Result
-€33,270 -€33,270
From profit to loss in 2025, after a profit of €76,120 in 2024.
IOVORUS
Lifetime
4 annual accounts with figures on one time axispeak €150,110 (2022)
-€30,987▼ €138,258
lowest -€33,270 (2025)
-€33,270▼ €109,389
peak €269,064 (2024)
€235,794▼ 12.4%
€1,573▼ 90.1%
Board1 name since 2021
1 directorHOLVOET Jean-Lamoral
Documentsfilings and deeds
22-05-202670 days before the deadline
2025micro format
Gross margin from €107,271 to -€30,987Loss of €33,270Equity from €269,064 to €235,794Debts from €15,861 to €1,573
Key points
from the 2025 annual accountsFilings
4 annual accounts since 2022
The last four annual accounts were filed 55 to 82 days before the end of the period.
Position in the sector
-€33,270
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Turnover not published (micro format)
Checked score
94
Excellent
Financially stronger than 55% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €33,270 (financial year 2025)
lowers risk
Liquidity: current ratio 149.57, cash €233,887
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €237,367
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 11% on profitability and 29% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as IOVORUS has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IOVORUS itself is lower: < 0.1% within 12 months. It rests on far more data about IOVORUS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for IOVORUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Short-term debt is 0.7% and cash 98.5% of total assets. 0.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
70 days early
2024
57 days early
2023
82 days early
2022
55 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 66 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 May (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0777286833
Incorporation
Founding capital of €5,000, 100 shares · Founder: HOLVOET Jean-Lamoral · Appointment: HOLVOET Jean-Lamoral (statutory director) · published on 16-11-2021 · Gazette deed
First establishment
Chemin de Wavre 14, Genappe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IOVORUS Genappe | €237,367 | -€30,987 | 99.3% | - |
| WAINUI Leuven | €224,303 | -€25,098 | 50.7% | 0 |
| KARALA Geetbets | €261,760 | -€34,111 | 88.6% | - |
| AI SQUARE GROUP Ternat | €258,820 | -€125,030 | 64.1% | - |
| KMAS Management & Consulting Mechelen | €254,155 | -€9,066 | 80.2% | - |
| Al Solutions Kasterlee | €217,227 | -€40,291 | 99.2% | - |
| ERATHIS Ixelles | €263,098 | -€138,460 | 15.4% | - |
These companies have the same main activity as IOVORUS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €217,000 and €263,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 10-11-2021Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.324.313.6041470 Genappe, since 10-11-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €237,367▼ 16.7%
- Filing
- Filed on 22-05-2026, 70 days before the end of the filing period
Insights on IOVORUS
IOVORUS files the micro format. That format states no turnover. The gross margin fell from €150,110 in 2022 to -€30,987 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IOVORUS
- What is the company number of IOVORUS?
- The company number of IOVORUS is 0777.286.833. The VAT number is the same number with BE in front: BE 0777.286.833.
- Where is IOVORUS based?
- The registered office is at Chemin de Wavre 14, 1470 Genappe.Company details
- What does IOVORUS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of IOVORUS?
- IOVORUS is a private limited company (BV).
- When was IOVORUS founded?
- IOVORUS was founded on 10-11-2021.
- Is IOVORUS still active?
- Yes, IOVORUS is an active enterprise in the KBO register.
- What is the turnover of IOVORUS?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is IOVORUS profitable?
- In financial year 2025, IOVORUS made a loss of €33,270.
- Where can I find the annual accounts of IOVORUS?
- IOVORUS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IOVORUS due?
- IOVORUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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