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IONIO

Active
Private limited companyfounded 20206 yrs activeStationsstraat 15, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0745.907.531
Summary

The computed 12-month bankruptcy probability of IONIO is 4.9% (elevated). The 2025 annual accounts show negative equity (-€60,726) and a net result of €7,369. Equity is shrinking by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 13617 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.07 in 2024; short-term debt: 372.2% and cash: 3.4% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-272.2%
Return on assets
33%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 13617 sector peers (2025).
NBB · sector comparison
Position among 13617 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2022
33 d early
2021
103 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IONIO was incorporated on 9 April 2020 as a Private limited company.1 Total assets fell from EUR 29,108 in 2021 to EUR 22,306 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€60,726▲ 10.8%
2024 · -€68,094
Total assets
€22,306▲ 51.1%
2024 · €14,763
Net result
€7,369
2024 · -€11,051
Working capital
-€65,741▲ 14.5%
2024 · -€76,902
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€25,761--€11,419▲ 55.7%-€21,516▼ 88.4%-€10,827▲ 49.7%€7,613
Net result-€25,791below the sector's middle half--€11,649below the sector's middle half▲ 54.8%-€21,604below the sector's middle half▼ 85.5%-€11,051below the sector's middle half▲ 48.8%€7,369within the sector's middle half
Equity-€23,791below the sector's middle half--€35,440below the sector's middle half▼ 49.0%-€57,044below the sector's middle half▼ 61.0%-€68,094below the sector's middle half▼ 19.4%-€60,726below the sector's middle half▲ 10.8%
Total assets€29,108below the sector's middle half-€31,507below the sector's middle half▲ 8.2%€25,599below the sector's middle half▼ 18.7%€14,763below the sector's middle half▼ 42.3%€22,306below the sector's middle half▲ 51.1%
Debt€52,900-€66,947▲ 26.6%€82,643▲ 23.4%€82,857▲ 0.3%€83,032▲ 0.2%
Working capital-€45,056below the sector's middle half--€51,405below the sector's middle half▼ 14.1%-€69,926below the sector's middle half▼ 36.0%-€76,902below the sector's middle half▼ 10.0%-€65,741below the sector's middle half▲ 14.5%
Solvency-81.7%below the sector's middle half--112.5%below the sector's middle half▼ 30.8pp-222.8%below the sector's middle half▼ 110.3pp-461.3%below the sector's middle half▼ 238.4pp-272.2%below the sector's middle half▲ 189.0pp
Current ratio0.15below the sector's middle half-0.23below the sector's middle half▲ 0.080.15below the sector's middle half▼ 0.080.07below the sector's middle half▼ 0.080.21below the sector's middle half▲ 0.14
Return on assets (ROA)-88.6%below the sector's middle half--37.0%below the sector's middle half▲ 51.6pp-84.4%below the sector's middle half▼ 47.4pp-74.9%below the sector's middle half▲ 9.5pp33.0%above the sector's middle half▲ 107.9pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2021: -€25,761-€25,761Net result 2021: -€25,791-€25,791Operating result 2022: -€11,419-€11,419Net result 2022: -€11,649-€11,649Operating result 2023: -€21,516-€21,516Net result 2023: -€21,604-€21,604Operating result 2024: -€10,827-€10,827Net result 2024: -€11,051-€11,051Operating result 2025: €7,613€7,613Net result 2025: €7,369€7,36920212022202320242025-€30,000-€20,000-€10,000€0€10,000Operating result 2023: -€21,516-€21,500Net result 2023: -€21,604-€21,600Operating result 2024: -€10,827-€10,800Net result 2024: -€11,051-€11,100Operating result 2025: €7,613€7,610Net result 2025: €7,369€7,370202320242025
The operating result returns to profit in 2025: €7,613 after a loss of €10,827 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22,306
Fixed assets €5,015 ▼ 43.1%
Current assets €17,291 ▲ 190%
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,406▲
2024 · -€6,752
Cash flow
€11,161▲
2024 · -€6,977
Quick ratio
0.13▲
2024 · 0.07
Debt to equity
-1.37▼
2024 · -1.22
Interest coverage
46.53▲
2024 · -30.11
Debt ≤ 1 year
€83,032▲
2024 · €82,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
4.8% went bankrupt
5.8% stopped otherwise
89% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,763€22,306▲
Fixed assets21/28€8,808€5,015▼
Tangible fixed assets22/27€4,605€812▼
Furniture and vehicles24€1,389€562▼
Other tangible fixed assets26€3,215€250▼
Financial fixed assets28€4,203€4,203=
Current assets29/58€5,955€17,291▲
Stocks and contracts in progress3-€6,366
Stocks30/36-€6,366
Amounts receivable within one year40/41€2,203€10,177▲
Trade receivables40-€9,705
Other amounts receivable41€2,203€472▼
Cash at bank and in hand54/58€3,753€749▼
Equity and liabilities
Total equity and liabilities10/49€14,763€22,306▲
Equity10/15-€68,094-€60,726▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€70,094-€62,726▲
Amounts payable17/49€82,857€83,032▲
Amounts payable within one year42/48€82,857€83,032▲
Trade debts44€57€623▲
Suppliers440/4€57€623▲
Advances received on contracts in progress46-€8,900
Other amounts payable47/48€82,801€73,510▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,074€3,793▼
Other operating charges640/8€494€453▼
Gross operating margin9900-€6,258€11,859▲
Operating profit (loss)9901-€10,827€7,613▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€224€245▲
Recurring financial charges65€224€245▲
Profit (loss) for the period before taxes9903-€11,051€7,369▲
Profit (loss) for the period9904-€11,051€7,369▲
Profit (loss) for the period to be appropriated9905-€11,051€7,369▲
Appropriation of the result
Profit (loss) to be appropriated9906-€70,094-€62,726▲
Profit (loss) brought forward from the previous period14P-€59,044-€70,094▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,768€5,299€5,564€4,074€3,793▼ 6.9%
Other operating charges640/8€775€422€656€494€453▼ 8.3%
Gross operating margin9900-€20,218-€5,698-€15,296-€6,258€11,859▲ 289%
Operating profit (loss)9901-€25,761-€11,419-€21,516-€10,827€7,613▲ 170%
Financial income75/76B--€1€0€0▲ 3,500%
Recurring financial income75--€1€0€0▲ 3,500%
Financial charges65/66B€30€230€89€224€245▲ 9.3%
Recurring financial charges65€30€230€89€224€245▲ 9.3%
Profit (loss) for the period before taxes9903-€25,791-€11,649-€21,604-€11,051€7,369▲ 167%
Profit (loss) for the period9904-€25,791-€11,649-€21,604-€11,051€7,369▲ 167%
Profit (loss) for the period to be appropriated9905-€25,791-€11,649-€21,604-€11,051€7,369▲ 167%
Line20212022202320242025Change
Assets
Total assets20/58€29,108€31,507€25,599€14,763€22,306▲ 51.1%
Fixed assets21/28€21,265€15,965€12,882€8,808€5,015▼ 43.1%
Tangible fixed assets22/27€17,062€11,762€8,679€4,605€812▼ 82.4%
Furniture and vehicles24€4,948€2,615€2,497€1,389€562▼ 59.5%
Other tangible fixed assets26€12,113€9,147€6,181€3,215€250▼ 92.2%
Financial fixed assets28€4,203€4,203€4,203€4,203€4,203=
Current assets29/58€7,844€15,541€12,718€5,955€17,291▲ 190%
Stocks and contracts in progress3----€6,366-
Stocks30/36----€6,366-
Amounts receivable within one year40/41-€874€3,128€2,203€10,177▲ 362%
Trade receivables40--€1,210-€9,705-
Other amounts receivable41-€874€1,918€2,203€472▼ 78.6%
Cash at bank and in hand54/58€7,844€14,667€9,589€3,753€749▼ 80.0%
Equity and liabilities
Total equity and liabilities10/49€29,108€31,507€25,599€14,763€22,306▲ 51.1%
Equity10/15-€23,791-€35,440-€57,044-€68,094-€60,726▲ 10.8%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€25,791-€37,440-€59,044-€70,094-€62,726▲ 10.5%
Amounts payable17/49€52,900€66,947€82,643€82,857€83,032▲ 0.2%
Amounts payable within one year42/48€52,900€66,947€82,643€82,857€83,032▲ 0.2%
Trade debts44€1,753€1,969€1,160€57€623▲ 994%
Suppliers440/4€1,753€1,969€1,160€57€623▲ 994%
Advances received on contracts in progress46----€8,900-
Taxes, remuneration and social security45€394-----
Taxes450/3€394-----
Other amounts payable47/48€50,753€64,978€81,483€82,801€73,510▼ 11.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€25,791-€11,649-€21,604-€11,051€7,369▲ 167%
+ Depreciation and write-downs630€4,768€5,299€5,564€4,074€3,793▼ 6.9%
Operating cash flow (approximation)-€21,023-€6,350-€16,040-€6,977€11,161▲ 260%
Investment in fixed assets (approximation)-€0-€2,480€0€0-
Change in cash-€6,823-€5,078-€5,837-€3,003▲ 48.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Back to profitnet €7,369
Net result €7,369 after 4 loss-making years.
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 103 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
262 m²
Building footprint
178 m²
Volume, LiDAR
884 m³
Parcel 71011B0676/00L000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IONIO
Full-service restaurants
since 20202.301.090.913
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71011B0676/00L000 Flanders 262 m² 1 · 178 m² 9.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 3 entries · 28,160 EUR awarded · 28,160 EUR paid
Year Entries awardedpaid
2025 1 7,200 EUR7,200 EUR
2024 1 4,400 EUR4,400 EUR
2022 1 16,560 EUR16,560 EUR
Schemes
3 entries · 28,160 EUR · 28,160 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-04-2020
Fiscal year end30-09
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56111Full-service restaurants
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.