IP Centrum Europe

Active

Private limited companyfounded 20215 yrs activeMarnixlaan 23, 1000 Brussel, BelgiumKBO/BCE: BE 0765.653.365

Summary

The computed 12-month bankruptcy probability of IP Centrum Europe is 2.9% (moderate). The annual accounts of IP Centrum Europe for fiscal year 2024 show a net loss of 91% of the equity at the start of that year. The 2024 annual accounts show equity of €642 and a net result of -€6,546. Equity is shrinking by ~55% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 16% of 9525 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

IP Centrum EuropeActiveChecked score 49/100

Risk analysis Report Compare

Activity

Office administrative and support services

NACE 82100NACE 82110

1 site

Size

€16,555total assets 2024

Equity: €642
Loss: -€6,546

Financial health

49 Fair Checked score 2024

Bankruptcy chance 12 m: 2.9%

Structure

Accounts 66 d overdue0 of 3 deeds read

Why 49- 1 financial year not filed after the legal deadline; latest accounts 69 days late; 3 of the last 3 late- Figures for FY 2024 (filed 10-10-2025)- Founded in 2021+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2024

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 21% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Weak

Solvency 29-18

equity 3.9% of total assets

Liquidity 61+20

short-term debt 0.0% · cash 8.6%

Profitability 0=

return on assets -39.5%

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)

Last 24 months 11-2024: 1.3% 12-2024: 1.1%▼ -14.8% vs 11-2024 01-2025: 1.1%▼ -5.0% vs 12-2024lowest value 02-2025: 1.1%● 0.0% vs 01-2025lowest value 03-2025: 1.1%▲ +4.4% vs 02-2025 04-2025: 1.2%▲ +5.4% vs 03-2025 05-2025: 1.2%▲ +3.8% vs 04-2025 06-2025: 1.3%▲ +2.6% vs 05-2025 07-2025: 1.3%▲ +2.4% vs 06-2025 08-2025: 1.8%▲ +42.2% vs 07-2025 09-2025: 2.2%▲ +21.6% vs 08-2025 10-2025: 3.4%▲ +53.2% vs 09-2025highest value 11-2025: 1.2%▼ -66.1% vs 10-2025 12-2025: 1.2%● 0.0% vs 11-2025 01-2026: 1.1%▼ -2.3% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.2%▲ +3.9% vs 02-2026 04-2026: 1.3%▲ +6.4% vs 03-2026 05-2026: 1.3%▲ +3.8% vs 04-2026 06-2026: 1.3%▲ +3.5% vs 05-2026 07-2026: 1.3%▼ -1.2% vs 06-2026 08-2026: 1.7%▲ +31.3% vs 07-2026 09-2026: 2.0%▲ +14.4% vs 08-2026 10-2026: 2.9%▲ +45.1% vs 09-2026

1 financial year not filed after the legal deadline; latest accounts 69 days late; 3 of the last 3 late raises the probability
Figures for FY 2024 (filed 10-10-2025) raises the probability
Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Founded in 2021 raises the probability for this profile

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

short-term debt: 0% and cash: 8.6% of total assets, and 96.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 16%, liquidity 55%, profitability 5%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 financial year not filed after the legal deadline; latest accounts 69 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2024 (filed 10-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

21222324

2021 to 2024 · latest year -€6,546

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9525 sector peers (2024).

NBB · sector comparison

Position among 9525 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

69 d late

2023

69 d late

2022

31 d late

2021

79 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

08-10-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Weakest financial yearnet -€6,546
08-10-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Caution: Among the weakest 15% on equitysector median €56,820 · 9,542 companies €642 View
Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
Caution: 2 loss-making years in a rowloss fiscal year 2024 -€6,546 View