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IOSIAG CARRELAGE

Active
Private limited companyfounded 2023active for 3 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0797.852.417
Summary

The computed 12-month bankruptcy probability of IOSIAG CARRELAGE is 3.5% (moderate). The 2025 annual accounts show equity of €59,610 and a net result of €31,205. Equity has been growing by about 83% per year since 2023. Its solvency ranks better than 54% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 31-01-2023 Normal situation
Registered office
604 active companies are registered at this address 116 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Other building finishing work NACE 43350and 2 others
Establishment unit
2.340.967.217 1070 Anderlecht, since 31-01-2023
Financial year end
31 December
Peppol
Reachable

Board and ownership

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Annual accounts 2025
Turnover
€286,479
▲ 34.4%
Profit
€31,205
▲ 98.4%
Equity
€59,610
▲ 110%
Total assets
€119,022
▲ 90.5%
  • 2025 accounts filed 90 days after the deadline
Score breakdownraises riskSize: turnover €286,479, total assets €119,022Last filed accounts filed 90 days late; 3 of the last 3 accounts lateFounded in 2023Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 66% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 75+5
equity 50.1% of total assets
Liquidity 42+18
short-term debt 32.8% · cash 4.9%
Profitability 100=
return on assets 26.2%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 3.0%lowest value 01-2025: 3.3%▲ +0.3 percentage points vs 12-2024 02-2025: 4.3%▲ +1.0 percentage point vs 01-2025 03-2025: 4.4%▲ +0.1 percentage points vs 02-2025 04-2025: 4.5%▲ +0.1 percentage points vs 03-2025 05-2025: 4.5%● unchanged vs 04-2025 06-2025: 4.4%▼ -0.1 percentage points vs 05-2025 07-2025: 4.3%▼ -0.1 percentage points vs 06-2025 08-2025: 4.4%▲ +0.1 percentage points vs 07-2025 09-2025: 4.5%▲ +0.1 percentage points vs 08-2025 10-2025: 5.8%▲ +1.3 percentage points vs 09-2025 11-2025: 4.4%▼ -1.4 percentage points vs 10-2025 12-2025: 4.4%● unchanged vs 11-2025 01-2026: 4.4%● unchanged vs 12-2025 02-2026: 4.4%● unchanged vs 01-2026 03-2026: 4.7%▲ +0.3 percentage points vs 02-2026 04-2026: 4.7%● unchanged vs 03-2026 05-2026: 4.8%▲ +0.1 percentage points vs 04-2026 06-2026: 4.8%● unchanged vs 05-2026 07-2026: 4.8%● unchanged vs 06-2026 08-2026: 5.3%▲ +0.5 percentage points vs 07-2026 09-2026: 5.5%▲ +0.2 percentage points vs 08-2026 10-2026: 6.5%▲ +1.0 percentage point vs 09-2026highest value 11-2026: 3.5%▼ -3.0 percentage points vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.05 (1.83 in 2024), above the usual 1.5. Short-term debt is 32.8% and cash 4.9% of total assets. 49.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 54% of them on solvency, 31% on liquidity, 92% on profitability and 87% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Size: turnover €286,479, total assets €119,022
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 90 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
90 days late
2024
61 days late
2023
151 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 101 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 October (3 of the last 3 accounts filed within 62 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Turnover rose in 2025from €213,219 to €286,479 ▲ 34.4% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: AGRAPINEI Gheorghe-Silviu (director)
All 5 events

Comparable companies

These companies have the same main activity as IOSIAG CARRELAGE: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €100,000 and €145,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
IOSIAG CARRELAGE Sint-Pieters-Leeuw€119,022€35,701
GAEL CONSTRUCTION Machelen (Brab.)€128,512€32,683
G2R Nieuwerkerken (Limb.)€106,695€35,402
DryProtect Sint-Niklaas€101,820€29,690
BATISTONE Sint-Pieters-Leeuw€144,775€51,243
GROUP SEM Wezembeek-Oppem€109,165€24,535
Renomedia Tremelo€99,951€46,441
Full comparison

Key facts about IOSIAG CARRELAGE

What is the company number of IOSIAG CARRELAGE?
The company number of IOSIAG CARRELAGE is 0797.852.417. The VAT number is the same number with BE in front: BE 0797.852.417.
Where is IOSIAG CARRELAGE based?
The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does IOSIAG CARRELAGE do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of IOSIAG CARRELAGE?
The legal form of IOSIAG CARRELAGE is Private limited company (BV).
When was IOSIAG CARRELAGE founded?
IOSIAG CARRELAGE was founded on 31-01-2023.
Is IOSIAG CARRELAGE still active?
Yes, IOSIAG CARRELAGE is an active enterprise in the KBO register.
What is the turnover of IOSIAG CARRELAGE?
The turnover of IOSIAG CARRELAGE was €286,479 in financial year 2025, according to the filed annual accounts.Financials
Is IOSIAG CARRELAGE profitable?
In financial year 2025, IOSIAG CARRELAGE made a profit of €31,205.
Where can I find the annual accounts of IOSIAG CARRELAGE?
IOSIAG CARRELAGE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IOSIAG CARRELAGE due?
IOSIAG CARRELAGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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