Invinit
ActiveInvinit has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €63k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 7583 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 7.41 in 2024), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
43.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
2 d early
2023
on the day
2022
24 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▼ 20.6%
2024 · €152k
2020: €158k
2021: €211k
2022: €23k
2023: €93k
2024: €152k
2020 → 2025
Total assets
€143k▼ 21.4%
2024 · €182k
2020: €208k
2021: €309k
2022: €321k
2023: €152k
2024: €182k
2020 → 2025
Net result
€63k▲ 5.6%
2024 · €59k
2020: €53k
2021: €54k
2022: €18k
2023: €70k
2024: €59k
2020 → 2025
Working capital
€106k▼ 23.0%
2024 · €138k
2020: €172k
2021: €236k
2022: €33k
2023: €99k
2024: €138k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€23k▼ 89.1%€93k▲ 302%€152k▲ 64.1%€121k▼ 20.6%
Operating result€68k-€25k▼ 62.7%€91k▲ 256%€76k▼ 16.3%€81k▲ 6.5%
Net result€54k-€18k▼ 66.3%€70k▲ 286%€59k▼ 14.7%€63k▲ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€15k▼ 35.6%
Current assets
€129k▼ 19.4%
Equity and liabilities €143k
Equity
€121k▼ 20.6%
Debt
€22k▼ 25.5%
The debt ratio falls from 16.5% to 15.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€92k▲
2024 · €85k
Cash flow
€74k▲
2024 · €69k
Solvency
84.4%▲
2024 · 83.5%
Current ratio
5.75▼
2024 · 7.41
Quick ratio
5.75▼
2024 · 7.41
Debt / equity
0.19▼
2024 · 0.20
ROE
51.9%▲
2024 · 39.1%
ROA
43.8%▲
2024 · 32.6%
Interest coverage
313.90▲
2024 · 215.38
Debt
€22k▼
2024 · €30k
Debt ≤ 1 year
€22k▲
2024 · €22k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€182k€143k▼
Fixed assets21/28€23k€15k▼
Tangible fixed assets22/27€23k€15k▼
Financial fixed assets28€90€90=
Current assets29/58€159k€129k▼
Amounts receivable within one year40/41€24k€14k▼
Investments50/53-€70k
Cash & bank54/58€132k€44k▼
Total equity & liabilities10/49€182k€143k▼
Equity10/15€152k€121k▼
Contributions / capital10/11€19k€19k=
Reserves13€133k€102k▼
Accumulated profits (losses)14€640€363▼
Amounts payable17/49€30k€22k▼
Amounts payable after one year17€8k€0▼
Amounts payable within one year42/48€22k€22k▲
Trade debts payable within one year44€1k€2k▲
Income statement
Code20242025
Gross operating margin9900€87k€93k▲
Operating result9901€76k€81k▲
Financial income75€285€709▲
Financial charges65€397€292▼
Result before taxes9903€76k€81k▲
Income taxes67/77€16k€19k▲
Net result for the period9904€59k€63k▲
Result to be appropriated9905€59k€63k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €152k ▲64.1%
5 profitable years in a row build equity to €152k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
25-03
State Gazette act
Registered-office change
2023
30-09
Financial
Highest result since 2020net €70k ▲286%
Operating result €91k, net result €70k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 4.36
Current ratio from 1.13 to 4.36; short-term debt falls from €255k to €29k.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-12
State Gazette act
Director changes
Christophe Delrive
30-09
Financial
Weakest financial yearnet €18k ▼66.3%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €211k ▲33.3%
2 profitable years in a row build equity to €211k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2022
MEESE Danielle Hélène Patricia
CurrentDirector · since 01-12-2022
TEIRLINCK Jeroen
CurrentDirector · since 01-12-2022
01-12-2022
MEESE Danielle Hélène Patricia: Appointed as Director
01-12-2022
TEIRLINCK Jeroen: Appointed as Director
Not every act has been read: a resignation may be missing here
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2017
Ground area
415 m²
Building footprint
100 m²
Parcel 44081C0554/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Zonnelaan 87, 9870 Zulte
since 20172.260.633.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0554/00B002 | Flanders | 415 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HEMAPA
BE 0476.346.412
Oostende · Eq €121k
Cédric Jochems
BE 0790.404.894
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FITHO
BE 0747.713.216
Stekene · Eq €121k
Of 24,422 companies in sector 82990 we hold annual accounts for 9,309. 7,097 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2017
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 25-08-2026. Scores and ratios are computed by Checked and are not a credit decision.