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IP MATTERS

Active
Private limited companyfounded 20215 yrs actived'Oultremontstraat 37, 1040 Etterbeek, BelgiumKBO/BCE: BE 0761.482.464
Summary

IP MATTERS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,076 and a net result of €47,501. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability50▼-27
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 29.45 against 13.21 in 2024; short-term debt: 3.2% and cash: 89.8% of total assets), and 3.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.8%
Return on assets
26%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
26 d early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 January 2021, IP MATTERS was incorporated as a Private limited company.1 Total assets went from EUR 77,180 in 2022 to EUR 182,921 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€177,076▲ 36.7%
2024 · €129,575
Total assets
€182,921▲ 37.4%
2024 · €133,101
Net result
€47,501▲ 445%
2024 · €8,720
Working capital
€166,287▲ 286%
2024 · €43,036
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€69,477-€82,090▲ 18.2%€11,342▼ 86.2%-€27,280
Net result€51,802-€65,053▲ 25.6%€8,720▼ 86.6%€47,501▲ 445%
Equity€55,802-€120,855▲ 117%€129,575▲ 7.2%€177,076▲ 36.7%
Total assets€77,180-€147,977▲ 91.7%€133,101▼ 10.1%€182,921▲ 37.4%
Debt€21,378-€27,122▲ 26.9%€3,526▼ 87.0%€5,845▲ 65.8%
Working capital€17,247-€84,816▲ 392%€43,036▼ 49.3%€166,287▲ 286%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2022: €69,477€69,477Net result 2022: €51,802€51,802Operating result 2023: €82,090€82,090Net result 2023: €65,053€65,053Operating result 2024: €11,342€11,342Net result 2024: €8,720€8,720Operating result 2025: -€27,280-€27,280Net result 2025: €47,501€47,5012022202320242025-€50,000€0€50,000€100,000Operating result 2023: €82,090€82,100Net result 2023: €65,053€65,100Operating result 2024: €11,342€11,300Net result 2024: €8,720€8,720Operating result 2025: -€27,280-€27,300Net result 2025: €47,501€47,500202320242025
The operating result turns negative in 2025: a loss of €27,280 after €11,342 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182,921
Fixed assets €10,789 ▼ 87.5%
Current assets €172,132 ▲ 270%
Equity and liabilities €182,921
Equity €177,076 ▲ 36.7%
Debt €5,845 ▲ 65.8%
Debt's share of the balance-sheet total rises from 2.6% to 3.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€24,950▼
2024 · €13,451
Cash flow
€49,831▲
2024 · €10,829
Current ratio
29.45▲
2024 · 13.21
Debt to equity
0.03▲
2024 · 0.03
ROE
26.8%▲
2024 · 6.7%
ROA
26.0%▲
2024 · 6.6%
Interest coverage
-361.59▼
2024 · 47.53
Debt ≤ 1 year
€5,845▲
2024 · €3,526
Income taxes
€4,750▲
2024 · €2,339
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€133,101€182,921▲
Fixed assets21/28€86,539€10,789▼
Tangible fixed assets22/27€12,284€10,734▼
Furniture and vehicles24€1,784€1,734▼
Other tangible fixed assets26€10,500€9,000▼
Financial fixed assets28€74,255€55▼
Current assets29/58€46,562€172,132▲
Amounts receivable within one year40/41€3,571€3,524▼
Other amounts receivable41€3,571€3,524▼
Cash at bank and in hand54/58€40,120€164,327▲
Deferred charges and accrued income490/1€2,871€4,281▲
Equity and liabilities
Total equity and liabilities10/49€133,101€182,921▲
Equity10/15€129,575€177,076▲
Contributions10/11€4,000€4,000=
Reserves13-€47,501
Distributable reserves133-€47,501
Profit (loss) carried forward14€125,575€125,575=
Amounts payable17/49€3,526€5,845▲
Amounts payable within one year42/48€3,526€5,845▲
Trade debts44€861€1,095▲
Suppliers440/4€861€1,095▲
Taxes, remuneration and social security45€2,665€4,750▲
Taxes450/3€2,665€4,750▲
Income statement Code20242025
Non-recurring operating income76A€4,953-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,109€2,330▲
Other operating charges640/8€98€11▼
Gross operating margin9900€13,549-€24,939▼
Operating profit (loss)9901€11,342-€27,280▼
Financial income75/76B-€79,600
Recurring financial income75-€79,600
Non-recurring financial income76B-€79,600
Financial charges65/66B€283€69▼
Recurring financial charges65€283€69▼
Profit (loss) for the period before taxes9903€11,059€52,251▲
Income taxes67/77€2,339€4,750▲
Profit (loss) for the period9904€8,720€47,501▲
Profit (loss) for the period to be appropriated9905€8,720€47,501▲
Appropriation of the result
Profit (loss) to be appropriated9906€125,575€173,076▲
Profit (loss) brought forward from the previous period14P€116,855€125,575▲
Transfer to equity691/2-€47,501
To other reserves6921-€47,501

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A--€4,953--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,500€1,592€2,109€2,330▲ 10.5%
Other operating charges640/8€147€93€98€11▼ 88.8%
Gross operating margin9900€71,124€83,775€13,549-€24,939▼ 284%
Operating profit (loss)9901€69,477€82,090€11,342-€27,280▼ 341%
Financial income75/76B---€79,600-
Recurring financial income75---€79,600-
Non-recurring financial income76B---€79,600-
Financial charges65/66B€255€355€283€69▼ 75.6%
Recurring financial charges65€255€355€283€69▼ 75.6%
Profit (loss) for the period before taxes9903€69,222€81,735€11,059€52,251▲ 372%
Income taxes67/77€17,420€16,682€2,339€4,750▲ 103%
Profit (loss) for the period9904€51,802€65,053€8,720€47,501▲ 445%
Profit (loss) for the period to be appropriated9905€51,802€65,053€8,720€47,501▲ 445%
Line2022202320242025Change
Assets
Total assets20/58€77,180€147,977€133,101€182,921▲ 37.4%
Fixed assets21/28€38,555€37,615€86,539€10,789▼ 87.5%
Tangible fixed assets22/27€13,500€12,560€12,284€10,734▼ 12.6%
Furniture and vehicles24-€560€1,784€1,734▼ 2.8%
Other tangible fixed assets26€13,500€12,000€10,500€9,000▼ 14.3%
Financial fixed assets28€25,055€25,055€74,255€55▼ 99.9%
Current assets29/58€38,625€110,362€46,562€172,132▲ 270%
Amounts receivable within one year40/41€14,653€14,069€3,571€3,524▼ 1.3%
Trade receivables40€14,074€12,605---
Other amounts receivable41€579€1,464€3,571€3,524▼ 1.3%
Cash at bank and in hand54/58€22,057€93,050€40,120€164,327▲ 310%
Deferred charges and accrued income490/1€1,915€3,243€2,871€4,281▲ 49.1%
Equity and liabilities
Total equity and liabilities10/49€77,180€147,977€133,101€182,921▲ 37.4%
Equity10/15€55,802€120,855€129,575€177,076▲ 36.7%
Contributions10/11€4,000€4,000€4,000€4,000=
Reserves13---€47,501-
Distributable reserves133---€47,501-
Profit (loss) carried forward14€51,802€116,855€125,575€125,575=
Amounts payable17/49€21,378€27,122€3,526€5,845▲ 65.8%
Amounts payable within one year42/48€21,378€25,546€3,526€5,845▲ 65.8%
Trade debts44€3,054-€861€1,095▲ 27.2%
Suppliers440/4€3,054-€861€1,095▲ 27.2%
Taxes, remuneration and social security45€9,132€18,818€2,665€4,750▲ 78.2%
Taxes450/3€9,132€16,318€2,665€4,750▲ 78.2%
Remuneration and social security454/9-€2,500---
Other amounts payable47/48€9,192€6,728---
Accrued charges and deferred income492/3-€1,576---
Line2022202320242025Change
Profit (loss) for the period9904€51,802€65,053€8,720€47,501▲ 445%
+ Depreciation and write-downs630€1,500€1,592€2,109€2,330▲ 10.5%
Operating cash flow (approximation)€53,302€66,645€10,829€49,831▲ 360%
Investment in fixed assets (approximation)--€652-€51,033€73,420▲ 244%
Change in cash-€70,993-€52,930€124,207▲ 335%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
31-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Liquidity doublescurrent ratio 29.45
Current ratio from 13.21 to 29.45.
31-03
Financial Equity above €150,000Eq €177,076 ▲36.7%
4 profitable years in a row build equity to €177,076.
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet €8,720 ▼86.6%
Net result drops to €8,720, the lowest in the series; recovery starts the following year.
31-03
Financial Liquidity triplescurrent ratio 13.21
Current ratio from 4.32 to 13.21; short-term debt falls from €25,546 to €3,526.
2023
05-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Highest result since 2022net €65,053 ▲25.6%
Operating result €82,090, net result €65,053, both a record.
31-03
Financial Liquidity doublescurrent ratio 4.32
Current ratio from 1.81 to 4.32.
31-03
Financial Equity above €100,000Eq €120,855 ▲117%
2 profitable years in a row build equity to €120,855.
2022
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
126 m²
Building footprint
99 m²
Volume, LiDAR
816 m³
Parcel 21005A0501/00G004, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IP MATTERS
d'Oultremontstraat 37, 1040 EtterbeekComputing infrastructure, data processing, hosting and other information service activities
since 20212.312.518.897
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0501/00G004 Brussels 126 m² 1 · 99 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-03-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-03-2025 of IP MATTERS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

2549009ZQ147OANM1A59
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,629 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-01-2021
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail anne.savoye@ipmatters.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0761482464
Also 9925:BE0761482464
Registered 09-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.