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IP-CONSULT

Active
Private limited companyfounded 200422 years activeSchaffelberg 2A, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0865.949.781
Summary

IP-CONSULT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455,223 and a net result of €247. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 20,907 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
#9 company by total assets in Heist-op-den-Berg, Telecoms and IT sector1 site
Size
€1.1mtotal assets 2025
Equity
€455,223
Profit
€247
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts on time0 of 2 deeds read
Why 92- Liquidity: current ratio 0.41, cash €41,177+ Size: total assets €1.1m+ Sector Computer programming, consultancy and related activities (NACE 62)+ Figures for FY 2025 (filed 31-01-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 68-1
equity 42.5% of total assets
Liquidity 52+3
short-term debt 15.0% · cash 3.8%
Profitability 69=
return on assets 0.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025highest value 03-2025: < 0.1%▼ -0.2 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.57 in 2024; short-term debt: 15% and cash: 3.8% of total assets), and 57.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 37% on solvency, 32% on liquidity, 27% on profitability and 43% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.1m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Figures for FY 2025 (filed 31-01-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.41, cash €41,177
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
6 days late
2023
on the day
2022
on the day
2021
on the day
2020
1 day late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €247 ▼91.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on equitysector median €68,879 · 20,913 companies €455,223 View
  • Positive: 7 profitable years in a rowprofit 2025: €247 7 years View
  • Total assets 20256 fiscal years filed €1.1m View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€247
Solvency
42.5%
Turnover▲ 6.6%
Net result
20192020
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 31-01-2023Annual accounts filed
  3. 31-01-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
24-06-2004
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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