Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Invict Group is 4.4% (elevated). The 2023 annual accounts show equity of €16.50M and a net result of €-180k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.4%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 29-04-2026 | 1 d early | 2026-00095050 |
| 30-09-2024 | 30-04-2025 | 16-05-2025 | 16 d late | 2025-00095783 |
| 30-09-2023 | 30-04-2024 | 30-04-2024 | on the day | 2024-00075252 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-180k
Working capital€-363k
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · ander
| Fiscal year | 2023 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | - |
| Net profit | €-180k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €21.58M |
| Equity | €16.50M |
| Debt | €5.08M |
| of which ≤ 1y | €720k |
| of which > 1y | €4.29M |
| Working capital | €-363k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.50 |
| Quick ratio | 0.50 |
| Working capital ratio | -1.7% |
| Solvency | 76.4% |
| Debt / equity | 0.31 |
| Long-term debt ratio | 0.26 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -0.8% |
| ROE | -1.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €21.58M |
| Fixed assets | 21/28 | €21.22M |
| Financial fixed assets | 28 | €21.22M |
| Current assets | 29/58 | €357k |
| Cash & bank | 54/58 | €324k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €21.58M |
| Equity | 10/15 | €16.50M |
| Contributions / capital | 10/11 | €16.68M |
| Accumulated profits (losses) | 14 | €-180k |
| Amounts payable | 17/49 | €5.08M |
| Amounts payable after one year | 17 | €4.29M |
| Amounts payable within one year | 42/48 | €720k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €-11k |
| Operating result | 9901 | €-11k |
| Financial income | 75 | €32k |
| Financial charges | 65 | €201k |
| Result before taxes | 9903 | €-180k |
| Net result for the period | 9904 | €-180k |
| Result to be appropriated | 9905 | €-180k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed35
/ 100
Weak
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Directors
Directors & mandates
under verificationDirectors derived from a single State Gazette act, under verification
All 5 current directors first appear in the same act (25360094). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Current03-10-2025 → present
-
Elisabeth DOURCYDirector (executive)State Gazette act 25360094 (03-10-2025)Current03-10-2025 → present
-
Current03-10-2025 → present
-
NOSHAQLegal entityDirector (executive)· perm. rep.: BALTHAZART Alain Charles MichelState Gazette act 25360094 (03-10-2025)Current03-10-2025 → present
-
Current03-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 15-12-2022 |
| Status | Active |
| Postal code | 4800 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Couloury 14800 VerviersEstablishment units
1 locationInvict Group
since 20222.339.868.939
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area180 m²
Buildings1
Building footprint189 m²
Volume (LiDAR)1,538 m³
Tallest building10.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63043A0160/00B000 | Wallonia | 180 m² | 1 · 189 m² | 10.5 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Capital history · 2
03-10-2025
Capital change
08-10-2024
Capital change
All acts · 2
updated 10 months ago
2025
03-10-2025 Capital increase of €2,999,997 to €29,256,072
- €26.256.075 → €29.256.072
- Inbreng in geld · Apport en numéraire
Notary:
François DENIS · Dison
2024
08-10-2024 Capital increase of €9,581,075 to €9,581,075
- €0 → €9.581.075
- Inbreng in geld · Apport en numéraire
Notary:
François DENIS · Dison
Analysis
Snowflake analysis
financial profile on 5 axes45
/ 100
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
35
Profitability
0
Solvency
67
Growth
-
Stability
79
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | Invict Group |
Registered office
Chemin du Couloury 1
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.