IO & ALTRO
ActiveSummary
IO & ALTRO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,686 and a net result of -€10,193. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 1958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Other information service activities
NACE 63920NACE 63990
1 site
How big
€71,489total assets 2025
- Equity
- €63,686
- Loss
- -€10,193
Turnover not published (abridged schema)
Who decides
Accounts 28 d early0 of 3 deeds read
Why 70- Annual accounts: weaker financial profile- Persistent losses+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 8.84 against 16.75 in 2024; short-term debt: 10.9% and cash: 20.2% of total assets), and 10.9% of the assets are financed with debt.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
-14.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,193
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
7 d late
2023
12 d early
2022
25 d late
2021
29 d late
2020
27 d late
2019
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €71,489Loss -€10,193Solvency 89.1%Liquidity 8.84
Total assets
€71,489▼ 8.7%
2018 - 2025
Net result
-€10,193▼ 5.2%
2018 - 2025
Equity
€63,686▼ 13.8%
2018 - 2025
Solvency
89.1%▼ 5.3pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,324▲ 2,870%-€2,139€14,057-€8,893-€9,263▼ 4.2%
Net result€29,062within the sector's middle half▲ 34,252%-€7,204below the sector's middle half€8,846within the sector's middle half-€9,689below the sector's middle half-€10,193below the sector's middle half▼ 5.2%
Equity€81,927within the sector's middle half▲ 55.0%€74,722within the sector's middle half▼ 8.8%€83,568within the sector's middle half▲ 11.8%€73,879within the sector's middle half▼ 11.6%€63,686within the sector's middle half▼ 13.8%
Total assets€97,432within the sector's middle half▲ 43.6%€85,066within the sector's middle half▼ 12.7%€89,184within the sector's middle half▲ 4.8%€78,272within the sector's middle half▼ 12.2%€71,489within the sector's middle half▼ 8.7%
Debt€15,505▲ 3.5%€10,344▼ 33.3%€5,616▼ 45.7%€4,393▼ 21.8%€7,803▲ 77.6%
Working capital€72,952within the sector's middle half▲ 68.4%€68,190within the sector's middle half▼ 6.5%€77,207within the sector's middle half▲ 13.2%€69,183within the sector's middle half▼ 10.4%€61,153within the sector's middle half▼ 11.6%
Solvency84.1%above the sector's middle half▲ 6.2pp87.8%above the sector's middle half▲ 3.8pp93.7%above the sector's middle half▲ 5.9pp94.4%above the sector's middle half▲ 0.7pp89.1%above the sector's middle half▼ 5.3pp
Current ratio5.71above the sector's middle half▲ 1.817.59above the sector's middle half▲ 1.8914.75above the sector's middle half▲ 7.1516.75above the sector's middle half▲ 2.008.84above the sector's middle half▼ 7.91
Return on assets (ROA)29.8%above the sector's middle half▲ 29.7pp-8.5%below the sector's middle half▼ 38.3pp9.9%within the sector's middle half▲ 18.4pp-12.4%below the sector's middle half▼ 22.3pp-14.3%below the sector's middle half▼ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,263 in 2025 against €8,893 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,489
Fixed assets
€2,533 ▼ 46.1%
Current assets
€68,956 ▼ 6.3%
Equity and liabilities €71,489
Equity
€63,686 ▼ 13.8%
Debt
€7,803 ▲ 77.6%
Debt's share of the balance-sheet total rises from 5.6% to 10.9%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
-€7,101▼
2024 · -€6,431
Cash flow
-€8,030▼
2024 · -€7,227
Debt to equity
0.12▲
2024 · 0.06
ROE
-16.0%▼
2024 · -13.1%
Interest coverage
-91.77▼
2024 · -76.65
Debt ≤ 1 year
€7,803▲
2024 · €4,393
Income taxes
€852▲
2024 · €722
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,127 | €3,686 | €2,610 | €2,462 | €2,163 | ▼ 12.2% |
| Other operating charges640/8 | €510 | €512 | €493 | €722 | €579 | ▼ 19.8% |
| Gross operating margin9900 | €49,961 | €2,059 | €17,161 | -€5,709 | -€6,522 | ▼ 14.2% |
| Operating profit (loss)9901 | €46,324 | -€2,139 | €14,057 | -€8,893 | -€9,263 | ▼ 4.2% |
| Financial income75/76B | €2 | €1 | €7 | €10 | €0 | ▼ 99.9% |
| Recurring financial income75 | €2 | €1 | €7 | €10 | €0 | ▼ 99.9% |
| Financial charges65/66B | €109 | €53 | €182 | €84 | €77 | ▼ 7.8% |
| Recurring financial charges65 | €109 | €53 | €182 | €84 | €77 | ▼ 7.8% |
| Profit (loss) for the period before taxes9903 | €46,217 | -€2,190 | €13,882 | -€8,967 | -€9,341 | ▼ 4.2% |
| Income taxes67/77 | €17,156 | €5,014 | €5,036 | €722 | €852 | ▲ 18.0% |
| Profit (loss) for the period9904 | €29,062 | -€7,204 | €8,846 | -€9,689 | -€10,193 | ▼ 5.2% |
| Profit (loss) for the period to be appropriated9905 | €29,062 | -€7,204 | €8,846 | -€9,689 | -€10,193 | ▼ 5.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97,432 | €85,066 | €89,184 | €78,272 | €71,489 | ▼ 8.7% |
| Fixed assets21/28 | €8,975 | €6,532 | €6,361 | €4,696 | €2,533 | ▼ 46.1% |
| Tangible fixed assets22/27 | €8,529 | €6,086 | €5,915 | €4,696 | €2,533 | ▼ 46.1% |
| Furniture and vehicles24 | €5,521 | €3,831 | €3,370 | €3,155 | €1,997 | ▼ 36.7% |
| Other tangible fixed assets26 | €3,007 | €2,255 | €2,545 | €1,540 | €536 | ▼ 65.2% |
| Financial fixed assets28 | €446 | €446 | €446 | €0 | - | - |
| Current assets29/58 | €88,457 | €78,534 | €82,824 | €73,576 | €68,956 | ▼ 6.3% |
| Amounts receivable within one year40/41 | €58,635 | €55,462 | €54,897 | €61,098 | €48,617 | ▼ 20.4% |
| Trade receivables40 | €57,217 | €53,888 | €53,594 | €55,900 | €45,982 | ▼ 17.7% |
| Other amounts receivable41 | €1,418 | €1,574 | €1,304 | €5,198 | €2,635 | ▼ 49.3% |
| Cash at bank and in hand54/58 | €29,131 | €21,064 | €16,145 | €2,766 | €14,419 | ▲ 421% |
| Deferred charges and accrued income490/1 | €692 | €2,008 | €11,782 | €9,713 | €5,920 | ▼ 39.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97,432 | €85,066 | €89,184 | €78,272 | €71,489 | ▼ 8.7% |
| Equity10/15 | €81,927 | €74,722 | €83,568 | €73,879 | €63,686 | ▼ 13.8% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €63,377 | €56,172 | €65,018 | €65,018 | €65,018 | = |
| Non-distributable reserves130/1 | €1,855 | €1,855 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | €0 | - | - | - |
| Distributable reserves133 | €61,522 | €54,317 | €65,018 | €65,018 | €65,018 | = |
| Profit (loss) carried forward14 | - | - | - | -€9,689 | -€19,882 | ▼ 105% |
| Amounts payable17/49 | €15,505 | €10,344 | €5,616 | €4,393 | €7,803 | ▲ 77.6% |
| Amounts payable within one year42/48 | €15,505 | €10,344 | €5,616 | €4,393 | €7,803 | ▲ 77.6% |
| Trade debts44 | €4,898 | €216 | €431 | €837 | €1,585 | ▲ 89.3% |
| Suppliers440/4 | €4,898 | €216 | €431 | €837 | €1,585 | ▲ 89.3% |
| Taxes, remuneration and social security45 | €7,311 | €7,306 | €1,036 | €0 | - | - |
| Taxes450/3 | €7,311 | €7,306 | €1,036 | €0 | - | - |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €3,296 | €2,822 | €4,149 | €3,556 | €6,218 | ▲ 74.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,062 | -€7,204 | €8,846 | -€9,689 | -€10,193 | ▼ 5.2% |
| + Depreciation and write-downs630 | €3,127 | €3,686 | €2,610 | €2,462 | €2,163 | ▼ 12.2% |
| Operating cash flow (approximation) | €32,189 | -€3,518 | €11,456 | -€7,227 | -€8,030 | ▼ 11.1% |
| Investment in fixed assets (approximation) | - | -€1,243 | -€2,439 | -€797 | €0 | ▲ 100% |
| Change in cash | - | -€8,066 | -€4,920 | -€13,379 | €11,653 | ▲ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
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BE 0425.279.177
Antwerpen · Eq €63,900
TIMINC CONSULT
BE 0743.989.604
Sint-Lievens-Houtem · Eq €63,349
Blue Fyre
BE 0803.889.577
Zedelgem · Eq €64,044
GLOCOLEARNING
BE 0789.673.733
Genk · Eq €64,165
Of 3,148 companies in this sector we hold annual accounts for 1,526. 1,242 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
13 eventsLatest 03-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8,846
Net result €8,846 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €29,062 ▲34,252%
Operating result €46,324, net result €29,062, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
04-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17,025
Net result €17,025 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €226
Flemish government
€226
awarded · 2025
Subsidies and aid
Flemish government
2025 · 1 entry · €226 awarded · €226 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | €226 | €226 |
Company details
Private limited company · founded 21-11-2011Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded21-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
70200Business and other management consultancy
73200Market research and public opinion polling
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841341673
Also
9925:BE0841341673
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Ground area
2,485 m²
Building footprint
260 m²
Volume, LiDAR
1,932 m³
Parcel 11364F0188/00N003, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Io & Altro
since 2011unit no. 2.204.659.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0188/00N003 | Flanders | 2,485 m² | 1 · 260 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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