IOPOOL
ActiveSummary
IOPOOL has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€136,454) and a net result of -€474,103. Equity is shrinking by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 165 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency16▼-21
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.86 in 2023; short-term debt: 77.5% and cash: 21.2% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Manufacture of computer, electronic and optical products (NACE 26)
about 73% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9%
Return on assets
-31.3%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€136,454
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-12-2025, 144 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
144 d late
2023
58 d late
2022
29 d late
2021
1 d late
2020
137 d late
2019
143 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 85 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€474,103▼ 109%
2023 · -€226,356
Working capital
-€121,613▲ 6.4%
2023 · -€129,944
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€241,252▲ 40.1%-€237,053▲ 1.7%-€305,910▼ 29.0%-€242,711▲ 20.7%-€451,881▼ 86.2%
Net result-€273,601▲ 33.8%-€234,572▲ 14.3%-€325,066▼ 38.6%-€226,356▲ 30.4%-€474,103▼ 109%
Equity€212,875▼ 56.2%€326,931▲ 53.6%€289,799▼ 11.4%€157,055▼ 45.8%-€136,454
Total assets€1.2m▲ 55.1%€1.6m▲ 30.3%€1.7m▲ 8.5%€1.4m▼ 19.8%€1.5m▲ 11.1%
Debt€989,775▲ 243%€1.2m▲ 25.3%€1.4m▲ 13.7%€1.2m▼ 14.4%€1.7m▲ 36.9%
Working capital-€53,577€46,768€7,806▼ 83.3%-€129,944-€121,613▲ 6.4%
Staff (FTE)3.5▲ 250%4.9▲ 40.0%4.1▼ 16.3%5.1▲ 24.4%3.5▼ 31.4%
Why a figure moved sharply
- 2024 Net result -109% on 2023. Cause not known from the registers.
- 2021 Equity +54% on 2020. Cause not known from the registers.
- 2020 Equity -56%, Total assets +55% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €451,881 in 2024 against €242,711 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.5m
Fixed assets
€462,659 ▼ 20.8%
Current assets
€1.1m ▲ 35.1%
Key figures and ratios
EBITDA
-€289,837▼
2023 · -€21,149
Cash flow
-€312,059▼
2023 · -€4,795
Solvency
-9.0%▼
2023 · 11.5%
Current ratio
0.90▲
2023 · 0.86
Quick ratio
0.62▲
2023 · 0.55
Debt to equity
-12.11▼
2023 · 7.68
ROA
-31.3%▼
2023 · -16.6%
Interest coverage
-4.43▼
2023 · -0.48
Debt ≤ 1 year
€1.2m▲
2023 · €909,080
Debt > 1 year
€477,500▲
2023 · €297,441
Income taxes
€1,163▲
2023 · €299
Staff costs
€154,025▼
2023 · €171,225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,035 companies that looked in July 2024 the way this one looks now, 7.2% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.2%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,035 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €851 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €169,810 | €155,924 | €171,225 | €154,025 | ▼ 10.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €134,186 | €163,628 | €208,353 | €221,562 | €162,044 | ▼ 26.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €1,308 | €868 | €1,230 | €1,406 | ▲ 14.3% |
| Non-recurring operating charges66A | - | - | - | €339 | €4,774 | ▲ 1,310% |
| Gross operating margin9900 | €28,189 | €97,693 | €59,235 | €151,645 | -€129,632 | ▼ 185% |
| Operating profit (loss)9901 | -€241,252 | -€237,053 | -€305,910 | -€242,711 | -€451,881 | ▼ 86.2% |
| Financial income75/76B | - | €19,395 | €13,506 | €60,609 | €44,404 | ▼ 26.7% |
| Recurring financial income75 | €0 | €19,395 | €13,506 | €60,609 | €44,404 | ▼ 26.7% |
| Financial charges65/66B | - | €16,677 | €32,363 | €43,956 | €65,463 | ▲ 48.9% |
| Recurring financial charges65 | €32,167 | €16,677 | €32,363 | €43,956 | €65,463 | ▲ 48.9% |
| Profit (loss) for the period before taxes9903 | -€273,420 | -€234,335 | -€324,767 | -€226,057 | -€472,941 | ▼ 109% |
| Income taxes67/77 | €181 | €237 | €298 | €299 | €1,163 | ▲ 289% |
| Profit (loss) for the period9904 | -€273,601 | -€234,572 | -€325,066 | -€226,356 | -€474,103 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | -€273,601 | -€234,572 | -€325,066 | -€226,356 | -€474,103 | ▼ 109% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.6m | €1.7m | €1.4m | €1.5m | ▲ 11.1% |
| Fixed assets21/28 | €459,138 | €508,896 | €530,001 | €584,440 | €462,659 | ▼ 20.8% |
| Intangible fixed assets21 | €401,482 | €469,508 | €501,566 | €527,259 | €424,556 | ▼ 19.5% |
| Tangible fixed assets22/27 | €57,657 | €38,788 | €27,835 | €38,064 | €18,985 | ▼ 50.1% |
| Plant, machinery and equipment23 | - | €37,661 | €26,117 | €24,403 | €17,257 | ▼ 29.3% |
| Furniture and vehicles24 | - | €1,127 | €1,718 | €13,661 | €1,728 | ▼ 87.4% |
| Financial fixed assets28 | - | €600 | €600 | €19,117 | €19,117 | = |
| Current assets29/58 | €743,512 | €1.1m | €1.2m | €779,135 | €1.1m | ▲ 35.1% |
| Stocks and contracts in progress3 | €217,652 | €581,034 | €591,400 | €276,082 | €330,267 | ▲ 19.6% |
| Stocks30/36 | - | €581,034 | €591,400 | €276,082 | €330,267 | ▲ 19.6% |
| Amounts receivable within one year40/41 | €342,153 | €409,938 | €349,906 | €399,531 | €379,528 | ▼ 5.0% |
| Trade receivables40 | - | €318,047 | €234,255 | €337,933 | €365,314 | ▲ 8.1% |
| Other amounts receivable41 | - | €91,890 | €115,651 | €61,598 | €14,214 | ▼ 76.9% |
| Cash at bank and in hand54/58 | €183,707 | €66,267 | €227,479 | €102,856 | €320,831 | ▲ 212% |
| Deferred charges and accrued income490/1 | - | €754 | €1,143 | €667 | €22,086 | ▲ 3,212% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.6m | €1.7m | €1.4m | €1.5m | ▲ 11.1% |
| Equity10/15 | €212,875 | €326,931 | €289,799 | €157,055 | -€136,454 | ▼ 187% |
| Contributions10/11 | €900,000 | €1.2m | €1.5m | €1.5m | €251,881 | ▼ 83.2% |
| Capital10 | - | €1.0m | €1.1m | €1.1m | €251,881 | ▼ 78.1% |
| Issued capital100 | - | €1.0m | €1.1m | €1.1m | €251,881 | ▼ 78.1% |
| Outside capital11 | - | €165,000 | €352,092 | €352,092 | €0 | ▼ 100% |
| Share premium1100/10 | - | €165,000 | €352,092 | €352,092 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€687,125 | -€921,697 | -€1.2m | -€1.5m | -€474,103 | ▲ 67.8% |
| Investment grants15 | - | €48,628 | €36,560 | €130,172 | €85,768 | ▼ 34.1% |
| Amounts payable17/49 | €989,775 | €1.2m | €1.4m | €1.2m | €1.7m | ▲ 36.9% |
| Amounts payable after more than one year17 | €175,226 | €228,733 | €239,499 | €297,441 | €477,500 | ▲ 60.5% |
| Financial debts170/4 | - | €228,733 | €239,499 | €297,441 | €477,500 | ▲ 60.5% |
| Other amounts payable178/9 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €797,088 | €1.0m | €1.2m | €909,080 | €1.2m | ▲ 29.2% |
| Current portion of amounts payable after more than one year42 | - | €33,916 | €49,234 | €49,558 | €34,941 | ▼ 29.5% |
| Financial debts43 | - | €150,000 | €500,000 | €290,000 | €500,000 | ▲ 72.4% |
| Credit institutions430/8 | - | €150,000 | €500,000 | €290,000 | €500,000 | ▲ 72.4% |
| Trade debts44 | €375,823 | €567,035 | €348,941 | €306,450 | €490,175 | ▲ 60.0% |
| Suppliers440/4 | - | €567,035 | €348,941 | €306,450 | €490,175 | ▲ 60.0% |
| Taxes, remuneration and social security45 | - | €57,180 | €18,921 | €54,217 | €10,607 | ▼ 80.4% |
| Taxes450/3 | - | €37,864 | €4,680 | €43,251 | €1,592 | ▼ 96.3% |
| Remuneration and social security454/9 | - | €19,316 | €14,241 | €10,966 | €9,015 | ▼ 17.8% |
| Other amounts payable47/48 | - | €203,095 | €245,026 | €208,854 | €138,602 | ▼ 33.6% |
| Accrued charges and deferred income492/3 | - | €0 | €8,510 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€273,601 | -€234,572 | -€325,066 | -€226,356 | -€474,103 | ▼ 109% |
| + Depreciation and write-downs630 | €134,186 | €163,628 | €208,353 | €221,562 | €162,044 | ▼ 26.9% |
| Operating cash flow (approximation) | -€139,415 | -€70,944 | -€116,713 | -€4,795 | -€312,059 | ▼ 6,409% |
| Investment in fixed assets (approximation) | - | -€213,385 | -€229,458 | -€276,001 | -€40,263 | ▲ 85.4% |
| Change in cash | - | -€117,440 | €161,212 | -€124,623 | €217,975 | ▲ 275% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 144 days late
2024
31-12
Financial
Weakest financial yearnet -€474,103
Net result drops to -€474,103, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 137 days late
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 143 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Ground area
632 m²
Building footprint
183 m²
Volume, LiDAR
4,251 m³
Parcel 62817C0231/00A002, Wallonia · tallest building 26.5 m, ±8 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
IOPOOL
since 20182.282.038.034
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0231/00A002 | Wallonia | 632 m² | 1 · 183 m² | 26.5 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
BELINVEST
10 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- BELINVEST
- THE FAKTORY
- IOPOOL
Highest known parent: BELINVEST. The sources do not say who stands above it.
Owners 1
- THE FAKTORYparent81.68%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 213 companies in sector 26510 we hold annual accounts for 166. 91 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
26510Manufacture of computer, electronic and optical products
62100Computer programming
46646Wholesale trade
63100Computing infrastructure, data processing, hosting and related activities
71209Other technical testing and analysis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0711904972
Registered
26-11-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.