Summary
iPanola is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €65,229 and a net result of €61,729. Its solvency ranks better than 70% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
10 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€65,229
Net result
€61,729
Total assets
€89,065
Solvency
73.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €89,065
Fixed assets
€13,219
Current assets
€75,846
Equity and liabilities €89,065
Equity
€65,229
Debt
€23,837
Debt finances 26.8% of the balance-sheet total.
Key figures and ratios
ROE
94.6%
ROA
69.3%
Debt ≤ 1 year
€23,492
Income taxes
€19,534
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,758 |
| Other operating charges640/8 | €2,088 |
| Gross operating margin9900 | €93,591 |
| Operating profit (loss)9901 | €85,745 |
| Financial income75/76B | €106 |
| Recurring financial income75 | €106 |
| Financial charges65/66B | €4,588 |
| Recurring financial charges65 | €4,588 |
| Profit (loss) for the period before taxes9903 | €81,263 |
| Income taxes67/77 | €19,534 |
| Profit (loss) for the period9904 | €61,729 |
| Profit (loss) for the period to be appropriated9905 | €61,729 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €89,065 | |
| Fixed assets21/28 | €13,219 | |
| Tangible fixed assets22/27 | €13,219 | |
| Land and buildings22 | €5,292 | |
| Plant, machinery and equipment23 | €1,134 | |
| Furniture and vehicles24 | €6,793 | |
| Current assets29/58 | €75,846 | |
| Amounts receivable within one year40/41 | €254 | |
| Trade receivables40 | €254 | |
| Cash at bank and in hand54/58 | €72,710 | |
| Deferred charges and accrued income490/1 | €2,881 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €89,065 | |
| Equity10/15 | €65,229 | |
| Contributions10/11 | €3,500 | |
| Profit (loss) carried forward14 | €61,729 | |
| Amounts payable17/49 | €23,837 | |
| Amounts payable within one year42/48 | €23,492 | |
| Trade debts44 | €1,137 | |
| Suppliers440/4 | €1,137 | |
| Taxes, remuneration and social security45 | €19,686 | |
| Taxes450/3 | €16,654 | |
| Remuneration and social security454/9 | €3,032 | |
| Other amounts payable47/48 | €2,669 | |
| Accrued charges and deferred income492/3 | €345 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €61,729 |
| + Depreciation and write-downs630 | €5,758 |
| Operating cash flow (approximation) | €67,487 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-07
State Gazette act
General meeting · Director appointment
Mandate compensation · Permanent representative
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Ground area
1,963 m²
Building footprint
91 m²
Volume, LiDAR
725 m³
Parcel 71483D0095/00H006, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
iPanola
since 20242.363.364.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483D0095/00H006 | Flanders | 1,963 m² | 1 · 91 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Blaukraft
BE 0788.316.030
Londerzeel · Eq €65,196
BOXL
BE 0691.753.124
Ravels · Eq €65,287
D.P.H.
BE 0828.173.429
Kortrijk · Eq €65,170
Phyre
BE 0800.285.434
Kasterlee · Eq €65,141
MISSEGHERS
BE 0501.969.159
Lokeren · Eq €65,319
Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 11,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.