IO Resolution
ActiveSummary
IO Resolution has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251,864 and a net result of €64,738. Equity is growing by ~38.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
short-term debt: 0.1% and cash: 71.4% of total assets, and 0.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
25.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
45 d early
2023
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (3 of the last 3 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€251,864▲ 34.6%
2024 · €187,126
Total assets
€252,137▲ 33.6%
2024 · €188,757
Net result
€64,738▼ 19.2%
2024 · €80,081
Working capital
€251,082▲ 39.7%
2024 · €179,676
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€131,344-€100,875▼ 23.2%€79,401▼ 21.3%
Net result€103,045above the sector's middle half-€80,081above the sector's middle half▼ 22.3%€64,738within the sector's middle half▼ 19.2%
Equity€107,045within the sector's middle half-€187,126within the sector's middle half▲ 74.8%€251,864above the sector's middle half▲ 34.6%
Total assets€109,029within the sector's middle half-€188,757within the sector's middle half▲ 73.1%€252,137within the sector's middle half▲ 33.6%
Debt€1,983-€1,631▼ 17.7%€273▼ 83.3%
Working capital€92,928within the sector's middle half-€179,676above the sector's middle half▲ 93.4%€251,082above the sector's middle half▲ 39.7%
Solvency98.2%above the sector's middle half-99.1%above the sector's middle half▲ 1.0pp99.9%above the sector's middle half▲ 0.8pp
Current ratio47.85above the sector's middle half-
Return on assets (ROA)94.5%above the sector's middle half-42.4%above the sector's middle half▼ 52.1pp25.7%within the sector's middle half▼ 16.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252,137
Fixed assets
€782 ▼ 89.5%
Current assets
€251,355 ▲ 38.6%
Equity and liabilities €252,137
Equity
€251,864 ▲ 34.6%
Debt
€273 ▼ 83.3%
Debt's share of the balance-sheet total falls from 0.9% to 0.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86,069▼
2024 · €107,543
Cash flow
€71,406▼
2024 · €86,749
Debt to equity
0.00▼
2024 · 0.01
ROE
25.7%▼
2024 · 42.8%
Interest coverage
167.85▼
2024 · 197.49
Debt ≤ 1 year
€273▼
2024 · €1,631
Income taxes
€17,176▼
2024 · €21,319
A ratio outside any meaningful range has been withheld (balance sheet total €252,137, equity €251,864).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,882 | €6,668 | €6,668 | = |
| Other operating charges640/8 | - | - | €664 | - |
| Non-recurring operating charges66A | - | - | €127 | - |
| Gross operating margin9900 | €137,226 | €107,543 | €86,860 | ▼ 19.2% |
| Operating profit (loss)9901 | €131,344 | €100,875 | €79,401 | ▼ 21.3% |
| Financial income75/76B | €639 | €1,069 | €3,025 | ▲ 183% |
| Recurring financial income75 | €639 | €1,069 | €3,025 | ▲ 183% |
| Financial charges65/66B | €190 | €545 | €513 | ▼ 5.8% |
| Recurring financial charges65 | €190 | €545 | €513 | ▼ 5.8% |
| Profit (loss) for the period before taxes9903 | €131,792 | €101,400 | €81,914 | ▼ 19.2% |
| Income taxes67/77 | €28,747 | €21,319 | €17,176 | ▼ 19.4% |
| Profit (loss) for the period9904 | €103,045 | €80,081 | €64,738 | ▼ 19.2% |
| Profit (loss) for the period to be appropriated9905 | €103,045 | €80,081 | €64,738 | ▼ 19.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €109,029 | €188,757 | €252,137 | ▲ 33.6% |
| Fixed assets21/28 | €14,118 | €7,450 | €782 | ▼ 89.5% |
| Tangible fixed assets22/27 | €14,118 | €7,450 | €782 | ▼ 89.5% |
| Furniture and vehicles24 | €14,118 | €7,450 | €782 | ▼ 89.5% |
| Current assets29/58 | €94,911 | €181,308 | €251,355 | ▲ 38.6% |
| Amounts receivable within one year40/41 | €92 | €2,987 | €16,224 | ▲ 443% |
| Trade receivables40 | €9 | €2,400 | €15,813 | ▲ 559% |
| Other amounts receivable41 | €83 | €587 | €411 | ▼ 30.0% |
| Current investments50/53 | €25,352 | €55,021 | €55,021 | = |
| Cash at bank and in hand54/58 | €69,016 | €122,317 | €180,048 | ▲ 47.2% |
| Deferred charges and accrued income490/1 | €451 | €982 | €62 | ▼ 93.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €109,029 | €188,757 | €252,137 | ▲ 33.6% |
| Equity10/15 | €107,045 | €187,126 | €251,864 | ▲ 34.6% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €103,045 | €183,126 | €247,864 | ▲ 35.4% |
| Amounts payable17/49 | €1,983 | €1,631 | €273 | ▼ 83.3% |
| Amounts payable within one year42/48 | €1,983 | €1,631 | €273 | ▼ 83.3% |
| Trade debts44 | €428 | €76 | €96 | ▲ 27.0% |
| Suppliers440/4 | €428 | €76 | €96 | ▲ 27.0% |
| Taxes, remuneration and social security45 | €1,555 | €1,555 | €0 | ▼ 100% |
| Taxes450/3 | €1,555 | €1,555 | €0 | ▼ 100% |
| Other amounts payable47/48 | €0 | €0 | €177 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €103,045 | €80,081 | €64,738 | ▼ 19.2% |
| + Depreciation and write-downs630 | €5,882 | €6,668 | €6,668 | = |
| Operating cash flow (approximation) | €108,928 | €86,749 | €71,406 | ▼ 17.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €53,301 | €57,731 | ▲ 8.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 12-06-2026
- Registered-office move, Sentier du Bois Saint-Roch 3, 1380 Lasne
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €64,738 ▼19.2%
Net result drops to €64,738, the lowest in the series.
31-12
Financial
Liquidity times 8current ratio 920.58
Current ratio from 111.14 to 920.58; short-term debt falls from €1,631 to €273.
31-12
Financial
Equity above €200,000Eq €251,864 ▲34.6%
3 profitable years in a row build equity to €251,864.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 111.14
Current ratio from 47.85 to 111.14; short-term debt falls from €1,983 to €1,631.
31-12
Financial
Equity above €150,000Eq €187,126 ▲74.8%
2 profitable years in a row build equity to €187,126.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2023
Ground area
4,718 m²
Building footprint
1,417 m²
Volume, LiDAR
714 m³
2 parcels, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IO Resolution
since 20232.340.811.126
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110C0919/00A000 | Wallonia | 2,729 m² | 1 · 1,288 m² | - |
| 25051H0271/00A000 | Wallonia | 1,989 m² | 1 · 129 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400U64UMQSU6TYT61
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 38,910 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
74301Translation services
85207Education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0797172229
Also
9925:BE0797172229
Registered
18-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.