 03-2026 05-2026: 12.0%● unchanged vs 04-2026 06-2026: 12.0%● unchanged vs 05-2026 07-2026: 12.0%● unchanged vs 06-2026 08-2026: 11.4%▼ -0.6 percentage points vs 07-2026 09-2026: 11.4%● unchanged vs 08-2026 10-2026: 11.4%● unchanged vs 09-2026
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Signals

Six signals.
lowers riskraises risk
raises risk · 3 financial years not filed after the legal deadline; last filed accounts filed 46 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2022 (filed 23-09-2023)
NBB · annual accounts
lowers risk · Size: total assets €1,714
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.04, cash €3, halved
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filings
Position against the passed deadline
31-12-2023 year end31-07-2024 deadline29-10-2026 today
raises risk · 2022 accounts filed 46 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 15-09-2023, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
46 days late
2021
80 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 17 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: bouchikhi adrien (manager)Resignation: zeghdoudi noura (manager)
  2. Resignation: FALASCA Vittorio (director)Appointment: ZEGHDOUDI Noura (director) ·…
  3. Resignation: Fanny Pereira Da Cruz (director)Appointment: Vittorio Falasca (director) ·…

Financials · financial year 2022, micro format

2023 annual accounts not yet filed, deadline passed on 31 July 2024 Financial year closed on 31 December 2023; filing due at the latest 7 months after the close (Companies Code art. 3:10). 3 financial years without a filing since the last one filed. Source: NBB filings, as of 29 October 2026.

Equity
-€11,616▼ 236%
2021 · -€3,459
Total assets
€1,714▼ 89.0%
2021 · €15,578
Net result
-€8,157▲ 13.8%
2021 · -€9,459
Working capital
-€12,748▼ 83.4%
2021 · -€6,951
Trend over the years

2021 to 2022, 2 financial years

The operating result stays negative: a loss of €7,695 in 2022 against €9,458 in 2021; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€7,695 2022 Net result-€8,157 2022

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line20212022
Operating result-€9,458--€7,695▲ 18.6%
Net result-€9,459below the sector's middle half--€8,157below the sector's middle half▲ 13.8%
Equity-€3,459below the sector's middle half--€11,616below the sector's middle half▼ 236%
Total assets€15,578below the sector's middle half-€1,714below the sector's middle half▼ 89.0%
Debt€19,037-€13,330▼ 30.0%
Working capital-€6,951within the sector's middle half--€12,748below the sector's middle half▼ 83.4%
Solvency-22.2%below the sector's middle half-
Current ratio0.61below the sector's middle half-
Return on assets (ROA)-60.7%below the sector's middle half-
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1,714
Fixed assets €1,132 ▼ 74.8%
Current assets €582 ▼ 94.7%
Equity and liabilities
Equity-€11,616
Debt€13,330
Equity is negative: debt (€13,330) exceeds the balance-sheet total (€1,714).
Key figures and ratios
2022 value · change against 2021
EBITDA
-€7,081▲
2021 · -€8,772
Cash flow
-€7,543▲
2021 · -€8,774
Interest coverage
-15.33▲
2021 · -4819.70
Debt ≤ 1 year
€13,330▼
2021 · €18,037
Ratios withheld: a balance sheet total of €1,714 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 35 lines
Balance sheet Code20212022
Assets
Total assets20/58€15,578€1,714▼
Fixed assets21/28€4,492€1,132▼
Tangible fixed assets22/27€4,492€1,132▼
Plant, machinery and equipment23€1,459-
Furniture and vehicles24€3,033€1,132▼
Current assets29/58€11,086€582▼
Stocks and contracts in progress3€3,900-
Stocks30/36€3,900-
Amounts receivable within one year40/41€656€580▼
Other amounts receivable41€656€580▼
Cash at bank and in hand54/58€6,529€3▼
Equity and liabilities
Total equity and liabilities10/49€15,578€1,714▼
Equity10/15-€3,459-€11,616▼
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14-€9,459-€17,616▼
Amounts payable17/49€19,037€13,330▼
Amounts payable within one year42/48€18,037€13,330▼
Trade debts44€1,903€2,053▲
Suppliers440/4€1,903€2,053▲
Taxes, remuneration and social security45-€2,105
Taxes450/3-€2,105
Other amounts payable47/48€16,135€9,172▼
Accrued charges and deferred income492/3€1,000-
Income statement Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€686€614▼
Other operating charges640/8-€353
Non-recurring operating charges66A-€2,747
Gross operating margin9900-€8,772-€3,981▲
Operating profit (loss)9901-€9,458-€7,695▲
Financial charges65/66B€2€462▲
Recurring financial charges65€2€462▲
Profit (loss) for the period before taxes9903-€9,459-€8,157▲
Profit (loss) for the period9904-€9,459-€8,157▲
Profit (loss) for the period to be appropriated9905-€9,459-€8,157▲
Appropriation of the result
Profit (loss) to be appropriated9906-€9,459-€17,616▼
Profit (loss) brought forward from the previous period14P--€9,459

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€686€614▼ 10.5%
Other operating charges640/8-€353-
Non-recurring operating charges66A-€2,747-
Gross operating margin9900-€8,772-€3,981▲ 54.6%
Operating profit (loss)9901-€9,458-€7,695▲ 18.6%
Financial charges65/66B€2€462▲ 254×
Recurring financial charges65€2€462▲ 254×
Profit (loss) for the period before taxes9903-€9,459-€8,157▲ 13.8%
Profit (loss) for the period9904-€9,459-€8,157▲ 13.8%
Profit (loss) for the period to be appropriated9905-€9,459-€8,157▲ 13.8%
Line20212022Change
Assets
Total assets20/58€15,578€1,714▼ 89.0%
Fixed assets21/28€4,492€1,132▼ 74.8%
Tangible fixed assets22/27€4,492€1,132▼ 74.8%
Plant, machinery and equipment23€1,459--
Furniture and vehicles24€3,033€1,132▼ 62.7%
Current assets29/58€11,086€582▼ 94.7%
Stocks and contracts in progress3€3,900--
Stocks30/36€3,900--
Amounts receivable within one year40/41€656€580▼ 11.7%
Other amounts receivable41€656€580▼ 11.7%
Cash at bank and in hand54/58€6,529€3▼ 100.0%
Equity and liabilities
Total equity and liabilities10/49€15,578€1,714▼ 89.0%
Equity10/15-€3,459-€11,616▼ 236%
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14-€9,459-€17,616▼ 86.2%
Amounts payable17/49€19,037€13,330▼ 30.0%
Amounts payable within one year42/48€18,037€13,330▼ 26.1%
Trade debts44€1,903€2,053▲ 7.9%
Suppliers440/4€1,903€2,053▲ 7.9%
Taxes, remuneration and social security45-€2,105-
Taxes450/3-€2,105-
Other amounts payable47/48€16,135€9,172▼ 43.2%
Accrued charges and deferred income492/3€1,000--
Line20212022Change
Profit (loss) for the period9904-€9,459-€8,157▲ 13.8%
+ Depreciation and write-downs630€686€614▼ 10.5%
Operating cash flow (approximation)-€8,774-€7,543▲ 14.0%
Investment in fixed assets (approximation)-€2,747-
Change in cash--€6,527-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2022 micro format 15-09-2023 2023-00451776
31-12-2021 micro format 12-05-2022 2022-20026630

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 6,398 active companies whose main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716), figures are known for 2,486. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2024
bouchikhi adrien
Manager · since 08-07-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 4 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

4 people since 2024, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
bouchikhi adrien
  • Manager, from 08-07-2024 to date
ZEGHDOUDI Noura
  • Director (not named in the articles), from 22-03-2024 to 08-07-2024
FALASCA Vittorio
  • Director, from 15-01-2024 to 22-03-2024
Fanny Pereira Da Cruz
  • Director, until 18-01-2024
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

IPE was incorporated on 21 January 2021 as a private limited company.1 The name was changed to IPE in 2024.2 The registered office was moved to Somzée in 2024.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-01-2024

Acts, filings and financial milestones

2024
08-07
Gazette deed Appointment: bouchikhi adrien (manager)
Resignation: zeghdoudi noura (manager)2 facts ▸
  • Director appointment, bouchikhi adrien (manager)
  • Director resignation, zeghdoudi noura (manager)
22-03
Gazette deed Resignation: FALASCA Vittorio (director)
Appointment: ZEGHDOUDI Noura (director) · Purpose change · Director discharge7 facts ▸
  • General meeting, 20-03-2024
  • Other provision, 20-03-2024
  • Purpose change
  • Director resignation, FALASCA Vittorio (director)
  • Director discharge, FALASCA Vittorio
  • Director appointment, ZEGHDOUDI Noura (director (not named in the articles))
  • Other provision, “exécution de son mandat d’administrateur démissionnaire, décharge reportée à la prochaine assemblée générale annuelle” (deed in French)
18-01
Gazette deed Resignation: Fanny Pereira Da Cruz (director)
Appointment: Vittorio Falasca (director) · Share transfer · Director discharge10 facts ▸
  • General meeting, 15-01-2024
  • Share transfer, Fanny Pereira Da Cruz → Vittorio Falasca
  • Director resignation, Fanny Pereira Da Cruz (director)
  • Director discharge, Fanny Pereira Da Cruz (director)
  • Director appointment, Vittorio Falasca (director)
  • Other provision, 15-01-2024
  • Purpose change
  • Name change, IPE
  • Registered-office move, 5651 Somzée, Route de Couvin 37
  • Power of attorney, Vittorio Falasca (director)
2023
15-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 46 days late
2022
12-05
NBB filing Annual accounts filed
financial year 2021 · micro format
Gazette deedNBB filing
3 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 3 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded21-01-2021
Financial year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
47715Retail trade
47721Retail sale of footwear
47722Retail trade
56301Cafés and bars
96230Day spas, saunas and steam baths
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
3,244 m²
Building footprint
142 m²
Building volume
2,032 m³
2 parcels, Wallonia · tallest building 16.1 m. Linked by address, not a title deed.
1 establishment unit
LA MODE DE FANNY
Rue du Spinois 28, 6041 CharleroiRetail sale of clothing and accessories for women, men, children and babies (general range)
since 2021unit no. 2.315.519.365
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
93071A0284/00A000indicative Wallonia 2,796 m² - -
52028E0556/00P000 Wallonia 448 m² 1 · 141 m² 16.1 m · 5
How the parcels are linked
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.