Summary
INVISIO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €342,625 and a net result of €65,596. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 59% of 8091 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
2 d early
2022
26 d early
2021
32 d early
2020
20 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€342,625▼ 25.9%
2024 · €462,594
Net result
€65,596▲ 5.4%
2024 · €62,230
Total assets
€553,607▲ 2.1%
2024 · €541,994
Solvency
61.9%▼ 23.5pp
2024 · 85.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€82,661▼ 1.1%€74,921▼ 9.4%€86,109▲ 14.9%€93,856▲ 9.0%€97,743▲ 4.1%
Net result€53,018within the sector's middle half▲ 22.1%€47,971within the sector's middle half▼ 9.5%€56,135within the sector's middle half▲ 17.0%€62,230within the sector's middle half▲ 10.9%€65,596within the sector's middle half▲ 5.4%
Equity€352,370within the sector's middle half▲ 17.7%€400,341above the sector's middle half▲ 13.6%€456,476above the sector's middle half▲ 14.0%€462,594above the sector's middle half▲ 1.3%€342,625within the sector's middle half▼ 25.9%
Total assets€542,873below the sector's middle half▼ 0.4%€547,831within the sector's middle half▲ 0.9%€555,657within the sector's middle half▲ 1.4%€541,994within the sector's middle half▼ 2.5%€553,607within the sector's middle half▲ 2.1%
Debt€190,503▼ 22.5%€147,490▼ 22.6%€99,181▼ 32.8%€79,400▼ 19.9%€210,982▲ 166%
Working capital-€22,648within the sector's middle half▲ 41.0%-€12,815within the sector's middle half▲ 43.4%€3,965within the sector's middle half-€19,118within the sector's middle half-€146,648below the sector's middle half▼ 667%
Solvency64.9%within the sector's middle half▲ 10.0pp73.1%within the sector's middle half▲ 8.2pp82.2%above the sector's middle half▲ 9.1pp85.4%above the sector's middle half▲ 3.2pp61.9%within the sector's middle half▼ 23.5pp
Current ratio0.73within the sector's middle half▲ 0.110.84within the sector's middle half▲ 0.111.06within the sector's middle half▲ 0.220.76within the sector's middle half▼ 0.300.30below the sector's middle half▼ 0.46
Return on assets (ROA)9.8%within the sector's middle half▲ 1.8pp8.8%within the sector's middle half▼ 1.0pp10.1%within the sector's middle half▲ 1.3pp11.5%within the sector's middle half▲ 1.4pp11.8%within the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553,607
Fixed assets
€489,643 ▲ 1.6%
Current assets
€63,964 ▲ 6.1%
Equity and liabilities €553,607
Equity
€342,625 ▼ 25.9%
Debt
€210,982 ▲ 166%
Debt's share of the balance-sheet total rises from 14.6% to 38.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
19.1%▲
2024 · 13.5%
Debt ≤ 1 year
€210,613▲
2024 · €79,400
Income taxes
€31,648▲
2024 · €30,494
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €346 | €346 | €703 | €395 | €1,645 | ▲ 317% |
| Other operating charges640/8 | €586 | €700 | €743 | €852 | €610 | ▼ 28.3% |
| Gross operating margin9900 | €83,594 | €75,967 | €87,555 | €95,102 | €99,999 | ▲ 5.1% |
| Operating profit (loss)9901 | €82,661 | €74,921 | €86,109 | €93,856 | €97,743 | ▲ 4.1% |
| Financial income75/76B | €0 | €0 | €9 | €0 | €10 | - |
| Recurring financial income75 | €0 | €0 | €9 | €0 | €10 | - |
| Financial charges65/66B | €4,454 | €3,467 | €2,491 | €1,132 | €509 | ▼ 55.1% |
| Recurring financial charges65 | €4,454 | €3,467 | €2,491 | €1,132 | €509 | ▼ 55.1% |
| Profit (loss) for the period before taxes9903 | €78,207 | €71,454 | €83,626 | €92,723 | €97,244 | ▲ 4.9% |
| Income taxes67/77 | €25,190 | €23,483 | €27,491 | €30,494 | €31,648 | ▲ 3.8% |
| Profit (loss) for the period9904 | €53,018 | €47,971 | €56,135 | €62,230 | €65,596 | ▲ 5.4% |
| Profit (loss) for the period to be appropriated9905 | €53,018 | €47,971 | €56,135 | €62,230 | €65,596 | ▲ 5.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €542,873 | €547,831 | €555,657 | €541,994 | €553,607 | ▲ 2.1% |
| Fixed assets21/28 | €481,971 | €481,625 | €482,106 | €481,712 | €489,643 | ▲ 1.6% |
| Tangible fixed assets22/27 | €692 | €346 | €827 | €433 | €8,364 | ▲ 1,833% |
| Plant, machinery and equipment23 | - | - | €827 | €433 | €38 | ▼ 91.2% |
| Furniture and vehicles24 | €692 | €346 | €0 | - | €8,326 | - |
| Financial fixed assets28 | €481,279 | €481,279 | €481,279 | €481,279 | €481,279 | = |
| Current assets29/58 | €60,902 | €66,206 | €73,551 | €60,282 | €63,964 | ▲ 6.1% |
| Amounts receivable within one year40/41 | €54,737 | €47,190 | €60,183 | €14,642 | €19,677 | ▲ 34.4% |
| Trade receivables40 | €54,450 | €47,190 | €56,144 | €14,634 | €18,767 | ▲ 28.2% |
| Other amounts receivable41 | €287 | €0 | €4,039 | €8 | €910 | ▲ 11,937% |
| Cash at bank and in hand54/58 | €3,075 | €9,914 | €10,194 | €7,590 | €42,431 | ▲ 459% |
| Deferred charges and accrued income490/1 | €3,089 | €9,102 | €3,174 | €38,051 | €1,856 | ▼ 95.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €542,873 | €547,831 | €555,657 | €541,994 | €553,607 | ▲ 2.1% |
| Equity10/15 | €352,370 | €400,341 | €456,476 | €462,594 | €342,625 | ▼ 25.9% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €339,970 | €387,941 | €444,076 | €450,194 | €330,225 | ▼ 26.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €338,110 | €386,081 | €444,076 | €450,194 | €330,225 | ▼ 26.6% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €190,503 | €147,490 | €99,181 | €79,400 | €210,982 | ▲ 166% |
| Amounts payable after more than one year17 | €106,682 | €68,469 | €29,595 | €0 | - | - |
| Financial debts170/4 | €106,682 | €68,469 | €29,595 | €0 | - | - |
| Amounts payable within one year42/48 | €83,549 | €79,021 | €69,586 | €79,400 | €210,613 | ▲ 165% |
| Current portion of amounts payable after more than one year42 | €37,565 | €38,214 | €38,873 | €29,595 | €0 | ▼ 100% |
| Trade debts44 | €78 | €502 | €1,994 | €514 | €1,881 | ▲ 266% |
| Suppliers440/4 | €78 | €502 | €1,994 | €514 | €1,881 | ▲ 266% |
| Taxes, remuneration and social security45 | €19,329 | €22,176 | €28,309 | €20,071 | €25,529 | ▲ 27.2% |
| Taxes450/3 | €19,329 | €22,176 | €28,309 | €20,071 | €25,529 | ▲ 27.2% |
| Other amounts payable47/48 | €26,577 | €18,130 | €409 | €29,220 | €183,203 | ▲ 527% |
| Accrued charges and deferred income492/3 | €271 | €0 | - | - | €370 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,018 | €47,971 | €56,135 | €62,230 | €65,596 | ▲ 5.4% |
| + Depreciation and write-downs630 | €346 | €346 | €703 | €395 | €1,645 | ▲ 317% |
| Operating cash flow (approximation) | €53,364 | €48,317 | €56,838 | €62,624 | €67,242 | ▲ 7.4% |
| Investment in fixed assets (approximation) | - | €0 | -€1,184 | €0 | -€9,576 | - |
| Change in cash | - | €6,839 | €280 | -€2,604 | €34,842 | ▲ 1,438% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €65,596 ▲5.4%
Operating result €97,743, net result €65,596, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €40,537 ▼19.1%
Net result drops to €40,537, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2012
Ground area
1,599 m²
Building footprint
302 m²
Volume, LiDAR
1,524 m³
Parcel 71004B0286/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INVISIO
since 20122.205.061.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004B0286/00C000 | Flanders | 1,599 m² | 1 · 302 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2021 list no shareholders, and no other source names one.
Holdings 1
-
7.62%
According to the 2021 annual accounts of INVISIO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841753330
Also
9925:BE0841753330
Registered
30-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.