iOXA Consulting
ActiveSummary
iOXA Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92,963 and a net result of €90,963. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability96▼-4
Solvency47▼-53
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.28 against 4.86 in 2023; short-term debt: 77.8% and cash: 98.8% of total assets), and 77.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
114 d late
2022
92 d late
2021
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 90 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€92,963▼ 67.1%
2023 · €282,956
Total assets
€418,749▲ 17.6%
2023 · €356,021
Net result
€90,963▼ 6.0%
2023 · €96,722
Working capital
€91,034▼ 67.7%
2023 · €281,987
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€106,965-€132,739▲ 24.1%€129,379▼ 2.5%€122,889▼ 5.0%
Net result€85,246above the sector's middle half-€98,988above the sector's middle half▲ 16.1%€96,722above the sector's middle half▼ 2.3%€90,963above the sector's middle half▼ 6.0%
Equity€87,246within the sector's middle half-€186,234above the sector's middle half▲ 113%€282,956above the sector's middle half▲ 51.9%€92,963within the sector's middle half▼ 67.1%
Total assets€123,351within the sector's middle half-€243,221within the sector's middle half▲ 97.2%€356,021above the sector's middle half▲ 46.4%€418,749above the sector's middle half▲ 17.6%
Debt€36,105-€56,987▲ 57.8%€73,065▲ 28.2%€325,786▲ 346%
Working capital€86,522within the sector's middle half-€184,561above the sector's middle half▲ 113%€281,987above the sector's middle half▲ 52.8%€91,034within the sector's middle half▼ 67.7%
Solvency70.7%within the sector's middle half-76.6%within the sector's middle half▲ 5.8pp79.5%within the sector's middle half▲ 2.9pp22.2%below the sector's middle half▼ 57.3pp
Current ratio3.40within the sector's middle half-4.24within the sector's middle half▲ 0.844.86within the sector's middle half▲ 0.621.28below the sector's middle half▼ 3.58
Return on assets (ROA)69.1%above the sector's middle half-40.7%above the sector's middle half▼ 28.4pp27.2%within the sector's middle half▼ 13.5pp21.7%within the sector's middle half▼ 5.4pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €418,749
Fixed assets
€1,930 ▲ 99.3%
Current assets
€416,819 ▲ 17.4%
Equity and liabilities €418,749
Equity
€92,963 ▼ 67.1%
Debt
€325,786 ▲ 346%
Debt's share of the balance-sheet total rises from 20.5% to 77.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€123,749▼
2023 · €130,083
Cash flow
€91,823▼
2023 · €97,426
Debt to equity
3.50▲
2023 · 0.26
ROE
97.8%▲
2023 · 34.2%
Interest coverage
992.69▲
2023 · 691.63
Debt ≤ 1 year
€325,786▲
2023 · €73,065
Income taxes
€31,801▼
2023 · €32,469
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €148 | €291 | €704 | €859 | ▲ 22.1% |
| Other operating charges640/8 | - | - | - | €776 | - |
| Gross operating margin9900 | €107,113 | €133,030 | €130,083 | €124,524 | ▼ 4.3% |
| Operating profit (loss)9901 | €106,965 | €132,739 | €129,379 | €122,889 | ▼ 5.0% |
| Financial income75/76B | €1 | - | - | €0 | - |
| Recurring financial income75 | €1 | - | - | €0 | - |
| Financial charges65/66B | - | €724 | €188 | €125 | ▼ 33.7% |
| Recurring financial charges65 | - | €724 | €188 | €125 | ▼ 33.7% |
| Profit (loss) for the period before taxes9903 | €106,965 | €132,015 | €129,191 | €122,765 | ▼ 5.0% |
| Income taxes67/77 | €21,719 | €33,027 | €32,469 | €31,801 | ▼ 2.1% |
| Profit (loss) for the period9904 | €85,246 | €98,988 | €96,722 | €90,963 | ▼ 6.0% |
| Profit (loss) for the period to be appropriated9905 | €85,246 | €98,988 | €96,722 | €90,963 | ▼ 6.0% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €123,351 | €243,221 | €356,021 | €418,749 | ▲ 17.6% |
| Fixed assets21/28 | €724 | €1,672 | €968 | €1,930 | ▲ 99.3% |
| Tangible fixed assets22/27 | €724 | €1,672 | €968 | €1,930 | ▲ 99.3% |
| Furniture and vehicles24 | €724 | €1,672 | €968 | €1,930 | ▲ 99.3% |
| Current assets29/58 | €122,627 | €241,549 | €355,053 | €416,819 | ▲ 17.4% |
| Amounts receivable within one year40/41 | €22,417 | €11,573 | €13,181 | €2,893 | ▼ 78.1% |
| Trade receivables40 | €21,744 | €10,000 | €11,182 | - | - |
| Other amounts receivable41 | €673 | €1,573 | €1,999 | €2,893 | ▲ 44.7% |
| Cash at bank and in hand54/58 | €100,209 | €229,975 | €341,620 | €413,668 | ▲ 21.1% |
| Deferred charges and accrued income490/1 | - | - | €252 | €258 | ▲ 2.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €123,351 | €243,221 | €356,021 | €418,749 | ▲ 17.6% |
| Equity10/15 | €87,246 | €186,234 | €282,956 | €92,963 | ▼ 67.1% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €85,246 | €184,234 | €280,956 | €90,963 | ▼ 67.6% |
| Amounts payable17/49 | €36,105 | €56,987 | €73,065 | €325,786 | ▲ 346% |
| Amounts payable within one year42/48 | €36,105 | €56,987 | €73,065 | €325,786 | ▲ 346% |
| Trade debts44 | €726 | €1,361 | €2,828 | €1,502 | ▼ 46.9% |
| Suppliers440/4 | €726 | €1,361 | €2,828 | €1,502 | ▼ 46.9% |
| Taxes, remuneration and social security45 | €27,120 | €54,747 | €65,498 | €39,316 | ▼ 40.0% |
| Taxes450/3 | €27,120 | €54,747 | €65,498 | €39,316 | ▼ 40.0% |
| Other amounts payable47/48 | €8,259 | €879 | €4,739 | €284,967 | ▲ 5,913% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85,246 | €98,988 | €96,722 | €90,963 | ▼ 6.0% |
| + Depreciation and write-downs630 | €148 | €291 | €704 | €859 | ▲ 22.1% |
| Operating cash flow (approximation) | €85,394 | €99,279 | €97,426 | €91,823 | ▼ 5.8% |
| Investment in fixed assets (approximation) | - | -€1,239 | €0 | -€1,821 | - |
| Change in cash | - | €129,766 | €111,645 | €72,048 | ▼ 35.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 114 days late
2023
31-12
Financial
Equity above €200,000Eq €282,956 ▲51.9%
3 profitable years in a row build equity to €282,956.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Highest result since 2021net €98,988 ▲16.1%
Operating result €132,739, net result €98,988, both a record.
31-12
Financial
Equity above €150,000Eq €186,234 ▲113%
2 profitable years in a row build equity to €186,234.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Ground area
209 m²
Building footprint
71 m²
Parcel 23582E0680/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
iOXA Consulting
since 20202.310.346.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0680/00R000 | Flanders | 209 m² | 1 · 71 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,590 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Abbreviation NL
iOXA
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
62900Other information technology and computer services
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759465755
Also
9925:BE0759465755
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.