IP MATTERS
ActiveSummary
IP MATTERS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €48k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-27
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 29.45 against 13.21 in 2024; short-term debt: 3.2% and cash: 89.8% of total assets), and 3.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
26%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
26 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€177k▲ 36.7%
2024 · €130k
Total assets
€183k▲ 37.4%
2024 · €133k
Net result
€48k▲ 445%
2024 · €9k
Working capital
€166k▲ 286%
2024 · €43k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€69k-€82k▲ 18.2%€11k▼ 86.2%€-27k
Net result€52k-€65k▲ 25.6%€9k▼ 86.6%€48k▲ 445%
Equity€56k-€121k▲ 117%€130k▲ 7.2%€177k▲ 36.7%
Total assets€77k-€148k▲ 91.7%€133k▼ 10.1%€183k▲ 37.4%
Debt€21k-€27k▲ 26.9%€4k▼ 87.0%€6k▲ 65.8%
Working capital€17k-€85k▲ 392%€43k▼ 49.3%€166k▲ 286%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€11k ▼ 87.5%
Current assets
€172k ▲ 270%
Equity and liabilities €183k
Equity
€177k ▲ 36.7%
Debt
€6k ▲ 65.8%
Debt's share of the balance-sheet total rises from 2.6% to 3.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-25k▼
2024 · €13k
Cash flow
€50k▲
2024 · €11k
Current ratio
29.45▲
2024 · 13.21
Debt to equity
0.03▲
2024 · 0.03
ROE
26.8%▲
2024 · 6.7%
ROA
26.0%▲
2024 · 6.6%
Interest coverage
-361.59▼
2024 · 47.53
Debt ≤ 1 year
€6k▲
2024 · €4k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €5k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €2k | ▲ 10.5% |
| Other operating charges640/8 | €147 | €93 | €98 | €11 | ▼ 88.8% |
| Gross operating margin9900 | €71k | €84k | €14k | €-25k | ▼ 284% |
| Operating profit (loss)9901 | €69k | €82k | €11k | €-27k | ▼ 341% |
| Financial income75/76B | - | - | - | €80k | - |
| Recurring financial income75 | - | - | - | €80k | - |
| Non-recurring financial income76B | - | - | - | €80k | - |
| Financial charges65/66B | €255 | €355 | €283 | €69 | ▼ 75.6% |
| Recurring financial charges65 | €255 | €355 | €283 | €69 | ▼ 75.6% |
| Profit (loss) for the period before taxes9903 | €69k | €82k | €11k | €52k | ▲ 372% |
| Income taxes67/77 | €17k | €17k | €2k | €5k | ▲ 103% |
| Profit (loss) for the period9904 | €52k | €65k | €9k | €48k | ▲ 445% |
| Profit (loss) for the period to be appropriated9905 | €52k | €65k | €9k | €48k | ▲ 445% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €77k | €148k | €133k | €183k | ▲ 37.4% |
| Fixed assets21/28 | €39k | €38k | €87k | €11k | ▼ 87.5% |
| Tangible fixed assets22/27 | €14k | €13k | €12k | €11k | ▼ 12.6% |
| Furniture and vehicles24 | - | €560 | €2k | €2k | ▼ 2.8% |
| Other tangible fixed assets26 | €14k | €12k | €11k | €9k | ▼ 14.3% |
| Financial fixed assets28 | €25k | €25k | €74k | €55 | ▼ 99.9% |
| Current assets29/58 | €39k | €110k | €47k | €172k | ▲ 270% |
| Amounts receivable within one year40/41 | €15k | €14k | €4k | €4k | ▼ 1.3% |
| Trade receivables40 | €14k | €13k | - | - | - |
| Other amounts receivable41 | €579 | €1k | €4k | €4k | ▼ 1.3% |
| Cash at bank and in hand54/58 | €22k | €93k | €40k | €164k | ▲ 310% |
| Deferred charges and accrued income490/1 | €2k | €3k | €3k | €4k | ▲ 49.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €77k | €148k | €133k | €183k | ▲ 37.4% |
| Equity10/15 | €56k | €121k | €130k | €177k | ▲ 36.7% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Reserves13 | - | - | - | €48k | - |
| Distributable reserves133 | - | - | - | €48k | - |
| Profit (loss) carried forward14 | €52k | €117k | €126k | €126k | = |
| Amounts payable17/49 | €21k | €27k | €4k | €6k | ▲ 65.8% |
| Amounts payable within one year42/48 | €21k | €26k | €4k | €6k | ▲ 65.8% |
| Trade debts44 | €3k | - | €861 | €1k | ▲ 27.2% |
| Suppliers440/4 | €3k | - | €861 | €1k | ▲ 27.2% |
| Taxes, remuneration and social security45 | €9k | €19k | €3k | €5k | ▲ 78.2% |
| Taxes450/3 | €9k | €16k | €3k | €5k | ▲ 78.2% |
| Remuneration and social security454/9 | - | €3k | - | - | - |
| Other amounts payable47/48 | €9k | €7k | - | - | - |
| Accrued charges and deferred income492/3 | - | €2k | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52k | €65k | €9k | €48k | ▲ 445% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €2k | ▲ 10.5% |
| Operating cash flow (approximation) | €53k | €67k | €11k | €50k | ▲ 360% |
| Investment in fixed assets (approximation) | - | €-652 | €-51k | €73k | ▲ 244% |
| Change in cash | - | €71k | €-53k | €124k | ▲ 335% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 29.45
Current ratio from 13.21 to 29.45.
31-03
Financial
Equity above €150kEq €177k ▲36.7%
4 profitable years in a row build equity to €177k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €9k ▼86.6%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity triplescurrent ratio 13.21
Current ratio from 4.32 to 13.21; short-term debt falls from €26k to €4k.
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €65k ▲25.6%
Operating result €82k, net result €65k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 1.81 to 4.32.
31-03
Financial
Equity above €100kEq €121k ▲117%
2 profitable years in a row build equity to €121k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
Ground area
126 m²
Building footprint
99 m²
Volume, LiDAR
816 m³
Parcel 21005A0501/00G004, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IP MATTERS
since 20212.312.518.897
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0501/00G004 | Brussels | 126 m² | 1 · 99 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549009ZQ147OANM1A59
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,628 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2021
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
anne.savoye@ipmatters.be
Scores and ratios are computed by Checked and are not a credit decision.